finance × tech × unfair advantage × mastermind dm open
New York, USA
- Tweets 1,145
- Following 333
- Followers 3,120
- Likes 1,996
In March 2022, a Utah mom sat on her couch in pajamas with her face in her hands while paramedics worked on her husband down the hall.
"He was just fine. We were fine," she told the deputy. "We had a drink together at nine to celebrate something at work tomorrow."
A year later, she published a children's book about grief.
Her name was Kouri Richins. Her husband Eric was 39. He had five times the lethal dose of fentanyl in his body, and he had swallowed it.
Prosecutors said it wasn't her first try. On Valentine's Day, a few weeks earlier, Eric ate a sandwich and passed out.
A forensic accountant told the jury she had about $8 million in liabilities. Prosecutors said she had taken out life insurance policies on Eric worth about $2 million without him knowing. Her housekeeper testified that Kouri asked her to buy fentanyl pills.
In the video below, the deputy's bodycam catches her on that couch, face in her hands, telling him they were fine.
The book was called "Are You With Me?" Texts later showed she paid a ghostwriter to write it.
The insurance companies paid her $1.37 million. In August, a judge ordered her to pay it back.
In March 2026, the jury took about three hours. Guilty on all counts. In May, she got life without parole.
Then, in September, a grand jury indicted two sheriffs, including the sitting sheriff of a neighboring county, for obstruction of justice tied to the investigation. What exactly they are accused of is still sealed. Her lawyers are using it to push for a new trial.
Was that a grieving wife on the couch, or a woman who already knew what the autopsy would find?
26
11
109
46,942
On August 28, 2003, a pizza delivery man walked into a bank in Erie, Pennsylvania, with a bomb locked around his neck and a note demanding $250,000.
The teller gave him $8,702.
Minutes later, police had him handcuffed in a parking lot. He kept telling them the bomb was real and someone had to get it off him.
His name was Brian Wells. He had delivered pizzas for Mama Mia's for about 10 years. That afternoon he was sent with two pizzas to an address that turned out to be a TV tower at the end of a dirt road.
He came back with a collar bomb, a shotgun built to look like a cane, and nine pages of handwritten instructions addressed to "Bomb Hostage." A scavenger hunt. Find the keys in time, or the bomb goes off.
In the video below, he is sitting on the asphalt with his hands cuffed behind his back.
"He pulled a key out and started a timer. I heard the thing ticking when he did it."
"It's going to go off!"
The bomb squad was called. Fourteen minutes later, before they arrived, it went off.
Investigators spent years on the case. The plan, they said, belonged to a woman named Marjorie Diehl-Armstrong. She wanted her wealthy father dead so she could inherit his estate, and she needed money to pay the man who agreed to kill him. The price was $250,000. The exact amount on the note.
She got life in prison and died there in 2017.
The FBI concluded Wells knew about the robbery but had been told the bomb was fake. His family says he was forced at gunpoint. A friend later admitted she sold his name and delivery schedule for money and drugs, and said he had no idea.
Was Brian Wells part of the plan, or the only person in it who didn't know he was going to die?
80
96
1,929
539,924
In March 2023, a jury took less than three hours to convict Alex Murdaugh of murdering his wife and son. In May 2026, the conviction was thrown out.
Not because of new evidence. Because of what the court clerk had been telling the jurors.
His family had held the local prosecutor's office for 86 years, from 1920 to 2006. He was a lawyer at the firm his great-grandfather founded, and for years he had been stealing from his own clients.
On June 7, 2021, his wife Maggie and their 22-year-old son Paul were shot dead at the family's hunting estate. For 20 months, Alex told police he was never at the kennels that night.
In the video below, the judge reads his two life sentences. Watch his face. He barely moves.
Then the video that put him there. Paul is filming a dog at those kennels at 8:44 p.m. Watch the labels: three voices. Witnesses who had known Alex for years said one of them was his. Paul and Maggie were killed minutes later.
On the stand, Alex admitted it was him.
