Official account for Federal Reserve Financial Services (FRFS). The #FederalReserve Banks provide financial services to depository institutions.

Chicago, IL
In times of crisis, immediate access to funds can make a significant difference to businesses and individuals. With the FedNow® Service, insurers can partner with financial institutions and service providers to pay policyholders instantly once a claim is approved: bit.ly/43a77Mo
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Connect with us at industry conferences this fall to hear about the latest innovations across the payments landscape. See where we will be and who will be speaking: bit.ly/4dTjfqE
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Federal Reserve Financial Services is on the verge of unlocking a new frontier within the FedNow® Service: cross‑border transaction support. This important milestone is designed to offer FedNow participants powerful new ways to serve internationally active customers: bit.ly/4y61E72
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Do you want to help ensure future fraud education, tools and resources reflect the needs of the payments industry? Share your fraud related challenges in the 2026 FRFS Payments Fraud Trends Survey: bit.ly/4iIgko6
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At #Sibos2026, Fed experts will take a deep dive into topics like cross-border payments, the ISO® 20022 message format, and more. Check out the full lineup: Monday, Sept. 28 • 2:00 p.m.​ Frank Van Driessche - From Promise to Practice: The Unfinished Journey of ISO® 20022 • 2:45 p.m. Bernadette Ksepka - The Swift Payments Scheme in Action: from Brazil to the United States​ • 4:00 p.m. Bernadette Ksepka ​- From Checkout to Treasury: Embedded Payments Go B2B​ Tuesday, Sept. 29 • 9:30 a.m.​ Frank Van Driessche - Beyond The Postponement: What the Structured Address Experience Teaches Us About Structured Data Ambitions • 10:45 a.m. Amy Burr - Right First-Time: How Proper Payment Preparation Determines Outcomes​ Thursday, Oct. 1 • 9:00 a.m.​ Paul Amisano - From Fragmented to Frictionless: The Future of Cross‑Border Payments
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Looking to add to your fraud detection tools? FedDetect Anomaly Notification now offers new premier options that send you an email when atypical ACH activity is identified so you can take necessary action. Sign up today on our website!
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The Federal Reserve is committed to helping reduce fraud risk and advancing the safety and security of the payment system. To help enhance the view of the current industry fraud landscape, we want to hear about your organization’s fraud related experiences and challenges. By sharing your voice, the 2026 FRFS Payments Fraud Trends Survey will help us identify fraud related experiences and challenges. In turn, ensuring future education, tools and resources reflect the needs and priorities of the payments industry. Respond now: bit.ly/3SMWyxl
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The fastest-growing instant payments network just got bigger! The FedNow® Service now has 1,900 financial institutions live on the network.
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Despite rapid tech evolution, payment habits remain remarkably consistent. Our annual study tracks how Americans have adapted gradually — not radically — to new options: bit.ly/4g7o3t5
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The newly announced FedNow® discount program reduces implementation costs so you can focus on the exciting part — innovating with instant payments. Read more: bit.ly/4qP4nz5
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Banks and credit unions across the country are live on the FedNow® Service. These innovative institutions are enabling individuals and businesses to send and receive payments instantly 24/7/365. See who's live on the network: bit.ly/4ex9bTy
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Coming soon: Join the effort to shape an industry view of the fraud landscape by completing our 2026 Federal Reserve Financial Services Payments Fraud Trends Survey. We want to hear about your organization’s fraud related experiences.
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Real estate moves fast. Your payments should too. The FedNow® Service makes escrow payments instant — minimizing delays and maximizing transparency: bit.ly/4nSyLXL
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The FedNow® discount program lowers upfront costs so financial institutions can activate and scale instant payments faster. Learn more: bit.ly/4qP4nz5
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Generative artificial intelligence (AI) has empowered criminals to create more sophisticated and convincing attacks at scale. Learn how financial institutions can fight fire with fire by prioritizing their use of generative AI for fraud detection that traditional rules-based and predictive systems alone cannot capture: bit.ly/4wFNiJm
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"We have gotten really great member feedback. Our surveys are really telling us this. Our members are telling us this, our employees are telling us this. Anybody loves to be able to move their money quickly.” — Rebecca Weifenbach, Credit Union of Colorado Watch the full conversation from the recent FedNow® Service Town Hall to hear more insights on how instant payments are driving real value for participants: bit.ly/4ygTjNM
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Federal Reserve Financial Services retweeted
In 2026, US currency is still a major part of consumer payments. Learn more about current and future trends here: frbservices.org/binaries/con…
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FedDetect Anomaly Notification for FedACH® Services offers new premier notifications to help you comply with Nacha® 2026 risk management rules: bit.ly/46m1b4n
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Looking for the basics of the FedNow® Service? From the benefits of instant payments to the transaction flow and current features, the FedNow product sheet has what you need. Download the full document today: bit.ly/4xgg1VV
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Interested in the payment habits of U.S. consumers and the role of cash in the economy? Read the latest research in the 2026 Diary of Consumer Payment Choice. Find the full report here: bit.ly/49J0gwX
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