Major financial institutions and startups embed Knot’s CardSwitcher™ to become top-of-wallet and more #KnotAProblem

NYC
Excited to announce that @KnotAPIs is now collaborating with @PayPal. With Knot’s CardSwitcher™, PayPal users will soon be able to seamlessly add their PayPal branded cards as a payment method across their favorite merchants—making paying with PayPal easier. From day one, Knot has been building the merchant connectivity layer, removing friction from payments. Everyone wins. Consumers get access to fast, efficient checkouts and merchants can see higher conversion rates with fewer abandoned carts. Excited to team up with PayPal to bring even more innovation to digital payments. More Knot updates coming soon!
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Replying to @sytaylor
Muse is great, and the banks' instinct is right: whoever sits between the customer and the merchant wins. Owning the connection is the most important. That's exactly why we built @KnotAPIs: customers connect to merchants directly via Knot, we keep that connection live, and then take actions on the customer's behalf.
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opus 5.5 is pretty cool
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We couldn't be more excited to share @KnotAPIs new case study with @sezzleinc, one of the world’s leading BNPL providers. Sezzle had CardSwitcher production-ready in just two weeks, and since launch, shoppers who used it to switch their card are spending 3.2x more at Amazon and 2.6x more at Walmart. As Sarah Hill, SVP of Product at Sezzle, put it: "CardSwitcher helped us close the gap between offering the Sezzle Card and making it useful in everyday spending."  Read the full story below 👇
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Most people only see the front end of fintech. The app. The card. The payment. But underneath that experience is an enormous amount of infrastructure and some of fintech’s biggest opportunities are hiding there. @RoryOReilly, cofounder and CEO of @KnotAPIs, joined me on the pod to talk about how Knot is rewiring fintech and transforming financial connectivity. We dive into: - Why keeping a card “top of wallet” is harder than it sounds. - The infrastructure required to connect financial institutions with thousands of merchants. - Why security and compliance are foundational, not afterthoughts, in fintech. - Where blockchain and stablecoins could fit into the financial stack. - Rory’s unconventional path from selling shoes with his family to building fintech companies with his brother. What I particularly enjoyed about this conversation is that Knot is tackling a problem most consumers don't even realize exists. The biggest innovations in fintech may not be the products we see, they may be the infrastructure quietly making everything work. Special thanks to Rory for joining me on the pod.
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People often ask me how Knot impacts revenue. Here’s what we see across our partners:
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Way to go @KnotAPIs !!!
Big news! We're partnering with @Venmo, the payment brand trusted by over 100 million users across the US. Over the past several months, we've worked with teams across Venmo to make Venmo easy to use wherever their users shop. @KnotAPIs enables users to save Venmo as their payment method with participating merchants, right from the Venmo app and without manually re-entering their details. Depending on the merchants, users can either link their Venmo account to Pay with Venmo at checkout or save their Venmo Debit Card - enabling a fast and easy way to pay with Venmo, all powered by Knot. It also marks a first for us. This is the first time Knot has provisioned a proprietary checkout solution as the default payment option, extending what we do beyond just the card. It's a win across the board: users get a more seamless shopping experience and a simple way to spend with Venmo, and merchants can capture more spend with customers. At Knot, our mission has always been to remove friction from payments and merchant connectivity. This collaboration with Venmo is exactly that in action. More to come soon. Thank you to the wonderful Venmo team for their collaboration!
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Huge congrats to @RoryOReilly & the entire @KnotAPIs, which continues to crush it--
Big news! We're partnering with @Venmo, the payment brand trusted by over 100 million users across the US. Over the past several months, we've worked with teams across Venmo to make Venmo easy to use wherever their users shop. @KnotAPIs enables users to save Venmo as their payment method with participating merchants, right from the Venmo app and without manually re-entering their details. Depending on the merchants, users can either link their Venmo account to Pay with Venmo at checkout or save their Venmo Debit Card - enabling a fast and easy way to pay with Venmo, all powered by Knot. It also marks a first for us. This is the first time Knot has provisioned a proprietary checkout solution as the default payment option, extending what we do beyond just the card. It's a win across the board: users get a more seamless shopping experience and a simple way to spend with Venmo, and merchants can capture more spend with customers. At Knot, our mission has always been to remove friction from payments and merchant connectivity. This collaboration with Venmo is exactly that in action. More to come soon. Thank you to the wonderful Venmo team for their collaboration!