During the trial, clerk of court Becky Hill had told jurors to watch his body language and not be fooled by him. The state Supreme Court ruled unanimously that it cost him a fair trial. Hill later pleaded guilty to lying about it.
He is still in prison, serving 40 years for stealing about $12 million from clients.
The murder retrial is set for April 2027, and the attorney general says the death penalty is on the table.
The video convicted him once. Without the clerk in the room, will it be enough a second time?
11
3
40
4,355
In March 2015, national television aired a recording nobody was supposed to hear. A real estate heir had stepped into a bathroom mid-interview and forgotten his microphone was on.
His name was Robert Durst. His wife Kathie vanished in 1982. His best friend Susan Berman was found shot in the back of the head on Christmas Eve, 2000. The next year, his neighbor in Galveston washed up in the bay in garbage bags. The head was never found.
Durst had been living there disguised as a mute woman. He admitted cutting up the body. A Texas jury called it self-defense.
Before that trial he skipped bail and was caught stealing a chicken salad sandwich, with $500 in his pocket and $37,000 in his rental car.
Minutes before the recording, the director slid two envelopes across the table. One held a letter Durst sent Berman in 1999. The other held the anonymous note that sent Beverly Hills police to her body: her address and one word, "CADAVER."
Same block capitals. Same misspelling: "BEVERLEY."
He said he only wrote one of them. Then he started burping.
In the video below, the interview is over. He walks out. The room is empty. The mic is still on.
"There it is. You're caught."
"Arrest him."
"And the burping."
"What the hell did I do? Killed them all, of course."
The night before it aired, the FBI found him in a New Orleans hotel under a fake name, with a revolver, a latex mask and $42,631 in cash.
Before his 2021 trial, his own lawyers admitted he wrote the cadaver note. He got life without parole. Less than three months later he died in custody with his appeal pending, and the conviction was wiped.
Court records later showed the lines you hear weren't in the order he said them.
Did the microphone catch a confession, or did the editing room build one?
99
998
20,740
5,988,096
The detail that makes this even stranger:
In 2010, Andrew Jarecki made a movie about Durst's life called All Good Things, with Ryan Gosling playing him.
After it came out, Durst called Jarecki, said he admired the film, and offered to be interviewed.
He volunteered for the documentary that caught him. It was called The Jinx.
4
11
1,176
417,904
Paul McCartney taught Michael Jackson how song publishing makes money. Jackson used the lesson to buy 251 Beatles songs for $47.5 million.
In the video below, McCartney tells David Letterman how it started. He told Jackson to look into publishing. Jackson's reply: "I'm going to get yours."
Paul thought he was joking.
He wasn't. In 1985, Jackson closed the deal.
The Beatles were still paid on their old contract. So McCartney asked his friend for a raise on songs he wrote himself.
Jackson's answer: "That's just business, Paul."
The math: Jackson paid $47.5 million. In 1995, Sony reportedly paid him $95 million for half. In 2016, Sony paid his estate $750 million for the rest.
$845 million back on a tip from a friend.
McCartney later called it buying "the rug they're standing on."
The advice was free. The songs weren't.
Would you have told him?
7
3
29
3,109
If you sell an ounce of cocaine on the street, you get life in prison.
If you launder $1,000,000,000 for the world's most violent drug cartels, you keep your bonus and go sleep in your own bed.
In 2012, HSBC was caught laundering nearly a billion dollars for the Sinaloa Cartel.
The cartel had so much physical cash that HSBC branches literally widened their teller windows just so the massive boxes of drug money could fit through.
The bankers knew exactly where the cash came from. It was soaked in blood.
The penalty?
HSBC paid a corporate fine-equivalent to just five weeks of their profit.
Not a single bank executive was criminally charged. Nobody went to jail.
In the video below, a US Senator points out the brutal reality of the justice system.
The streets take the bullets. The boardrooms take the profits.
Capital doesn't just buy good lawyers, it buys total immunity.
19
192
331
9,749
In 1986, Donald Trump beat the NFL in court.
The jury gave his league $3.
