Our list of "Best Conferences 2025!", and be sure to take advantage of the discount codes that several have offered to Nerd's Eye View readers! Best in: -Overall Planning: @FPANorCal -Technology: @t3techhub -Advanced Tax Planning: @AICPA Engage and more! bit.ly/4fisUpb

Analyzing Safe Withdrawal Rates For Early Retirees: How safe withdrawal rates change when a retiree is looking well beyond a 30-year time horizon. @AmyCArnott1 @MorningstarInc More curated articles on Retirement Planning this week: kitc.es/4hmq5G7 #retirementplanning #WeekendReading

Why You Should Only Buy Insurance Protection And Annuity Guarantees Expected To Lose You Money (On Average) bit.ly/3pdsYCe

While the plight of today’s first-time homebuyers facing higher mortgage rates has attracted much media attention, higher interest rates can affect financial planning calculations for current homeowners as well.  kitc.es/4d5V1Jv  Advisors can add value by helping clients explore their home-related goals and assessing the financial tradeoffs of purchasing a more or less expensive home with a mortgage in a higher rate environment. #advicers

Here's our call to hear more from the Women in the Finacial Advisor industry again! We have had some of the most wonderful women on the Financial Advisor Success podcast recently, and we want to highlight more of your unique perspectives and journeys. Are you a woman in the financial advisor space who has found success doing "one thing" well over time, whether it's serving clients in a unique way, focusing on a particularly effective marketing technique, or using well-honed systems to build a successful advisory business? Share it with the community! If you would like to be on the podcast or nominate someone who fits the description, submit the form (as completely as possible, so we can get an accurate picture!) here: kitc.es/4yMG2g8 Some great episodes to check out: ➡️Growing To $500M AUM With An Evergreen HNW Client Service Calendar For Evergreen Fees: #FASuccess Ep 470 With Debra Taylor kitc.es/45i9I8e ➡️Lessons Learned From How Mega-RIAs Are Scaling Their People To Support Growth: #FASuccess Ep 486 With Lisa Crafford kitc.es/41DjPCJ ➡️Attracting And Retaining HNW Clients By Being More Available For Their Multigenerational Family Needs: #FASuccess Ep 490 With Liz Miller kitc.es/4uunKyj ➡️Managing $240M As A 3-Person Team Through A Structured Meeting Approach: #FASuccess Ep 502 With Wendy Ciehanski kitc.es/3SqkGW8

The "upfront-cost" versus "attrition-cost" trade-off between career changers and new graduates: Career changers require greater investment to recruit and are also more expensive to employ, but have a 2–5X lower turnover rates compared to new graduates. kitc.es/4gLip1f Kitces Nerd Mark Tenenbaum shares a four-step framework to hiring career changers, drawing on conversations with @thehannahjmoore founder of Guiding Wealth and Amplified Planning, as well as a research report from Amplified Planning on new entrants into financial services, and how firms looking to minimize advisor turnover should strongly consider whether the benefits of hiring career changers who are more likely to stick around are worth the higher costs of recruiting and employing them compared with traditional cohorts like new graduates. #hiring #practicemanagement #advicers

The "Roll-Over-Or-Stay-Put" Decision For Client 401(k) Plan Assets: Which Advisors Have A Fiduciary Duty For Rollover Advice? Amidst a fractured landscape of fiduciary requirements when it comes to rollover planning (e.g., different standards for RIAs and broker-dealers), the CFP Board has released a guide to applying its fiduciary duty to rollovers.  In this article, Kitces Nerd Adam Van Deusen shares details on available rollover options for retirement savers (and their advisors), applying fiduciary principles, and a 7-step process for fulfilling the duty of care. kitc.es/4rnyTjG [NEW 🎧️ ] Want to dig into this topic in audio format? We have launched our Financial Advisor Technician Podcast! This Wednesday, Adam chats with Leo Rydzewski, General Counsel and Managing Director of Professional Ethics at the CFP Board, as they explore the fiduciary responsibilities advisors need to consider and how they can incorporate them when navigating rollover conversations.

