$OFY is live. 0xfd1a35778d9798f13c6fb97d29c07a5ce3f7fb5e OffYield is simple. Instead of spending your savings, you spend what they earn. Your deposit earns yield in established lending markets, your card spends only that yield, and your money stays whole and withdrawable anytime. You're also able to deposit RWA tokens. Do not want to wait for yield? Get a card and spend right away. Thread below. 👇

📢 We've heard our community, and decided to add two new token utilities for $OFY holders. - $OFY Membership - Spend to buyback OffYield is introducing a spend buyback and burn program. Here is how it works. We track every dollar spent on OffYield cards and match it with a buyback on the chart. Spend 100 dollars, we buy back 100 dollars of $OFY. Simple as that. Buybacks run on a regular cycle, roughly every 24 to 48 hours. Please note this matches how much you spend, not the cost of buying a card. And it applies across all cards, reloadable, non reloadable, and physical. We've gone ahead and made the $OFY membership live to all holders. Silver and Gold members get $OFY bought from the open market and sent to them with their cashback. - Member - Silver - Gold Based on how much $OFY you hold and for how long. Hold 30 days and you move up a level, 90 days and you move up two. Or reach the same levels by saving USDG in the vault.

We had our tech audited so that the funds moving from your wallet into the lending protocols we work with, Morpho (@Morpho) and Steakhouse (@SteakhouseFi), stay safe the whole way through. The audit found a few small, minor issues, we fixed them, and then we released to the public. That is exactly how a responsible launch is supposed to go.

You can only see the contribution graph on a private repo, never the individual commits. So even if a dev were inexperienced, there would be nothing to judge there, because the actual work in a private repo is invisible. That is the whole point of it being private. What we are actually proud to point to is the security audit. It shows the real work, it was done by a legitimate firm, and we paid for it. That is the part that proves the tech, and it is the part you can verify yourself. This is our last tweet on this subject. We're focused on building and improving/scaling our project. - OffYield Team 🤍

Thanks. We're allowed to build in private. Let's keep building. Just shipped 3 updates: - The Early Access list - Swaps - More wallet support Thread below 👇

Just to clarify. We have seen the noise about someone finding a team members X account with 19 followers from 2013, thirteen years ago. He's gone ahead and deleted it because its irrelevant to what's being built here 13 years later. Being private is the norm. Almost every crypto founder and most users are anonymous, and on a decentralized platform that is how it should be. At the end of the day, we're also a privacy neobank and offer these privacy cards for a reason. The same goes for our repo, no team hands their full codebase to the world, which is exactly why we got audited by a legitimate security firm (@ShieldifySec) and ran our own in house pentesting on top. Anyway, on a brighter note, we have a lot more product updates to share in the next little bit.

Just shipped: Send someone a VISA, paid in USDG. Pick a card, add your friend's email and a note, pay with USDG. It lands in their inbox. They don't need a wallet. $OFY holders still get 5% back in USDG.

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