Finance PhD Student @ University of Florida

Last month, Morpho, a decentralized lending infrastructure, publicly launched Midnight, a protocol that advertises predictability with fixed interest rates and fixed maturities. In a new paper, @cryptoeconprof and I describe how Midnight works and analyze its adoption.🧵
1
1
2
152
Over 700 liquidations have occurred, with roughly 1/3 arising from an unhealthy position and 2/3 from routine settlement of debt left unpaid after maturity. No bad-debt, or the incomplete recovery of debt by lenders, was recorded.
1
29
For more details, including positions and available offers as of August 19, check out the full paper here: papers.ssrn.com/sol3/papers.…
1
1
60
On July 1, 2026, Robinhood launched Robinhood Earn, a feature that advertises a 7% yield on stablecoin deposits. In a brief paper, @cryptoeconprof and I investigate how Robinhood Earn works, and how that 7% rate is produced. 🧵
1
5
5
203
So far, one month in, over 20% of the reserve has been claimed and no automatic replenishment exists to continue financing the top-up once the reserve runs out.
1
47
For more detail, data, and further resources, check out the full paper: papers.ssrn.com/sol3/papers.…
1
44
Cole Travers retweeted
Make new friends, but keep the old. A new photo captures the Moon's near side on the right (the side we see from Earth, identifiable by its dark splotches) and its far side on the left. The Artemis II crew are the first to see the far side with human eyes.
2,455
29,403
217,509
8,830,370
Cole Travers retweeted
We see our home planet as a whole, lit up in spectacular blues and browns. A green aurora even lights up the atmosphere. That's us, together, watching as our astronauts make their journey to the Moon.
4,602
64,664
307,911
77,637,325
Cole Travers retweeted
Liftoff. The Artemis II mission launched from @NASAKennedy at 6:35pm ET (2235 UTC), propelling four astronauts on a journey around the Moon. Artemis II will pave the way for future Moon landings, as well as the next giant leap — astronauts on Mars.
3,750
54,194
175,547
14,412,053
Cole Travers retweeted
The hunt is on! Hollow Knight: Silksong is available now on all platforms, including day one on Xbox Game Pass!
4,226
22,467
120,945
8,738,360
I fucking hate these fucking tariffs because they’re so fucking stupid.
9,391
3,663
71,814
6,951,133
Cole Travers retweeted
JULIAN ASSANGE IS FREE Julian Assange is free. He left Belmarsh maximum security prison on the morning of 24 June, after having spent 1901 days there. He was granted bail by the High Court in London and was released at Stansted airport during the afternoon, where he boarded a plane and departed the UK. This is the result of a global campaign that spanned grass-roots organisers, press freedom campaigners, legislators and leaders from across the political spectrum, all the way to the United Nations. This created the space for a long period of negotiations with the US Department of Justice, leading to a deal that has not yet been formally finalised. We will provide more information as soon as possible. After more than five years in a 2x3 metre cell, isolated 23 hours a day, he will soon reunite with his wife Stella Assange, and their children, who have only known their father from behind bars. WikiLeaks published groundbreaking stories of government corruption and human rights abuses, holding the powerful accountable for their actions. As editor-in-chief, Julian paid severely for these principles, and for the people's right to know. As he returns to Australia, we thank all who stood by us, fought for us, and remained utterly committed in the fight for his freedom. Julian's freedom is our freedom. [More details to follow]
6,927
82,692
272,824
20,136,940