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Big news! We're partnering with @Venmo, the payment brand trusted by over 100 million users across the US. Over the past several months, we've worked with teams across Venmo to make Venmo easy to use wherever their users shop. @KnotAPIs enables users to save Venmo as their payment method with participating merchants, right from the Venmo app and without manually re-entering their details. Depending on the merchants, users can either link their Venmo account to Pay with Venmo at checkout or save their Venmo Debit Card - enabling a fast and easy way to pay with Venmo, all powered by Knot. It also marks a first for us. This is the first time Knot has provisioned a proprietary checkout solution as the default payment option, extending what we do beyond just the card. It's a win across the board: users get a more seamless shopping experience and a simple way to spend with Venmo, and merchants can capture more spend with customers. At Knot, our mission has always been to remove friction from payments and merchant connectivity. This collaboration with Venmo is exactly that in action. More to come soon. Thank you to the wonderful Venmo team for their collaboration!
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Financial institutions can already see it in their data: a card that never got activated, or one whose usage is quietly fading. What they haven't had is a way to act on it in the moment. That's why we're partnering with @getlarky, the market leader in consumer engagement technology, to help financial institutions on @Q2_Software, and across the broader digital banking ecosystem, turn insights into action. Larky delivers the nudge, and @KnotAPIs delivers the switch, letting cardholders move their card on file across their recurring subscriptions, bills, and top merchants in just a few taps. For the cardholder, it's the tedious part made effortless: no need to navigate to a dozen accounts or dig out card numbers. One tap keeps their favorite card working everywhere, without ever leaving their banking app. Knot turns intent into card usage. Larky makes sure the moment never gets missed.
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We're excited to partner with Knot to make it easier to switch the Gemini Credit Card to the top of your wallet card 🧡 Check it out on the Card tab!
Every card program is fighting the same battle: becoming top of wallet. The hard part isn’t getting someone approved for a card. It’s making that card so easy to use that it’s the one they choose for everyday purchases. That’s why I’m excited to share that @gemini is now live with @KnotAPIs. Gemini Credit Card holders can now easily make their Gemini Credit Card the default payment method at the merchants they already use, all without leaving the Gemini app. It works at merchants like Amazon, Apple, Walmart, Uber, and hundreds more. Gemini has always been focused on building products that make digital assets more useful in everyday life. Making their card easier to use wherever customers already spend is a natural extension of that vision. Looking forward to seeing what we build together next.
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Every card program is fighting the same battle: becoming top of wallet. The hard part isn’t getting someone approved for a card. It’s making that card so easy to use that it’s the one they choose for everyday purchases. That’s why I’m excited to share that @gemini is now live with @KnotAPIs. Gemini Credit Card holders can now easily make their Gemini Credit Card the default payment method at the merchants they already use, all without leaving the Gemini app. It works at merchants like Amazon, Apple, Walmart, Uber, and hundreds more. Gemini has always been focused on building products that make digital assets more useful in everyday life. Making their card easier to use wherever customers already spend is a natural extension of that vision. Looking forward to seeing what we build together next.
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🇨🇦🇨🇦🇨🇦
I'm thrilled to announce that Knot is expanding into Canada, partnering with @RBC, the country's largest bank. For years, we've built the merchant connectivity layer across the U.S., linking the people, financial institutions, and merchants behind everyday spend. Now, we're taking it international with RBC. RBC didn't become Canada's largest bank by standing still. They move early, they invest in their clients, and they push the industry forward. That is exactly the kind of partner we want to be building alongside. For RBC cardholders, the experience is seamless. From the moment a card is in hand, their spend follows it across the merchants and subscriptions they rely on. No reentering details, no failed charges, no gaps when a card is reissued. Canada is our first market beyond the U.S., and it won't be the last. Huge thanks to the RBC team for being such great partners.
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I'm thrilled to announce that Knot is expanding into Canada, partnering with @RBC, the country's largest bank. For years, we've built the merchant connectivity layer across the U.S., linking the people, financial institutions, and merchants behind everyday spend. Now, we're taking it international with RBC. RBC didn't become Canada's largest bank by standing still. They move early, they invest in their clients, and they push the industry forward. That is exactly the kind of partner we want to be building alongside. For RBC cardholders, the experience is seamless. From the moment a card is in hand, their spend follows it across the merchants and subscriptions they rely on. No reentering details, no failed charges, no gaps when a card is reissued. Canada is our first market beyond the U.S., and it won't be the last. Huge thanks to the RBC team for being such great partners.