How Life Insurance Loans Really Work And Why It’s Problematic To “Bank On Yourself” bit.ly/3Niekl0

Leveraging Video The Right Way To Add $1M Of New Revenue In Less Than 12 Months: kitc.es/3TcUOO4 In this #FASuccess Ep 508 With Nate Hoskin, co-founder of SageContent, a platform that supports financial advisors in creating video marketing content, we talk about his own experience using video content to generate explosive client growth in his previous advisory firm led him to want to support other advisors in creating video marketing content that actually provides a positive return on investment. #financialadvisorpodcast #advisorpodcast

When a client's instructions conflict with an advisor's professional judgment: What's your duty to follow instructions, when to refuse, and when to exit the relationship? kitc.es/4ij26dg That said, advisors can still first offer their recommendation, based on their professional judgment, that the client not follow through with their request, and perhaps pause before making a rash and impactful decision. It also presents two questions: whether the advisor must comply with the instruction and whether the advisor wants to continue the relationship under its current terms. More in this article by Shelitha Smodic. #advicers

The reality is that trading an advisor's own equity for potentially illiquid and opaque equity in the acquirer's business presents a unique set of challenges that advisors must carefully weigh, as they can have significant economic consequences for the seller if not everything works out exactly as projected upfront. kitc.es/3UXtKms In this guest post, Rich Chen, founder of Brightstar Law Group, explores how advisor sellers receiving equity in the acquirer's firm has become increasingly common, often 25%–40% of the seller's exit valuation and sometimes as much as 75%, and what advisors should watch out for to ensure they are getting "fair value" and the bundle of rights they are expecting for the cash they're giving up! #advicers

Why Keeping A Mortgage And A Portfolio May Not Be Worth The Risk bit.ly/3NgiFp5

Beyond Your Personal Network: How newer firm owners can move beyond their personal network to create a sustainable referral engine that grows with your firm: kitc.es/4gZkkPT (Ryann Thomas |@XYPNOfficial) #WeekendReading

Despite many benefits, many advisors hesitate to initiate conversations about charitable giving. Common responses included fear of overstepping boundaries, uncertainty about the client's interest in philanthropy, and lack of experience or expertise in charitable planning. Sample questions, scripts, and ways to navigate charitable-giving conversations: kitc.es/4reODWn #advicers

Looking forward to joining @CFPBoard at the 2026 Connections Conference in Las Vegas! I’ll be taking the keynote stage on October 6 to explore Scaling Advice and how firms can expand their reach while continuing to deliver meaningful value to clients. Hope to see you there! kitc.es/4gCLs76

Should Charitable Clients Donate Directly From An IRA Or Donate Appreciated Securities? When comparing the tax benefits of donating appreciated securities versus making a Qualified Charitable Distribution (QCD), the QCD often comes out on top: kitc.es/4gZkkPT (Greg Geisler and Bill Harden | @FPAJournal) #WeekendReading

For those #Advicers looking to go into or get deeper on working with clients participating in their company's IPO with the various stock option/RSU arrangements, the MyStockOptions folks are doing a half-day educational Summit event to nerd out on the topic! :) "IPO Readiness Virtual Summit For Financial Advisors · 4 hours · 4.5 CE credits" kitc.es/3VDVFb7

This #WeekendReading kicks off with news that @AnthropicAI announced an advisor-specific plug-in to its @claudeai tool, which will incorporate data from many key advisor tech tools. kitc.es/4gZkkPT While the new "Claude for Financial Advisors" plug-in offers the potential to solve the long-simmering problem for advisors of integration across tools in their tech stacks, it also raises questions, including how advisors will use any time savings gained from leveraging the tool and whether these activities can create a positive ROI for the usage-based fees Anthropic charges. (@ddjanowski | @wealth_mgmt)

How Financial Advisor Titles Shape Consumer Perceptions bit.ly/43ORLLQ

The potential pitfalls of hiring someone too much like themselves and how to ensure that the new hire is inclined toward their role – most often, by hiring their opposite. Opposite-you WANTS to do your least favorite work. kitc.es/4r87FgN #hiring #team

In my talk at @FutureProof_HQ, I just unveiled our latest Research Study on Advisor Marketing — now available entirely for FREE on our website! In the report, you'll read about: ➡️Why marketing costs struggle to scale (and often “anti-scale!”) as firms grow ➡️What distinguishes firms achieving standout growth from the rest ➡️The importance of avoiding the “referral coasting zone” ➡️An overview of 26 distinct marketing tactics * And more! Check it out here: kitc.es/3FAmFAC #KitcesResearch #AdvisorResearch #AdvisorMarketing