Two years earlier, Trump appeared on national television beside Roy Cohn as the USFL announced a $1.25 billion antitrust suit against the NFL. The league accused the NFL of using television deals, stadium access, and player contracts to shut out its smaller rival.
Trump owned the New Jersey Generals and said the case was “one that we’re going to win.” The USFL had started as a spring league, but Trump wanted a direct fight with the NFL and a seat at the same table.
The jury eventually agreed that the NFL had violated antitrust law. But it awarded the USFL $1 in damages, automatically trebled to $3.
The league had gone to court hoping for enough money to keep playing and survive. It never returned for another season.
Trump won the verdict. The NFL kept the business.
The NFL kept the business.
11
1
25
1,274
Eduardo Saverin helped fund Facebook when it was still a college project. At one point, he owned roughly 34% of the company.
Then Facebook was restructured under a new Delaware corporation. New shares were issued to Mark Zuckerberg, Dustin Moskovitz, Sean Parker, and early investor Peter Thiel.
Saverin alleged that he was left out of the new issuance.
Nobody came to take his shares away. They simply created enough new ones around him that his original stake was diluted to 0.03%.
The scene below turns the dispute into one question asked four times.
What happened to Zuckerberg’s ownership?
It wasn’t diluted.
Moskovitz?
It wasn’t diluted.
Parker? Thiel?
It wasn’t diluted.
Then Saverin’s number arrives: 0.03%.
He sued Facebook. The case settled privately, and he kept his co-founder title.
The company did not need to take his shares.
It only needed to change the cap table.
Would you sign a restructuring agreement if everyone except you controlled the new shares?
9
1
24
1,431
In 1991, Donald Trump pointed to a man on the street and told his companion:
“Right now, he’s worth $900 million more than I am.”
The man had no money.
Trump was reportedly $900 million in debt.
A real-estate crash had pushed his casinos, hotels, and properties to the edge. His lenders could have liquidated him.
Instead, they kept him alive.
Trump’s debt was so large that forcing a collapse would have cost the banks more than restructuring the loans and giving him time.
A borrower owing $10,000 can be replaced.
A borrower owing $900 million becomes a problem the bank has to solve.
Trump negotiated extensions, sold assets, and kept enough of the business intact to survive the downturn.
The debt was not erased overnight.
But it changed the negotiation.
He was no longer just a man asking the bank for help.
He was a lender’s largest unfinished problem.
Would you rather have zero dollars, or owe a billion?
8
4
31
1,629
Before Star Wars reached theaters, George Lucas gave up a larger directing fee for rights 20th Century Fox considered nearly worthless.
He wanted the sequel rights and the right to sell merchandise.
The executives saw one risky sci-fi movie. Licensing was barely a business then, and nobody expected children to care about toys from a film that had not even opened yet.
Fox kept the upfront economics. Lucas walked away with the future.
He later said he originally wanted the licensing rights for t-shirts and posters because he was worried the studio would not promote the movie properly.
Those “worthless” rights became the foundation of a multi-billion-dollar empire.
The studio did not lose money on a director’s salary.
It gave away the rights to one of the most valuable entertainment businesses ever created because they looked like leftovers in the first contract.
Fox was negotiating one movie.
George Lucas was negotiating everything that came after it.
Would you take the guaranteed money, or bet on rights nobody else can see?
8
4
28
1,818
In 1961, Ray Kroc paid the two brothers who created McDonald’s $1.35 million for their company.
They reportedly left one thing out of the contract: a 1% royalty on every future McDonald’s sale.
Kroc told Dick and Mac McDonald that investors would never finance the deal if the royalty appeared on paper. He offered to honor it with a handshake instead.
The brothers took the cheque. They shook hands. The royalty never came.
Kroc later explained why buying the kitchen system was not enough. He needed the name McDonald’s because it sounded “like America.”
That name became one of the most valuable brands on earth.
The brothers did not just sell a restaurant chain. They gave up their name, their future royalty stream, and the right to use McDonald’s on their own original location.
A handshake closed the deal.
The missing clause decided who became a billionaire.
Would you take the $1.35 million, or walk unless the 1% was on paper?
