Practicing CA | Auditor | Financial Advisor | Your Money Genie 🧞 Helping you grow wealth, crush taxes & retire early. Your money, but 10x from here ! 💰

New Delhi, India
There are a hundred reasons why you should follow me — Financial Freedom is just the beginning. The rest? Well they are published across many newspapers & finance platforms (links attached 🔗) 👇 Some of my best work recognized by best platforms — Tax Planning, Wealth Building, Business Tips, Financial Coaching — and everything in between. Let me be your MONEY GENIE 💰
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CA Nitin Kaushik (FCA) | LLB retweeted
I AM IN TEARS RIGHT NOW AND I AM APPALLED AT THE JUSTICE SYSTEM OF THIS COUNTRY A MAN WAS MURDERED LAST YEAR BY HIS WIFE & IN-LAWS WHO HIRED SHARP SHOOTERS TO KILL HIM IN BROAD DAY LIGHT THIS WIFE HAS NOW REGISTERED FIR AGAINST SISTER, MOTHER OF THIS DEAD MAN CRYING DOWRY, STREEDHAN Police Station Anand Vihar has registered the FIR without any enquiry on behalf of this murder accused only because she used to be wife of that dead man I am at loss of words. Seeking your intervention @gupta_rekha @KapilMishra_IND @p_sahibsingh Such allegations have already been proven false before the murder of this man @DelhiPolice @DCPEastDelhi @CPDelhi when his wife filed such complaints before A mother has lost her son, a little sister has lost her brother to a cold blooded murder and now you’ll make them stand as an accused in a patently false case filed just to break them down and stop seeking justice ? Please do not do this. Please
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CA Nitin Kaushik (FCA) | LLB retweeted
🚨 HEARTBREAKING: A helpless father is BEGGING for help to find his missing daughter. #Nowshera | Poor rickshaw driver Javed says he has no money to offer a bribe for her recovery. His house rent has been unpaid for 3 months. “I have not even a single penny.” A father’s desperation. A family waiting for answers. 💔
Watch Dog
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Just left the office! Have to go back by 8 AM because the request to extend the due date has only fallen on deaf ears. I sometimes wonder, does government ever feel accountable for all the stress that professionals go through just because they extend the due date on the last date? Due date should have been extended by now, not because everybody is demanding it, but because it eas sensible to do it. Forms for ITR 1 released in June. ITR 1 due date was July. Business ITRs due date was August. Where's the room to prepare for tax audits? Is one month sufficient to audit 60 clients? And before people come up lecturing us on why we didn't start working on audit clients before June, saaaar AIS July tak bhi updated nahi thi saaaaar! 🙏🏻 #Extend_Due_Date
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CA Nitin Kaushik (FCA) | LLB retweeted
A fresh incident has been reported involving a girl student from Hindu College in Delhi's Mukherjee Nagar,Bihar📍 while she was out with her friend, some individuals attempted to force themselves upon her and tried to drag her into their car. The Delhi Police is refusing to file a case,now, no one will say anything about this because it isn't a Bihar issue
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sarkar rashan nahi baat ti mujhe
Replying to @Finance_Bareek
Why take on more clients than you can serve by deadlines?
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Neend mein bhi AI generated reply pakad sakta hu 🙄🥲
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exactly! pichle 3 mahine se har mahine due dates hain! Anyone who thinks that quality audits, even 60, can be completed in a month, thats being highly delusional. June mein forms aaye hain, July mein salaried ITRs, fir other than audit ITRs then audit. Where's the time to work on audits? Agar ankh band karke hi audit karni h then stop making CAs responsibility when a discrepancy comes up. By these standards you can give me the due date for tax audits fir 2047, it doesn't make any sense.
Replying to @Finance_Bareek
Not against extension, lekin time pura mila tha business ITR bas 31st July se 31st Aug hui h.
