My friend's employer offers “excellent benefits.”
Here's what excellent means:
Health insurance premium: $286/month.
Dental: $34.
Vision: $12.
Deductible: $2,500.
Specialist copay: $75.
Prescription last month: $68.
He pays $3,984 a year just for the privilege of having the insurance.
Then another $2,500 before it really starts helping.
Potential total:
$6,484.
He makes $52,000.
Nothing says “benefit” like spending 12% of your salary before getting sick properly.