Here are ETFs for each of the following investing goals: Balanced: $VOO: the 500 largest US companies $VTI: the entire US stock market, mega caps to small caps $VT: the whole global stock market in one fund Tech: $QQQM: the 100 largest non-financial Nasdaq companies $SCHG: the fastest-growing US large caps $XLK: the tech sector of the S&P 500 Sector: $SMH: the 25 largest semiconductor companies $XLV: the health care sector of the S&P 500 $XLE: the energy sector of the S&P 500 Dividend: $SCHD: 100 US dividend payers screened for financial strength $VYM: US companies with above-average dividend yields $VIG: companies with 10+ straight years of dividend increases Global: $VEA: developed markets outside the US $IEMG: emerging markets like Taiwan, India, China, and Brazil $VXUS: developed and emerging international markets combined Commodity: $GLDM: physical gold bullion $SIVR: physical silver bullion $USO: WTI crude oil futures Small Cap: $IWM: roughly 2,000 US small caps $IJR: 600 small caps screened for profitability $AVUV: cheaper small caps with strong profitability Real Estate: $XLRE: the real estate sector of the S&P 500 $ITB: homebuilders and their suppliers $SCHH: US REITs that own property and collect rent Bonds: $SGOV: US Treasury bills maturing in 0-3 months $BND: a broad mix of US investment-grade bonds $TLT: US Treasuries maturing in 20+ years Source: @ETFInvestmentsX

If I only had $50 per week to invest... Here's how I'd turn it into $1.14M (tax free) by retirement:

These 7 INVESTMENTS combined make a fool proof portfolio. 1. $VOO - The S&P 500 2. $QQQ - Tech stocks 3. $SCHD - High Dividend growth stocks 4. $VNQ - Real estate investments 5. $VXUS - International exposure 6. $BND - Bond market 7. $GLD - GOLD Maybe some Bitcoin✌️

INVESTING 10. Buy 1-5 ETFs - Choose broad market funds - Compare expense ratios - Consider tax efficiency - Keep expense ratios <.01% 11. Maximize tax-advantaged accounts - Prioritize 401(k), IRA, HSA - Always use employer matches - Know the difference between Traditional/Roth

Global Central Bank Update: -The Fed hiked rates for the first time since 2023, 25 bps move up to 3.75-4.00%. Signaled more hikes to come before year end.

The national average savings account interest is 0.38%. Yet T-bills are paying ~3.8% and no state/local taxes Can buy them from TreasuryDirect or your broker Or Treasury ETF (e.g $VBIL) or Treasury MMF (e.g $VUSXX) pay between 3.63% and 3.71% Don't let your savings earn $0

Age 23: $304k in debt Age 25: CPA certified Age 29: Debt free Age 30: $1M net worth Age 34: Financially free Here's how my wife and I built generational wealth in 11 years:

Every week I send a letter to tens of thousands of investors covering the most important charts and themes in markets. Join here: bilello.blog/newsletter

I got bored and told ChatGPT to apply to 500 job openings for me. Woke up, phone's blowing up—12 interview calls within 24 hours. This is the prompt I used:

🚨 BREAKING: Claude can now design logos that look like they cost $10,000. I tested it myself. The final result cost me exactly $0. Here are the 7 prompts I used: Save this for later

If you invest $10 per day... Starting at 40? You'll have $376k by retirement Starting at 30? You'll have $1M Starting at 20? You'll have $2.8M 🤯 It's never too late... But the sooner you start, the easier it is to win

HOW STUDENTS ARE USING GEMINI TO PREDICT EXAM TOPICS (Up to 40–50% ACCURACY) Not cheating.
Not guessing.
Only pattern analysis. Copy these 7 prompts to predict any exam. BOOKMARK or LOSE A Thread↴

80+ AI tools to finish months of work in minutes. 1. Research - ChatGPT - Copilot - Gemini - Abacus - Perplexity 2. Image - Fotor - Dalle 3 - Stability AI - Midjourney - Microsoft Designer 3. CopyWriting - Rytr - Copy AI - Writesonic - Adcreative AI 4. Writing - Jasper - HIX AI - Jenny AI - Textblaze - Quillbot 5. Website - 10Web - Durable - Framer - Style AI 6. Video - Klap - Opus - Eightify - InVideo - HeyGen - Runway - ImgCreator AI - Morphstudio .xyz 7. Meeting - Tldv - Otter - Noty AI - Fireflies 8. SEO - VidIQ - Seona AI - BlogSEO - Keywrds ai 9. Chatbot - Droxy - Chatbase - Mutual info - Chatsimple 10. Presentation - Decktopus - Slides AI - Gamma AI - Designs AI - Beautiful AI 11. Automation - Make - Zapier - Xembly - Bardeen 12. Prompts - FlowGPT - Alicent AI - PromptBox - Promptbase - Snack Prompt 13. UI/UX - Figma - Uizard - UiMagic - Photoshop 14. Design - Canva - Flair AI - Designify - Clipdrop - Autodraw - Magician design 15. Logo Generator - Looka - Designs AI - Brandmark - Stockimg AI - Namecheap 16. Audio - Lovo ai - Eleven labs - Songburst AI - Adobe Podcast 17. Productivity - Merlin - Tinywow - Notion AI - Adobe Sensei - Personal AI 18. Social media management - Tapilo - Typefully - Hypefury - TweetHunter Follow me for more.

STOP TELLING CHATGPT “CHECK MY GRAMMAR AND WRITING.” Bad prompt = Bad result. Use these prompts and you’ll see the difference:

BREAKING: Don't copy and paste answers from ChatGPT. ChatGPT writing is easily detectable. Use these prompts instead and see the magic:

You're negotiating your salary. They ask: "What are your expectations?" You throw out a number. Silence. Interview ends. Offer is $15K less than you're worth. Say this instead:

It's happening. AI is enabling creatives everywhere. 🤯 Creators are dropping mind blowing videos with Kling, Hailuo, Veo… 10 wild examples👇 1. Be any superhero...

I earned a statement of accomplishment on DataCamp for completing Introduction to Python! datacamp.com/completed/state… #datacamp