Cross-border payments have spent the last decade chasing speed.
Faster settlement, better visibility, fewer intermediaries, and real progress has been made on all three. But speed was never the finish line.
Our latest paper, developed with insights from ADGM's Financial Services Regulatory Authority, the ADI Foundation and Swift, looks at what comes next. Coexistence, not competition.
Traditional banking rails, stablecoins, tokenised deposits and CBDCs are set to operate side by side, which means the real work ahead is building the standards, trust and regulatory alignment that let them talk to one another.
We've shared six key findings, but the full paper goes further, exploring what this shift means for institutions and why the UAE is well placed to help shape it.
Read the full paper here:
academy.adgm.com/publication…