85
81
1,489
66,362
In 1990, Donald and Ivana Trump’s multi-billion dollar divorce played out on the front page of every tabloid in New York.
Their daughter Ivanka was 9 years old.
She didn't find out from her parents. She found out from a vending machine on her way to school.
Plastered across the newsstand was a massive photo of her parents with a giant rip down the center and the word "SPLIT".
While lawyers fought over real estate empires and prenuptial payouts behind closed doors, a 9-year-old girl walked out of school into an ambush.
"There was a swarm of photographers and paparazzi waiting to ask me questions."
She stayed inside the school building as long as she could just to pretend she was having a normal day.
At a certain level of net worth, private trauma stops being a family matter. It becomes public inventory.
When you build a billion-dollar name, your kids pay the tax on it in public.
Is extreme wealth worth the price if your family loses the right to suffer in private?
8
2
28
1,443
In 1992, NBC cameras caught Donald Trump and Jeffrey Epstein laughing together at a party in Mar-a-Lago.
For 15 years, they were close friends and Palm Beach neighbors. In 2002, Trump even told New York Magazine that Epstein was a "terrific guy" who enjoyed beautiful women as much as he did.
What finally broke them up wasn't a scandal—it was a ruthless bidding war over a single mansion ironically named Maison de L'Amitié ("House of Friendship").
When the massive oceanfront estate hit the bankruptcy auction block in 2004, Epstein wanted it badly. He even brought Trump to walk the property to get advice on remodeling.
Instead of giving advice, Trump went behind his back, outbid him at the auction, and snatched the estate for $41.35 million.
Four years later, right before the 2008 crash, Trump flipped that exact mansion to a Russian billionaire for $95 million—pocketing over $50 million in pure profit on the property Epstein wanted.
Shortly after their real estate feud, the federal investigation into Epstein began, and Trump banned him from Mar-a-Lago for good.
Did Trump cut ties out of principle, or was a $50 million payday the only thing strong enough to end their friendship?
5
1
21
1,287
Thousands of Wall Street analysts were paid millions to read the fine print. They didn't read a single page.
Then a guy sitting alone in a t-shirt and shorts opened public SEC Form 424B5 filings and walked away with $725 million.
In the clip below, Michael Burry breaks down the exact moment he realized the entire system was built on total negligence.
When Burry started digging into the actual mortgage prospectuses, he found literal trash loans bundled into AAA ratings quarter after quarter. Rating agencies like Moody's and S&P didn't even have the manpower to check them. Nobody cared.
When asked if the banking executives even read the toxic debt they were selling, Burry gave a cold reality check:
"I don't think they read them. No... this was a profit center."
They didn't miss the crash because they were incompetent. They missed it because willful blindness pays nine figures until the building catches fire.
The biggest edge in finance hasn't changed since 2007: retail trusts the rating, institutions chase the fees, and the guy who actually reads the raw source data takes all the money.
What's the biggest "AAA-rated" trash everyone is blindly buying right now just because the yields look good?
5
3
35
1,049
In 1999 the Trump family used a sick infant's medical bills as leverage to hide a $970 million fortune from their own niece.
When Fred Trump Sr. died, he cut the children of his late eldest son out of the family real estate empire.
Mary Trump and her brother immediately sued for their share. At the time, her brother had an infant son suffering from cerebral palsy and violent daily seizures.
Within days of the lawsuit, Donald Trump and his siblings terminated the family medical insurance paying for the baby's care.
Backed into a corner with mounting hospital bills, Mary was forced to settle in 2001. The family's lawyers told her the entire estate was only worth $30 million and made her sign a strict NDA.
In 2017 after New York Times reporters knocked on her door, Mary quietly drove to her old law firm, loaded 19 boxes of confidential family tax documents into her car, and handed them over.
The files won a Pulitzer Prize and exposed a shell company called All County, built to siphon hundreds of millions out of her grandfather's empire tax-free.
That was when Mary finally learned the real number her family hid from the settlement table:
"Your lawyer believed the entire Fred Trump estate was $30 million. What was it?"
"It was almost a billion dollars. So $970 million more."
