Check it out 👁️👁️ Updated my 8 year old RSU Tax Calculator. Still have to update all of my old RSU strategy guides (you can tell that the theme and formatting got funky as I made changes over the years. 🤣) Stay tuned for those updated strategy guides and content. levelupfinancialplanning.com…

This stuff is happening all of the time. When the organization gets in hot water they wind down and then another similar org pops up. Financial education is great and we need more people doing the work, but deceptive sales tactics shouldn’t be used for any reason.

Having a lot of fun developing some learning resources for this year's Hacktoberfest participants! It's a set of interactive learning resources to walk you through understanding what a skill is, writing a good skill, and implementing the skill in your workflow.

Happened all of the time when I was at financial advisor conferences. No one there looked like me but the wait staff so I get why, but still messed up.

New video 🤖 RT's and likes appreciated 🤝 I Tested Claude On A Real SOC Analyst Alert (Here's What Happened) piped.video/O1M-7OnFx1Y

Ceora is right. All of your hard work can get knocked if you have an extended unemployment or have to take a lower paying role and your lifestyle expenses are too high. A few years ago I wrote a strategy called The Downside To Making The Most Money You Ever Have? The biggest threat is the lifestyle creep that many tech folks have enjoyed over the years.

Back to recording @memeteampod after a month off! First episode drops tomorrow with @danielleismessy! Subscribe on YouTube: piped.video/@memeteampod or Spotify: open.spotify.com/show/6vjXCs…

"Ready to Level Up" I don't know why I haven't had that in my podcast the previous 8 seasons. I feel so dumb. 🤣

Welp. Looking for work as my position was eliminated.

New Challenger Accepted ✅: My new side mission is to help future financial advisors avoid the financial planning companies on every corner. Those are all just glorified sales positions with more focus on corporate profits than it is client outcomes. I've always had a primary mission of saving clients from going that route, but now I've been mentoring someone who is having the $$$ waved in front of him based on commissions by these types of companies. There's a better option. (Like way better) Anyone who is look for a financial advisor, if I'm not a good fit for you, find yourself a CFP®️ at an Registered Investment Advisor (RIA). They'll put your best interest ahead of their own, won't be sales based, and will be able to help you with real financial planning.

“Confidence is the result of repetition” One of the many gems you’ll hear in this quick clip.

Homeownership is trickier now that it's ever been in my lifetime. There are still strategies available for folks to get their foot in the door, but it takes a lot of intentionality and sacrifice. That friction is where most people say it's not worth it. Two examples of being intentional and making sacrifices: - Buy a starter entry level home. I know 6 figures used to afford more luxury, but that's not the reality right now. I had a client purchase a new home that was a fraction of what he was approved for because he didn't need a big house, yard, or upgraded amenities. This gets his foot in the door and if interest rates fall he can refinance. If home prices rise he is along for the ride now vs. being on the outside and watching home affordability drift further away. - Avoid luxury apartments. You can get a lot higher quality apartment and amenities for your monthly dollar. The more you're used to and become a part of your lifestyle, the pricier the equivalent house is that you'll attempt to buy. Less luxurious digs, will likely allow you to save more along the way to help with the down payment. Excited to have my local realtor friend join me on my podcast soon so I can do an updated Buy vs. Rent episode.

I started a publication. Apparently, building a company to fix hiring wasn’t enough. The tapMERiT Report is about the economics, psychology, and absolute absurdity of work. Issue 001 is live: Your best candidate may have already been rejected. tapmerit.com/the-tapmerit-re…

stop reading job descriptions like every bullet is a commandment. give ai your background and the role, ask for a 1-10 fit score, then flag the yellow gaps. apply where the story makes sense. skip the jobs where you're trying to become someone else.

Don't pay taxes twice on your stock! This is a real life example of a NQSO. The tax form says there is a $276,081 gain. Technically that's true, but this client already paid taxes on it through their W2. No one is going to tell this person when they are filing this return that their Brokerage Tax Document isn't accurate! When they see the tax bill, they just assume that is how stock options work. 🤷‍♂️ But that's not true. You get to increase the cost basis based on how much you reported on your W2. In this clients case it's $276,801. Exactly what the tax form says is his gain. That's not always going to match up perfectly, but because they sold the shares instantly upon exercise and there were no other share purchases or sales, it was nice and clean. Because it's such a large tax savings to catch this $88,000+ most people would feel like something isn't right, but for smaller amounts, it may not be as obvious.

don't spray 200 applications. pick three companies and show you can do the work on day one. will king on @gc2dot0 piped.video/foTaCX9bTCQ

I have a few clients that managed to do this. A few things I share with them to make sure they take advantage of this strategy. Is it the best use of your time. ( if you’re already high paid and the extra work is high paid that may make sense. If you’re lower paid, you may benefit more by investing t your free time in developing skills that will drastically increase your pay through one job) Make sure you can still maintain high performance in your primary career path (you may need a coworker or manager as a reference or referral) Don’t burn yourself out (making double income for 6 months doesn’t make sense if you end up burning out and deal with the health and potential unpaid employment periods) Don’t use the new income to fund your lifestyle ( lifestyle creep can destroy your finances. Catching up or getting ahead is how you should be thinking about the significant income increase) Run your tax projection ( your jobs don’t know about each other and you can easily jump into a new tax bracket and under withhold on your taxes. Also, if you do contract/self-employment work, no taxes are withheld.) if driven purely for financial reasons, can you be more disciplined with your current income and still achieve your real, valuable goals. ( similar to working smarter, not harder. Who wants to give up their most precious resource of time if it just means being a little more intentional with what you already have) This post is inspired by Biscuit’s daily walk and @EmmettNaughton

Tomorrow I'm hosting some of our mysteriously absent from X engineers - Mhar Andal, Scott Lowe, Adham El Fawal. They will be going deep into platform primitives they shipped here at @Vapi_AI and answering questions about Model Intelligence, Simulations, and Campaigns. RSVP here: luma.com/ofrq557i Can't join live? RSVP anyway and we'll send you the replay.

"I'm never going to be able to retire" 😭 For some folks that may be true. But.... that doesn't have to be you. So many of my clients come to me a bit behind and just assume I'm going to tell them to stop ALL of their spending and never do anything fun. Luckily, I create access to financial planning for tech professionals in their 30's and 40's, and we're able to catch things early enough to find the sweet spot of doing most of the things they want to do and still be confident about their ability to retire at a normal retirement age.