Agentic DeFi Yield: How Zyfai Powers Wallet V Earn
Earlier this month, we launched Wallet V Earn, powered by Zyfai, giving users access to automated DeFi yield strategies directly from their wallet.
When choosing a yield partner, we wanted more than a high APY. We wanted strong performance, active risk monitoring, and a setup where users can clearly see how their funds are being managed.
Here are three things that made Zyfai stand out:
1. It looks for better yield opportunities
DeFi rates move all the time. Instead of checking different pools yourself, Zyfai’s agents monitor the market and look for better places to earn.
And there are numbers behind it.
Zyfai publishes monthly reports comparing its strategies with static DeFi pools. In August 2026, Zyfai agents averaged 6.26% APY, compared with 4.49% from static pools, a 39.2% yield outperformance, according to its August Protocol Report.
2. AI monitors. Rules execute.
This is an important distinction. Zyfai monitors markets and helps curate its vaults, but the actual execution is rule-based and deterministic. The AI isn’t freely deciding where to send your money; rebalances follow predefined rules, permissions and approved conditions.
At the same time, Zyfai keeps monitoring the risk behind each position, including liquidity, collateral health, utilization, and changing market conditions.
These monitoring systems have already helped protect users during incidents such as Stream Finance, USR , and Aave/KelpDAO events, moving exposure before users were affected.
3. You know where your funds are being deployed
When you earn yield, your funds are interacting with underlying lending protocols, so it’s important to know where that yield is coming from.
Inside Wallet V, users can see the DeFi protocols available to the yield strategy, including:
- Aave
- Compound
- Morpho
- Spark
- Euler
- Fluid
These are recognized DeFi lending protocols with significant onchain usage and established security practices. Zyfai reviews the protocols, pools, and collateral before making them available to its strategies. But there’s another layer of protection behind this: the Security Proxy Gateway.
This gateway puts technical guardrails around what the agent is allowed to do. Every transaction is checked at three levels: the contract being used, the function being called, and the calldata or transaction parameters.
In simple terms, the agent can only interact with approved protocols and approved actions. It can’t freely interact with any protocol or send funds wherever it wants.
For example, even if a USDC transfer is an approved function, the system can still validate the destination inside the transaction. A transfer to the user’s own smart account or an approved DeFi pool may be allowed, while a transfer to an unauthorized wallet address would be rejected.
This means users can benefit from automated rebalancing while the agent continues to operate within clearly defined boundaries.
Once you deposit, Zyfai keeps working
From there, most of the management happens automatically:
- Rate monitoring: keeps checking available yield opportunities.
- Rebalancing: moves funds between approved opportunities when conditions change.
- Auto-compounding: reinvests earned yield automatically instead of leaving rewards sitting idle.
This is how Zyfai takes the time consuming part out of DeFi yield.
Why it fits Wallet V
Agentic trading is a major focus for Wallet V, and bringing agentic DeFi yield to users was a natural next step. It reflects our commitment to keeping users onchain while giving their capital more ways to work and making strong opportunities easier to access from one wallet.
Subscribe to Wallet V Earn today, compete for $2000 in rewards and keep your assets working between trades.