Building the Commons with the XRP Ledger Community XRP Ledger Hackathon: xrpl.at/hackathonNY
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That’s a wrap on Make Waves! 🌊
The creativity, effort, and energy you’ve all put into building over the past 90 days has been incredible. Win or lose, shipping a project is a massive achievement. You should all be insanely proud!
🏆 Judging is officially underway. Winners announced next week.
Drop a GIF of your post-buildathon mood below! 👇
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One month out. Your October 24–25 weekend plans just got an upgrade 🗽
The AI & Fintech XRPL Hackathon is coming to NYC.
Build agentic commerce, lending & borrowing apps, and new financial tools, or go deep on core protocol in C++.
$40K+ in prizes, with mentors from @Mastercard , @awscloud , @RippleXDev , @XRPLF , @t54ai , @soil_farm & @evernorthxrp .
All profiles are welcome.
Get your application in before selection closes.
Apply today 👇 xrpl.at/hackathonNY
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That’s a wrap on Make Waves! 🌊
The creativity, effort, and energy you’ve all put into building over the past 90 days has been incredible. Win or lose, shipping a project is a massive achievement. You should all be insanely proud!
🏆 Judging is officially underway. Winners announced next week.
Drop a GIF of your post-buildathon mood below! 👇
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New York won't wait for you to be ready. Neither will this hackathon.
4 tracks, 1 weekend, zero new languages to learn. Join us in NYC this Oct 24–25 for two days of relentless building across AI, Fintech, and Blockchain.
Spots are capped. Register now 👇
xrpl.at/hackathonNY
Hosted by XRPL Commons with @Ripple , @XRPLF , @Mastercard , @Ledger , @awscloud & @Quicknode .
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Sometimes, some things have to be postponed, Batch activation on October 9, 2026, at 2:46 PM UTC!
xrpld 3.4.1 is being released with a Batch fix and stability improvements.
We’re asking validators and node operators to upgrade as soon as possible. There has been no impact to mainnet, and no loss of funds.
There is also a new fix amendment, fixBatchV1_2, which addresses a minor issue with Batch that does not pose a risk to funds.
The amendment is marked as Default Yes. Both Batch and the fix amendment are in the activation period and set to activate in 2 weeks. A detailed technical report will be shared after the fix amendment has been activated.
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XRPL Commons retweeted
xrpld v3.4.1 is out. There is a Batch fix (no loss of funds), and voting for Batch has been reset to align with the fix. Batch is now scheduled to be activated 2 weeks from today.
xrpld 3.4.1 is being released with a Batch fix and stability improvements.
We’re asking validators and node operators to upgrade as soon as possible. There has been no impact to mainnet, and no loss of funds.
There is also a new fix amendment, fixBatchV1_2, which addresses a minor issue with Batch that does not pose a risk to funds.
The amendment is marked as Default Yes. Both Batch and the fix amendment are in the activation period and set to activate in 2 weeks. A detailed technical report will be shared after the fix amendment has been activated.
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Bring the project you already have. Bring the one you're embarrassed to admit you've been thinking about. Either works.
👉Register now for the XRP Ledger Hackathon: xrpl.at/hackathonNY
Hosted by XRPL Commons with @RippleSwell @XRPLF @Ledger @Mastercard @Quicknode @awscloud
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Just 2 weeks away! Online Training: Building on the XRP Ledger
Whether you're new to blockchain or just new to XRPL, this 2-day technical training gets you up to speed on one of the fastest, most efficient ledgers in the industry: what it can do, and what you could build on it.
Open to developers, founders, and builders at any level. No prior XRPL experience needed.
5-6 October. All online. Sign up now:
luma.com/building-on-the-xrp…
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Track: Lending & Borrowing ✅
Native lending and borrowing is coming to XRP Ledger.
Build the tooling, integrations, and applications for the XRP Ledger Hackathon: Lending & Borrowing Track in NYC.
XLS-65 (Single Asset Vaults) and XLS-66 (Lending Protocol) are in live validator voting: fixed-term credit infrastructure built directly into the protocol, no smart contracts required. Something almost no other L1 can claim.
Get ahead of the protocol. Those who move first will define the standards the market adopts.
🧵 Track directions to explore below 👇
📍 NYC | October 24–25
🎟️ Register: xrpl.at/hackathonNY
Hosted by XRPL Commons with the support of @XRPLF @RippleXDev @Mastercard @Ledger @Quicknode
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# 2
Here are examples of what you can build in the 36-hour sprint:
Vault interfaces: deposit, withdraw, and track Single Asset Vault positions
Risk tooling: underwriting, rate-setting, or default protection for uncollateralized, fixed-term loans
Secondary markets: split loan positions into principal + yield so lenders aren't locked until maturity
Credential-gated lending: pair Permissioned Domains with vaults so only verified counterparties participate
RWA-backed vaults: plug tokenized treasuries or other real-world assets in as working capital
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XRPL Commons retweeted
Securities lending is moving on-chain but what does that mean for tokenized assets and why is XRPL well suited for it?
Explore our latest article below👇
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New Partner announcement: @awscloud is joining the XRP Ledger Hackathon.
Bringing Amazon Bedrock AgentCore to the room.