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We're excited to announce that @sezzleinc is now live with @KnotAPIs. Starting today, Sezzle shoppers can instantly set the Sezzle Card as their preferred payment method across Amazon, Apple, Walmart, Uber, DoorDash, and hundreds of other merchants, directly from within the Sezzle app using Knot's CardSwitcher™. What excites me most is what comes next: The future of finance is helping consumers manage, optimize, and automate their financial lives. Merchant connectivity is the infrastructure that enables transaction intelligence, subscription management, personalized experiences, and agentic commerce. The institutions building these capabilities today will define the next generation of consumer finance. Sezzle is building for where consumer finance is going, and we're thrilled to be building alongside them. This is just the beginning.
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We’re excited to announce that @KnotAPIs is now available within @Q2_Software. For years, credit unions and community banks have faced the same challenge: delivering the modern experiences customers expect without the engineering resources of the largest institutions. That gap has made it increasingly difficult to compete for top-of-wallet. Today, that changes. The 1,000+ credit unions and community banks running on Q2 can now enable Knot’s CardSwitcher™ with just a few clicks. Cardholders can seamlessly set their card as the default payment method across Amazon, Netflix, DoorDash, Uber, and many of the merchants that drive recurring and everyday spend. Huge thank you to the team at Q2 for partnering with us. We believe the future of banking belongs to the institutions that make it effortless for customers to choose them, and we’re proud to help bring those capabilities to financial institutions of every size.
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Thrilled and honored to be interviewed by @mikulaja for Fintech Business Weekly's podcast. Dive into @KnotAPIs journey and hear our story, including dropping out of Harvard with @kieransoreilly, how Knot started, how we defined the merchant connectivity category, and how we're expanding internationally. Link to the podcast is in thread 👇
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The other day, we received a crossword puzzle application at Knot. A bunch of the answers were “Knot” references/puns, and the final clue was: “Who will be Knot’s next PM?” The answer was the candidate’s own name. He’s actually a strong applicant. Harvard grad, great strategy experience at a massive bank, clearly thoughtful and creative. I figured I’d share because it genuinely stood out in a sea of applications. If you're looking for a sharp PM/Ops/CoS candidate, I'm happy to make an introduction.
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🔥🔥🔥
We’re excited to announce that @KnotAPIs is now live with @CashApp. The Cash App Card is one of the largest debit card programs in the United States. With Knot's CardSwitcher™, Cash App cardholders can instantly add their card across the merchants they use most, including Amazon, Apple, Walmart, Uber, and 100+ more, without ever leaving the app. Cash App has always focused on creating intuitive financial experiences. Knot builds on that by driving activation and spend for Cash App, reducing churn and abandoned carts for merchants, and giving users a frictionless way to use their Cash App Card. We’re proud to power an even more seamless Cash App Card experience and excited for what’s ahead. More to come.
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Congratulations @RoryOReilly and team for this milestone! And now Knot is working with most major fintechs—PayPal, Venmo, Chime, Klarna, OnePay, Bilt, etc.
We’re excited to announce that @KnotAPIs is now live with @CashApp. The Cash App Card is one of the largest debit card programs in the United States. With Knot's CardSwitcher™, Cash App cardholders can instantly add their card across the merchants they use most, including Amazon, Apple, Walmart, Uber, and 100+ more, without ever leaving the app. Cash App has always focused on creating intuitive financial experiences. Knot builds on that by driving activation and spend for Cash App, reducing churn and abandoned carts for merchants, and giving users a frictionless way to use their Cash App Card. We’re proud to power an even more seamless Cash App Card experience and excited for what’s ahead. More to come.
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We’re excited to announce that @KnotAPIs is now live with @CashApp. The Cash App Card is one of the largest debit card programs in the United States. With Knot's CardSwitcher™, Cash App cardholders can instantly add their card across the merchants they use most, including Amazon, Apple, Walmart, Uber, and 100+ more, without ever leaving the app. Cash App has always focused on creating intuitive financial experiences. Knot builds on that by driving activation and spend for Cash App, reducing churn and abandoned carts for merchants, and giving users a frictionless way to use their Cash App Card. We’re proud to power an even more seamless Cash App Card experience and excited for what’s ahead. More to come.
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