Faster verifications mean quicker decisions when timing matters most. ⚡ Our new @Workday integration expands access to real-time income and employment data through Experian Verify™ to help make verification faster and simpler. 🔗 Read more here: experianplc.com/newsroom/pre…

When Experian Verify™ launched, we made a long-term commitment to expanding choice, access and innovation across the verification ecosystem. Our new @Workday integration marks an important milestone in that journey. Michele Bodda shares what it means and what’s ahead: experian.com/blogs/news/2026…

💸 Building wealth as a first-gen professional comes with unique challenges, from navigating financial systems to balancing family support. In this episode of #CreditChatLive, Uziel Gomez, CFP®, AFC®, shares practical strategies to create clarity and build wealth on your terms. Catch the full episode here: experian.com/blogs/news/cred… #FinancialLiteracy #MoneyManagement #FinancialPlanning #CreditChat #Podcast

A10b. Last two: - You don't find the best gifts in life under the Christmas tree or in a shopping aisle. - And 👉 "Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver." So the more, you know the better. 😊 #CreditChat

Before you go holiday shopping — and potentially affect your savings, credit and overall financial health — check out the info below from @Experian! 👇🏽👇🏽 #creditchat

A10a. Well, you’ve taken a great one already in participating in today's #CreditChat. I’d also suggest you create your goals for the holidays and align them with your budget. Then be committed to making them happen. #CreditChat

I've got more holiday and money-saving tips on my website and in my newsletter: glink.substack.com #creditchat @experian

Thank you for joining today’s #CreditChat! We hope today’s conversation gave you a few ideas to help plan ahead, manage holiday spending and keep your financial goals in mind throughout the season. Find more holiday financial resources from Experian: experian.com/blogs/ask-exper…

A10: Nobody wants the 𝗝𝗮𝗻𝘂𝗮𝗿𝘆 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗵𝗮𝗻𝗴𝗼𝘃𝗲𝗿! 😂 Plan now while there isn't pressure. See what you can truly afford and give yourself permission to say NO to a party, trip or gift that doesn't fit. Say it with love. ❤️ The holidays should bring joy....not months of financial stress. #CreditChat

Thanks to our amazing panelists: @DebtFreeGonnaBe, @ACCreditCounsel, @LeslieHTayneEsq, @Glink, @aboutthatwallet, @themoneycoach, @michaelreynolds, @Kembala and @creditscoop! We appreciate your expertise and time today! #CreditChat

A10: Pre-holidays: set your budget in writing, automate holiday savings, and know your card balances. After: do a January money check-in, keep receipts, and pay off holiday debt ASAP. Starting next year's fund in January is also a gift to your future self! #creditchat

A10b Holiday spending doesn't have to become holiday debt. Planning early, setting realistic limits, shopping with a list and leaving room for surprises can help make the season enjoyable while keeping January finances on track. #CreditChat

A10. Review your budget, check existing debt, set a holiday spending limit and start saving ahead when possible. If you plan to use credit, consider how you’ll repay it. Planning for both the holidays AND the bills that follow can help you start the new year on stronger financial footing. Learn more: experian.com/blogs/ask-exper… #CreditChat

A10: Right now is a great time to pull your credit report, pay down balances, and peek at what January bills look like. After the holidays, do a quick recap of what you spent versus what you planned. It makes budgeting for next year way easier. #CreditChat

Q10: Set a budget upfront, build savings for unexpected expenses and make a plan to pay off any credit card balances at the end of each month. After the holidays, review your spending to help plan for next year’s holiday season. #CreditChat @Experian #Holidays #Budgeting

A10: Track what you actually spent on holiday expenses and then use that lump sum to create a monthly budget to save into a holiday fund for next year. That way you know what to expect and can avoid surprises. #CreditChat

A10. Start by deciding what you can spend, planning for how much you can set aside, and making your gift list before you start shopping. Next, think about your plan for January. The holidays are a lot more enjoyable when you're not leaving future self a pile of bills. #CreditChat

A10a Before the season begins, review the budget, check available savings, understand upcoming bills and make a repayment plan for any planned credit use. Preparing for January is part of preparing for December. #CreditChat

A10: Before the holidays I check my credit reports and pay balances down to zero. After, I review every dollar spent and adjust next year's savings target. The cycle never really ends. #creditchat @experian glink.substack.com

A10: Before: check your credit, pay down balances, build a cash cushion. After: set a payoff date for any holiday debt, review what you spent, and start next year's fund in January. The holidays come every year. Plan like it. #creditchat @experian glink.substack.com