To the Trumps, cutting off a sick baby's healthcare was just business leverage to protect a $970 million valuation gap.
Did Mary execute the ultimate 17-year revenge play, or did the family still get away with the heist of the century?
33
600
1,391
100,662
In 2005, Robert Downey Jr. starred in a $15 million crime comedy called "Kiss Kiss Bang Bang." The movie bombed at the box office, grossing just $4.2 million in the US. Yet that exact flop became the calling card that made Downey over $400 million at Marvel.
Downey tells Joe Rogan how a box office failure led directly to Iron Man.
When Rogan asked how long an actor is locked into a massive Avengers production, Downey noted it takes 18 months to two years "from soup to nuts," a phrase he picked up from legendary producer Joel Silver.
At the time, Downey was practically uninsurable in Hollywood due to his past arrests. Silver, the producer behind "The Matrix," took a chance on him and cast him in "Kiss Kiss Bang Bang."
Downey's future wife, Susan, was also running Silver's production company at the time.
Financially, the movie was a write-off. Almost nobody went to see it in theaters.
"It came out and it bombed," Downey recalled. "And in some ways, it's the best film I've ever done."
However, one person did watch it: director Jon Favreau, who was preparing to shoot the first "Iron Man" on a $140 million budget.
Favreau saw the flop and told Marvel executives: "This guy could do an action movie."
Marvel initially paid Downey just $500,000 for the first Iron Man, before he negotiated backend points on future films. By the time "Avengers: Endgame" grossed $2.79 billion, Downey was earning $75 million per movie.
Sometimes a project that loses money on paper turns out to be the highest-ROI asset of your career.
6
2
31
1,101
In 1980 two Texas billionaires bought a third of the world's silver, squeezed Wall Street for billions, and forced the exchange to ban buying so the banks wouldn't go bankrupt.
Nelson and Herbert Hunt didn't want paper derivatives. They hoarded over 200 million ounces of physical bullion, flying private jets with armed guards to vault it in Zurich.
Between July 1979 and January 1980 the price exploded 580% from $9 to $52 an ounce.
The short sellers - major New York bullion banks - were facing a systemic collapse.
Instead of paying the margin calls, the exchange bosses changed the rules overnight.
They created a "Liquidation Only" mode. The Hunt brothers were legally forbidden from buying more, while everyone else was forced to sell.
Silver crashed 80% in days. The brothers were forced into bankruptcy with $1.5 billion in debt.
Herbert Hunt explains how a private casino protects its insiders:
"The referee says only the other side can have the ball."
The house never loses when the house writes the rulebook.
Did the Hunt brothers get too greedy, or was this the biggest legal heist by Wall Street in history?
16
43
332
38,664
In December 1980, Steve Jobs took Apple public, minting a fortune of over two hundred million dollars. He was 25.
Thirty days before the bell rang, he signed a sworn legal affidavit claiming he was medically sterile, fighting a court order to pay $385 a month in child support.
The man in the clip is Jobs right after the IPO, calmly explaining what is left to do now that his company is worth hundreds of millions. Behind the scenes, his two-year-old daughter Lisa and her mother were surviving on county welfare checks and food stamps in Menlo Park.
He fought the state of California for nearly two years. Inside Apple, he named his flagship computer project the Apple Lisa, while publicly telling reporters the name was just an acronym for "Local Integrated Software Architecture." He looked journalists in the eye and swore the girl wasn't his.
A court-ordered DNA test came back with a 94.1 percent match. Facing contempt charges just days before Apple’s S-1 prospectus went live, he finally signed the settlement for the $385 monthly check. He made two hundred million dollars that morning.
Keep this part. You cannot separate the titan from the pathology. The market does not reward gentle men. The exact psychological defect required to push your own infant onto county welfare to save thirteen dollars a day is the exact same defect required to build an uncompromising global empire.
The clip is 22 seconds. Watch him, then decide. A 25-year-old sociopath who calculated his daughter’s existence down to the penny, or the cold conviction Wall Street always ends up rewarding?
13
8
74
25,983