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Motilal Oswal Financial Services Ltd retweeted
What if selling a bad insurance policy could cost the salesperson their commission?
That’s what IRDAI has proposed in its latest insurance distribution reforms.
And there’s another interesting part: the person selling the policy could be linked to it. 🧵
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What if selling a bad insurance policy could cost the salesperson their commission?
That’s what IRDAI has proposed in its latest insurance distribution reforms.
And there’s another interesting part: the person selling the policy could be linked to it. 🧵
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This matters because insurance distribution has become increasingly expensive.
Between FY23 and FY25, distributor remuneration in a representative sample rose 125%, while new business premium grew 28%.
IRDAI is now proposing to reset how distributors are paid.
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India could produce 6.5% less rice this year.
That sounds like a farm-sector problem.
But rice sits at the centre of a much bigger chain from food inflation and poultry costs to exports and government policy.
Here’s how one weaker harvest can ripple through the economy. 🧵
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Releasing stocks can help increase market supply.
Restricting exports can protect domestic availability.
But export restrictions can also affect global rice markets and India’s position as a major supplier.
And if the winter rice crop is also affected by lower reservoir levels, the pressure may not end with this harvest.
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That’s the bigger story.
A weaker rice harvest can travel through the economy:
Less rain → less rice → higher rice prices → higher feed costs → pressure on eggs, chicken & dairy → food inflation → tougher policy choices.
So the real question isn't just:
Will India have enough rice?
It’s:
How does India manage a tighter rice market without creating another problem elsewhere?
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