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This year, during Hispanic and Latino Heritage Month, we are guided by the theme “United, We are More.” We honor the heritage, achievements and influence of the Hispanic and Latino communities and allies at Citi and beyond.
ALT Citi colleages celebrating Hispanic Heritage Month
Is this Latin America’s time to thrive? The region is entering one of its most favorable environments in years, with both external & domestic conditions supporting a potential acceleration in growth. A new Must C report from Citi Research dives into this. on.citi/4xXvKd5
Solving the AI infrastructure challenge requires tech & utility sectors collaborating. Our panel with Crusoe AI’s Chase Lochmiller highlighted how flexible digital infrastructure optimizes grid capacity & lowers energy costs to enable the creation of AI models.#CitiTMTConference
ALT Citi's Heath Terry and Crusoe AI\u2019s Chase Lochmiller talking at Citi TMT conference
ALT Crusoe AI\u2019s Chase Lochmiller talking at Citi TMT conference
"These open-source models caught up over the last two or three months – we're now seeing the frontier readvance."
Heath Terry, @Citi Research global head of tech and communications, shares the top themes he's watching right now:
cnbc.com/video/2026/09/08/ai…
"The north star for us on all of this is how much enterprise demand is there."
Heath Terry, @Citi Research global head of tech and communications, addresses whether OpenAI and Anthropic might be getting too big to fail:
cnbc.com/video/2026/08/19/op…
Markets are balancing on a knife edge.
From AI optimism and equity positioning to oil shocks, Fed uncertainty and geopolitical risks, Adam Pickett and Alex Saunders break down the forces pulling investors in opposite directions.
on.citi/4w0GUMj
"I don't think we've seen the kind of negative reaction that changes behavior here yet."
Heath Terry, @Citi Research global head of tech and communications, reacts to the chip pullback and why he sees a buying opportunity:
cnbc.com/video/2026/07/28/ci…
What’s in store for the Fed under new chair Kevin Warsh?
Rob Rowe and Veronica Clark discuss everything from the future of forward guidance to the value of dot plots, including why we continue to expect rate cuts and not hikes.
on.citi/45bK44Z
What themes will the second half of 2026 bring for investors?
Dirk Willer and Adam Pickett discuss this, considering everything from the broadening thesis to the Fed’s policy path and what may lie ahead for the U.S. dollar.
on.citi/4yt03sM
Citi CFO Gonzalo Luchetti discusses our second-quarter 2026 financial results.
Read the full report with important information at on.citi/4aN65dy
ALT Citi Second Quarter 2026 Earnings graphic on a light and dark blue background. On the left, a white outlined box contains a quote: \u201CThe results in the second quarter and first half of this year represent significant progress towards our goal of improved firmwide and business performance.\u201D Below the quote, the text reads \u201CGonzalo Luchetti, Chief Financial Officer, Citi.\u201D On the right, a professional headshot of Gonzalo Luchetti is displayed below the header 'SECOND QUARTER 2026 EARNINGS'. The Citi logo is positioned at the bottom on a dark blue background.
“We feel very good about our ability to hit our 2026 return target…to reach the targets we shared with you in May…and if conditions stay constructive, lean in with additional investments to create value for our shareholders.”
– Jane Fraser, Chair & CEO
ALT Graphic with the Citi logo and the following text: Second quarter 2026 earnings | Read the full report with important information at Citigroup.com.
“We have elevated Citi into a new growth mode. Our returns are improving; and the conversation around this firm has changed.”
– Jane Fraser, Chair & CEO
ALT Graphic with the Citi logo and the following text: Second quarter 2026 earnings | Read the full report with important information at Citigroup.com.
“You’ve heard me say that Citi’s success won’t follow a straight line - but the rigor and consistency with which we have executed the strategy we first laid out for you in 2022, and reinforced at our Investor Day in May, has put Citi back in the game.”
– Jane Fraser, Chair & CEO
ALT Graphic with the Citi logo and the following text: Second quarter 2026 earnings | Read the full report with important information at Citigroup.com.
“As much of the Transformation work winds down, we are not only taking down expenses but are applying what we learned about large-scale implementation to integrate AI into our businesses and functions wherever it makes sense.”
– Jane Fraser, Chair & CEO
ALT Graphic with the Citi logo and the following text: Second quarter 2026 earnings | Read the full report with important information at Citigroup.com.
“We launched our $30 billion common stock repurchase commitment by buying back $4 billion during the quarter. Our CET1 ratio stood at 12.8% and remains about 120 basis points above our current regulatory minimum."
– Jane Fraser, Chair & CEO
ALT Graphic with the Citi logo and the following text: Second quarter 2026 earnings | Read the full report with important information at Citigroup.com.
“Simplifying Citi through these international consumer divestitures, along with higher PPNR and lower stress losses, contributed directly to our strong showing in the Fed’s Stress Test last month and we plan to increase our dividend by 12%.”
– Jane Fraser, Chair & CEO
ALT Graphic with the Citi logo and the following text: Second quarter 2026 earnings | Read the full report with important information at Citigroup.com.
“We completed the sale of our consumer business in Poland. We also closed on the sale of an additional 22.6% equity stake in Banamex and we remain on track to close on an additional 1.4% this summer which will bring the total amount to 49%.”
– Jane Fraser, Chair & CEO
ALT Alt Text: Graphic with the Citi logo and the following text: Second quarter 2026 earnings | Read the full report with important information at Citigroup.com.
“Wealth revenues increased for the 9th straight quarter, up 13%, with growth across all three businesses while returns improved to over 14%. Client Investment Assets were up 14% and Net New Investment Assets have reached $30 billion so far this year.”
– Jane Fraser, Chair & CEO
ALT Alt Text: Graphic with the Citi logo and the following text: Second quarter 2026 earnings | Read the full report with important information at Citigroup.com.
“Banking revenues climbed 34% led by a sharp increase in financing activity amidst an overall strong wallet. Investment banking was up 44% as we gained share in equity capital markets.”
– Jane Fraser, Chair & CEO
ALT Alt Text: Graphic with the Citi logo and the following text: Second quarter 2026 earnings | Read the full report with important information at Citigroup.com.
“Markets revenues were up 17% and crossed $7 billion again, as sentiment stayed positive throughout the quarter. Equities was up over 40% with prime balances up nearly 60%.”
– Jane Fraser, Chair & CEO
ALT Alt Text: Graphic with the Citi logo and the following text: Second quarter 2026 earnings | Read the full report with important information at Citigroup.com.