THE NEXT 28 DAYS CAN MAKE "AVERAGE JOES" MILLIONS

The #1 comment I get on every portfolio secured put post: "If the market crashes you're going to get wiped out." Ok. Let's actually crash it. Say my account is $1M. I've sold puts that put me on the hook to buy $200k of stock. That's 20% of my account. Now the market falls 50%. My base drops to $500k. But my put obligations are still $200k. Even if every single put got assigned, I'd sell $200k of my base to cover it & still have $300k left. & I'd own great companies at the prices I picked, after the market got cut in half. People get wiped out selling puts when they're on the hook for way more than their account could cover after a crash. That's why ratios matter. The strategy scaled me to millions... because I stick to the plan. ALWAYS.

Pick your move You sold a 2 year put on a great company. Strike 10% below the market price. 3 months later the whole market drops & your stock is down 25%. Your put is showing -$8,000. What do you do? A) Close it & take the loss B) Roll it out further C) Sell your base shares to raise cash D) Nothing Reply with your letter BEFORE you read my answer 👇 My answer: D. You still have 21 months on the contract. The company didn't change & its earnings are still growing. The only thing that changed is the price... & now it's even further below fair value. A is what most people do. They lock in the loss right at the bottom. B is something I'd think about when expiration is getting close. Not with 21 months left. C makes zero sense. You'd be selling great shares at a discount to fix a trade that isn't broken. The only time I'd close it is if the story actually changed. If it's just the market panicking, I'm usually selling MORE puts (ratios permitting), not fewer.

This trade has 5 mistakes in it. How many can you spot? "This stock ran 80% this month so I sold a 30 day put right at the current price. I've got $20,000 in cash sitting there to cover it. It's kind of a meme stock but the premium is HUGE." Reply with how many you found 👇 Chasing. It already ran 80%. That's almost never below fair value. 30 days. That's a guess on where it is next month. Right at the current price. Zero margin of safety. Any dip & you're underwater. $20,000 in cash doing nothing. If you're bullish enough to sell the put, why is your money on the bench? Do portfolio secured instead. A meme stock. I only sell puts on great companies I'd be happy to own for years. & that "HUGE premium" is the market telling you how risky it is...

Guess who wins Two people. Same $100k. Both bullish on the same great company. Both sell the exact same put & collect $8,000. The only difference: Person A keeps the $100k in cash to secure it. (cash secured put) Person B keeps the $100k invested in $VOO & lets those shares secure it. (portfolio secured put) 2 years later... who has more money most of the time? Take a guess before you keep reading. Person A: cash earns about 4% a year in a money market. $108,160 + the $8,000 premium = $116,160. Person B: $VOO does its long run average of about 11% a year. $123,210 + the same $8,000 = $131,210. Same trade, same premium... Person B ends up $15,050 ahead just because their money wasn't sitting on the bench. Market crash? FINE. Person B doing the portfolio secured put has ratios in check to be fine in DEEP crashes. PSP > CSP This is how I scaled to 7 figures

3 numbers that completely changed how I trade options. (the last one is the one nobody believes) $385 vs $2,540. That's what a 1 month vs 1 year $NVDA put at the same $180 strike paid when I pulled them up side by side late last year. Almost 7x the premium for the longer contract... plus 11 more months for earnings to grow. 85%. That's roughly how much of the premium I kept on 2 year puts I sold during the April 2025 tariff panic. I closed them about 3 months after I opened. When the fear left the market, the puts lost their value fast. Long duration > Short duration

🟢Keep your emotions in check. Continue to DCA into quality stocks/ETFs at good prices. When you find compelling set ups: 1. Sell 1+ year portfolio secured puts. (not CSP) 2. Take part of that cash flow to buy shares. 3. Take part of the cash flow to buy LEAP calls. Then be patient and let the plays work. Simple.

🔴RETAIL INVESTORS SIMPLY DO STOCK OPTIONS COMPLETELY BACKWARDS... (Let's run through an example) When the market is falling. Retail investors want to buy puts. That bids up the put premiums. That makes put more expensive. They are buying puts as the market is getting cheaper and safer (falling) We will use this to our advantage. Instead of acting like the herd & buying puts when things are falling and becoming cheaper/safer. We will sell puts usually with a duration of at least a year. We will collect max premium and reinvest that back I to the company we are bullish on. These puts are not cash secured. They are portfolio secured. If you are bullish, why would you want all that cash laying around doing nothing... DUMB & underperforms in the long run. Keep ratios in check and you can withstand any bear market. I have been doing this for a decade through many cycles. IT WORKS.

Walk up to Jensen ( $NVDA CEO ) & say: "I bought a 1-month call on $NVDA. Can you make the whole company worth more by then?" He'd laugh at you. "One MONTH? Impossible." Now ask him: "Can you do it in a year or two?" "Absolutely." Here's the part everyone misses... that's EXACTLY how CEOs get paid. The board doesn't hand Jensen 30 day options & say "pump it by next Friday." They give him 1, 2, 3 YEAR stock options... because that's how long it takes to actually grow a company. So the most powerful, most informed people in the market are all positioned LONG duration... & retail is out here buying weeklies. I buy LEAP calls 1-2 years out & sell portfolio secured puts a year+ out. Same timeline as the people who actually run the companies. Align with the CEOs. Not the gamblers.