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So much so for a mere extension. What a joke it is for professionals to have to go to such extents for something that was their basic right
Writ Petition now filed in Madhya Pradesh HC filed Case No. WP/40525/2026 (SARTHAK CHOUDHARY Vs THE UNION OF INDIA) 🔥🔥🔥 EXTENSION DELAYED IS JUSTICE DENIED! 🌟
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My portfolio has certainly under-performed in the last 2 years. But the CAGR for 2 years is at 15.31%, which outperforms Nifty & most other portfolios ✅️ This is not to brag, but to tell everyone that sectoral investments is the only way to ensure profit making in a bear market 📉💚 Rotation of funds across commodities & sectors have benefitted me and my clients by a huge margin 🙌 #midcaps #smallcaps
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Extension will come, but on the eve of 28th/29th. Which is nothing but blatant exploitant of professionals. Extend due date right now. Retweet
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Never seen folks from any other profession fight for their basic rights like CAs have to every year, that too without any support. Due date extension should not feel like a battle. It should have been extended in the first place without asking. #retweet
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CA Nitin Kaushik (FCA) | LLB retweeted
I need 50k RTs to make our voices heard on the tone deaf ears of our leadership and CBDT TAX AUDIT DUE DATE EXTENSION IS OUR FAIR DEMAND AND NOT BEGGING. EXTEND DUE DATE NOW! 🙏🏻
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You dive into the Khata Khatauni of certain tier 2 cities and you will see how agriculture land is being acquired by big shots from Delhi, Mumbai, Bangalore & Gujarat. Specially Marwadis & Baniyas. That's one of the biggest indicators that land market is heating up. I have been acquiring plots in certain areas of tier 2 cities and the returns are far better than equity at this point. And many economical & geopolitical factors tell me that THIS IS JUST THE BEGINNING! #investing #land
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People unnecessarily compare land with apartments on the pretext of rental income. Ofcourse, you do not get passive income from land, but do you get passive income from GOLD? Land is the new GOLD, invest and you will make a fortune that will change the lifestyle of your upcoming generations 🙌💰 #realestate #investing
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Your credit card bill says ₹1,00,000. You pay the minimum due of ₹5,000 and think, “At least I avoided a late payment.” You did. But you’ve also lost the interest-free period. Once you carry an outstanding balance, interest can apply to the existing balance, and new purchases can also start attracting interest from their transaction date instead of getting the usual interest free window. Credit card interest rates can be around 30 to 48% a year, depending on the card. So that ₹5,000 minimum payment doesn’t mean the remaining ₹95,000 is sitting there harmlessly. The balance can keep costing you interest while your new spending also becomes expensive. Minimum due is designed to keep the account from becoming overdue. It is not designed to keep your borrowing cheap. The interest free period generally comes back only after you clear the outstanding balance in full. #CreditCards #PersonalFinance #MoneyManagement #FinancialLiteracy
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One important thing before interpreting the market reaction: This is NOT final yet. IRDAI released the consultation paper on September 23 and is inviting comments until October 25. The major cost-limit changes also have a five-year transition period. So the September 24 sell off reflects how markets are interpreting a proposal, not a regulation that has already taken effect.
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The proposal could also affect banks and NBFCs. Bancassurance commissions are an important source of fee income for some lenders. IRDAI also wants tighter rules around loan-linked insurance and stronger safeguards against mis selling. That could change another part of the insurance distribution model.
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Brokerages are already trying to quantify the impact. Jefferies estimates that a 10% cut in new-business commission rates could translate into a 10 to 12% earnings decline for distributors such as PB Fintech and Turtlemint. That’s a brokerage estimate, not company guidance.
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This matters because a commission is an expense for an insurer. But it is revenue for a distributor. So when commissions fall, an insurer could eventually benefit from lower acquisition costs. For a platform like PB Fintech, lower commissions can directly mean lower revenue. That is why the market reaction was so severe.
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And the impact isn’t the same across the sector. PB Fintech fell 36%. Turtlemint fell 20%. But ICICI Lombard gained about 5%, while Go Digit and SBI Life also ended higher. So this wasn’t simply a bet against “insurance.” The market reaction differed based on each business’s exposure to distribution economics.
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