Henry
@HenryInvests

Equity Research @Rebellionaire. Primarily covering Upstart, but deep diving other companies too. Posts are not financial advice. #UTPI

 Wisconsin, USA
rebellionaire.com
Joined June 2021
3,013 Photos and videos
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Upstart Q2 2026 Earnings Review - Contribution Profits, Foundation Model for Credit

Please read the disclaimer at the bottom of this preview. Upstart’s Q2 2026 results sparked a volatile trading session. Immediately following the release, shares slipped 5% to $28. However, the stock

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Upstart Q2 2026 Earnings Preview

Please read the disclaimer at the bottom of this preview. Paul Gu's Prove-It Year The story of Upstart continues to be one of many twists and turns. After emerging stronger from the 2021-22 boom bust

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It's Gu Time - Upstart Q4 2025 Earnings Review

This analysis was originally published 2/13/26 exclusively on the Rebellionaire website. Disclaimer available at the end of this report. When I first sat down with Upstart CFO Sanjay Datta in August
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Upstart Q4 2025 Earnings Preview

This analysis was originally published 2/3/26 exclusively on the Rebellionaire website. Disclaimer available at the end of this report. ‘A smooth sea never made a skilled sailor.’ The famous
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Upstart Q3 2025 Earnings Review: Speed, Caution, and the Cost of Being Early

This analysis was originally published 11/10/25 exclusively on the Rebellionaire website. Disclaimer available at the end of this report. Upstart reported earnings November 4 posting revenue of

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Upstart Q3 2025 Earnings Preview

This analysis was originally published 10/28/25 exclusively on the Rebellionaire website. Disclaimer available at the end of this report. A lot can change in just a few short months. Before writing

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Upstart: Accelerating AI Wins, Rapid Product Growth, Now Profitable, R&D Balance Sheet

Summary & full disclaimer available at the end of this report. Upstart reported earnings last week, posting $257m in revenue and guiding for $280m in Q3 revenue, both well ahead of analyst

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Upstart Q2 2025 Earnings Preview

Please read the disclaimer at the end of this article. In May, Upstart posted $213m in revenue, representing 66.7% Y/Y growth. They also reported a loss of $(2.5)m, narrowing their $(64.6)m loss the

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Upstart AI Day! Pt 3

Final part, continuation from Part 2. Disclaimer available at the end. Sanjay reinforced that when Upstart next goes through a period of very rapid growth which "we fully intend to" that "It is

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Upstart AI Day! Pt 2

Continuation from Part 1, disclaimer available at the end of Part 3. Moving onto the next category, automation, 92% of Upstart's loans are currently automated: Upstart first started instant

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Upstart AI Day! Part 1

This review is lengthy and therefore split into 3 parts. Full disclaimer available at the end of part 3. Upstart AI Day was fantastic! I had such an amazing time meeting members of the Upstart team

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Upstart: Strong Growth, Prime Expansion, Margin Trade-Offs (Q1 2025 Earnings Review)

Summary & full disclaimer available at the end of this report. Upstart reported earnings yesterday, posting $213m in Q1 revenue and guiding for $225m in Q2 revenue. They also raised their FY 2025

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