I made MILLIONS in 2022 when $QQQ dipped 35% Shares 1+ year portfolio secured puts 1+ year bought calls Capitalized. & appreciated HEAVY since. The next recession is your biggest opportunity to get rich. Stop fearing corrections. Start preparing.

What actually moves a stock's price in the long term? Not Fibonacci. Not Bollinger bands. Not VWAP. Not lines on a chart. IT'S EARNINGS PER SHARE (EPS). When a company's profit per share goes up, the share price usually follows it within 1-2 years. So if you buy a great company below fair value & give it a year+... you have TWO things working for you at the same time: 1. The price snapping back up to fair value 2. Fair value itself moving higher because EPS keeps growing That double bullish tailwind is the whole reason I only sell portfolio secured puts & buy calls 1+ year out. Long duration contracts give that tailwind time to actually show up. That's why they're safer & WAY more reproducible. A weekly or monthly option gets none of that. It's just a bet on where the price is in a few days... & nobody knows that. Anyone who tells you they do either has insider info (doubt it) or they're lying. Short term "traders" will probably do ok in a raging bull market. Then the downswing comes & most of them get reset to zero. Don't make that mistake with your hard earned money. The long game is where the money's at. This is how I scaled to millions...

Someone paid me $21,999 to agree to buy their $GOOG shares at $290... in December 2028. Here's the part that will blow your mind if you give it a minute to click The green line is GOOG's price. $340 ish today. The blue line is GOOG's earnings per share growth. Long term, stocks follow earnings. If earnings keep growing on that path, GOOG's fair value is around $520 by the time this contract expires. The red arrow is my breakeven. $246/share. So for me to lose a single dollar, GOOG has to fall about 28% from today... & on expiration day (yellow arrow) it has to be about 53% BELOW where its earnings are. (which is where the share price should be since stocks follow that) That gap is my margin of safety. & if it somehow happens? I own a great company at a great price & had no cash drag like a CSP. With over 2 years still left, that portfolio secured put is already up $5,793. Cash secured version of this trade: $145,000 sitting in cash for 2 years doing nothing. PSP keeps your money working & still sleeping well in DEEP market crashes. This is how I scaled to millions by finding compelling setups like this & being patient with the PORTFOLIO secured put. NOT the CSP.

Retail investor: Portfolio secured puts sound great until you get assigned & don't have the cash. Me: What do you think happens? Retail investor: margin call? you get wiped out? Me: Say my account is $1m & I'm on the hook to buy $100k of a stock. Worst case I get assigned & dont roll it. I then can sell $100k of something in my base, like bonds or $VOO, & now I own the company I wanted at the price I picked. Retail investor: & if the whole market crashed first? Me: That's why ratios matter. My total put obligations are always covered by my base portfolio even if the market falls DEEP. Retail investor: so you just let it get assigned? Me: Usually I don't have to. Before expiration I can roll it down & out another year all while the base is invested & compounding. Retail investor: I've been assigned like 12 times this year on monthlies. Me: I've been assigned 4 times in over 10 years. Retail investor: ...how Me: That's portfolio secured puts for you... your shares ARE the cash, as long as your ratios are in check & you do this on ELITE companies when they are at the right price.

THE STOCK MARKET IS DOING THE UNTHINKABLE RIGHT IN FRONT OF US Estimated EPS Q3 growth 29.5% YoY Forward PE of 19.0 Economy ok Interest rates ok (but on radar as they drift higher) This is not a "bubble" being propped up by hype This is a market being driven by REAL earnings strength When profits are this strong, prices HAVE a reason to go higher That is how markets work EPS is strong & share prices will follow that in the long run Will we get pullbacks & volatility? Of course! But the long term investor will continue to win...

Someone paid me $20,946 to agree to buy their $NVDA shares at $180... in December 2028. Here's the part that will blow your mind if you give it a minute to click The green line is NVDA's price. $234 ish today. The blue line is NVDA's earnings per share growth. Long term, stocks follow earnings. If earnings keep growing on that path, NVDA's fair value is a little over $350 by the time this contract expires. The red arrow is my breakeven. $145/share. So for me to lose a single dollar, NVDA has to fall about 38% from today... & on expiration day (yellow arrow) it has to be almost 60% BELOW where its earnings are. (which is where the share price should be since stocks follow that) That gap is my margin of safety. & if it somehow happens? I own a great company at a great price & had no cash drag like a CSP. With over 2 years still left, that portfolio secured put is already up $9,281. Cash secured version of this trade: $108,000 sitting in cash for 2 years. This is how I scaled to millions by finding compelling setups like this & being patient with the PORTFOLIO secured put. NOT the CSP.

Retail investor: People say just buy & hold, it always comes back. That's the whole strategy right? Me: Look at March 2000 on that chart. Nasdaq fell 77%. Retail investor: Brutal. But it came back. Me: It took THIRTEEN years. Didn't break even until August 2013. Retail investor: Thirteen... years? Me: So "it always comes back" isn't a strategy... It's a hope. The people buried for 13 years weren't buying bad companies. They were paying insane prices for good ones. Retail investor: So what actually protects you? Me: Valuation. Never buy at ANY price. Great company below fair value is a completely different trade than great company at 100x earnings. Retail investor: So a good investment needs to be both a great company at a GOOD price? Me: Yep! Just pretend you wanna go buy a nice SUV & retail price is $60k, but instead the dealership is charging $600,000... Good car. Bad price. Same concept.