They don't just know how your money moves. They know you. Give them less to see with Raycash. Powered by @zama

It’s getting closer! 50K people are waiting to keep their finances to themselves with Raycash. Join them and start earning RayPoints.

45,000 people are now on the Raycash waitlist. This week in *In Confidence*: Zcash gets faster, France doubles down on crypto tax data after a major breach, and a16z gets specific about the privacy stack banks could actually use onchain. open.substack.com/pub/inconf…

They're watching you Give them less to see

30,000 people are now on the Raycash waitlist. Privacy is getting crowded. Catch your spot, join the waitlist, and start stacking RayPoints while you’re early. Link below

Some things are best said in confidence. That’s the name of our new newsletter, too. In Confidence is where we’ll write down what we actually think about privacy, stablecoins, and confidential infrastructure. We started with Zcash’s new ETF, Ethereum’s mempool problem, and why Raycash wants to publish this in the first place. Read it on raycash.xyz or subscribe on Substack. Links are in the first reply.

@valerioHQ joined Zama to talk through Raycash updates, the open sourced confidential primitives, and Deployoor. Programmable confidentiality is the foundation. This is what building on it looks like. Full interview below

You wouldn't announce a trade to the room before making it. Yet that's what a public mempool does, every time. Finance figured this out decades ago. Dark pools, OTC desks, block trades. On-chain hasn't caught up.

A very useful tool!

Well done @randhindi and the Zama team for resolving this efficiently!

The biggest opportunity in fintech today is using stablecoin virtual accounts + cards to run the Ramp playbook globally Ramp is valued at 32B and their entire business is US-based – a market where (1) dollars are the local currency and (2) most businesses already have some expense management software Outside of the US, there is a massive delta between demand and penetration of dollar business banking wrapped in software (expense management, AP/AR, ERP) It will be obvious in 5+ years that the killer use case for stablecoins was closing this delta at a speed and scale that wasn't possible before Most importantly, these platforms make for exceptional businesses Owning spend at the card layer is by far the most valuable layer of the stack as you clip interchange on every dollar spent. And once you're embedded into finance workflows, switching costs are incredibly high

Private by default. Self-custodial. Verifiable.

The rebrand is coming to life. Not just a new logo, a new experience. More on what it looks like from the inside soon.

We are looking for the first 500 people to use Raycash in private beta. Not testers. Early members. People who understand why private, self-custodial money matters and want to be among the first to use it. If that is you, the waitlist is the place to start. Link in bio.

Your bank shields your financial life from the world. Your crypto wallet publishes it. Most people operate across both without thinking about the gap in between. That gap is not a setting. It is the architecture.

We’ve just launched the new brand for @raycashxyz. Raycash is a global money account powered by confidential stablecoins. Private. Self-custodial. Fiat in and out. As a team, we wanted the brand to reflect the strength of what we’re building. Now it does. Here’s how. 🧵

Two days at the @zama Builder Villa. Two confidential payment solutions from @valerioHQ. One for humans, one for machines.

New look. Same mission.