Ship autonomous, on-chain agents on XRPL with production-grade infra behind them.
NYC, Oct 24–25. Register now : luma.com/xrpl-hackathon-nyc
Hosted with @RippleSwell and @XRPLF
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🪙 The digital euro has entered capital markets, Pontes is now live.
The Eurosystem's (@ecb ) new settlement service connects DLT-based market infrastructure with central bank money for the cash leg of digital securities transactions.
✅ Four market infrastructures in the initial launch: @Clearstream , SWIAT, Cashlink & @AxiologyTSS
✅ Axiology already settles in euro-denominated stablecoins, Pontes adds central bank money as a second settlement option
✅ Built under the EU DLT Pilot Regime
Read more: axiology.lt/post/the-digital…
The biggest news in finance you’ll read today:
The digital euro has entered the capital markets. Pontes is live.
The Eurosystem’s (@ecb) new settlement service connects DLT-based market infrastructure with central bank money. Axiology is one of four market infrastructures participating in the launch, alongside Cashlink, SWIAT and @Clearstream.
Learn more: axiology.lt/post/the-digital…
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No Solidity, no Rust, no new language to learn. If you already know how to code, you already know enough to build on XRPL.
👉Register now: xrpl.at/hackathonNY
Hosted by XRPL Commons with @RippleSwell
@XRPLF @Ledger @Mastercard @Quicknode
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Community built to last. @BooneBergsma has been building the ESG side of web3 since 2020. We're glad to have him in the room. Join us in NY in October. xrpl.at/hackathonNY
Excited to judge #RWAs at the #XRP Ledger Hackathon in #NYC Oct 24–25, 2026
Hosted by @xrpl_commons with @XRPLF & @rippleSwell
Grab your spot luma.com/xrpl-hackathon-nyc
#XRPLedger #Hackathon #RippleSwell2026
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Track: Protocol Innovation
Some builders want to build on XRPL. Others want to build XRPL itself.
Work directly on the ledger at the XRP Ledger Hackathon in NYC this October: core protocol amendments, client implementations, tooling, infrastructure. The Protocol Innovation Track is the one for people who read XLS specs for fun.
Want a head start? We're running a 3-day, in-person Core Dev Bootcamp right before the hackathon (Oct 20–22): three days deep in the XRPL codebase and amendment process with core developers, then straight into 36 hours turning it into a real contribution.
📍 NYC | October 24–25
🎓 Bootcamp: luma.com/xrpl-core-dev-bootc…
🎟️ Hackathon: xrpl.at/hackathonNY
Hosted by XRPL Commons with the support of @XRPLF @RippleXDev @Mastercard @Ledger @Quicknode
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Lending & Borrowing track builders: this is who you want mentoring you at the XRP Ledger Hackathon.
Mateusz is @soil_farm CTO and shipping RWA yield on XRPL.
Register now: NYC, Oct 24–25 👀 xrpl.at/hackathonNY
We’re happy to announce that our CTO, Mateusz Mach, will mentor at the XRP Ledger Hackathon!
📍 NYC | Oct 24–25, 2026
Hosted by @xrpl_commons with @XRPLF & @rippleSwell
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XRPL Commons retweeted
Interoperability will probably be one of the decisive layers for RWA to truly scale. Moving balances between chains is not enough: ownership, eligibility, compliance, valuation, legal rights, and settlement state also need to remain synchronized. Standards can become the common language that prevents each network from creating its own isolated version of the same asset.
Debrief from the European Blockchain Convention in Barcelona 🇪🇸
Three sessions stood out:
1️⃣ Tokenization — with Rowan Varrall (DTIF) & Karin De Ridder (@ANNA_ISIN )
Tokenization doesn't mean abandoning traditional standards, ANNA already maintains ~150M ISINs, including digital tokens.
The biggest blocker right now is interoperability between blockchain "islands." Standards are being positioned as the bridge.
Also clear: we're not quite ready for 24/7 cross-border settlement at scale. Data infrastructure needs to come first.
2️⃣ MiCA 2 — with Viktor Maier (Baader), Stephan Mögelin (BaFin), Christian Moor (EBA) & Keisuke Kimura (JCBA)
330+ CASPs are now authorised under MiCA, but jurisdiction shopping and fragmentation remain real issues.
Big debate on MiCA 2: one unified framework vs. MiCA + MiFID, and centralised EU supervision vs. national regulators.
Stablecoins, MPC wallets, fund redemptions and DeFi are still full of practical grey areas.
Japan offered an interesting contrast, moving crypto toward securities regulation while keeping stablecoins under payments regulation.
3️⃣ What's actually onchain? With Jordi Mompart (@FCBarcelona ), Maria Sanchez (@Reental_co ), Sitara Jabeen (MSF) & Aliyyah Ahad (Bermuda) FC Barcelona: blockchain is increasingly about fan engagement, collectibles and entertainment, not just speculation. Strong support for interoperability and vendor neutrality.
MSF's "Stake2Care" lets users stake ETH/USDC/USDT and route part of the yield to humanitarian work, a genuinely compelling real-world use case.
Bermuda was maybe the standout: ~50 licensed digital-asset companies, USDC in use by major retailers, and active government backing.
Their ambition: become an onchain national economy, partly to cut payment costs.
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