We submitted a structural damage claim with
@belairdirect (
@IntactInsurance) on April 3, 2025. Snow load caused our home's structure, brickwork, and soffits to separate and lean.
More than 4 months later, we still have no finalized scope of work, approved estimate, or timeline for resolution.
Before filing, we paid for an independent engineering report. Since then, Intact has sent its own engineer, contractor, roofing consultant, and conducted multiple inspections and walkthroughs. On June 19, we were told they had everything needed to finalize the claim.
Nearly 2 months later, we're still waiting. Their latest response? We should get our own estimate for review.
We've cooperated fully, accommodated every inspection, followed their complaint process, and repeatedly requested updates. Yet emails and calls often go unanswered.
After 4+ months, one of Canada's largest insurers still can't tell us what repairs are approved or when this claim will be resolved. Winter is approaching, and we're unable to plan repairs or temporary accommodations.
Is this really acceptable claims handling?
#Insurance #InsuranceClaim #HomeInsurance #Ontario #Homeowners #ConsumerRights #CustomerService #IntactInsurance #BelairDirect