Who pays after a wildfire is only part of the problem. Steven Greenhut argues the bigger question is whether California’s insurance system properly prices and reduces those risks in the first place. His new Free Cities Center booklet traces the crisis to Proposition 103’s rate-control system and a cumbersome regulatory process that made it difficult for insurers to adjust prices to reflect changing risks.

"With eight in 10 Americans living in urbanized areas, city divestment of land — and sale of structures that can be repurposed for residential use — is a solution starting to garner attention." writes PRI's D. Dowd Muska.

History deserves more than a footnote. PRI's America 250 lesson plans highlight the unsung heroes whose stories shaped the nation, built for high school teachers looking to inspire the next generation.

Tune into this weeks episode of "Next Round" to hear Tim and Matt discuss the latest statewide poll showing close races for the wealth tax and CEQA reform. They also discuss Gov. Newsom’s statement that he would not challenge Kamala Harris for the 2028 Democratic presidential nomination, and analyze the re-election prospects of Los Angeles Mayor Karen Bass.

"Critics worry that an insurance commissioner who walks back the latest reforms and pushes for a government-run alternative could spark another insurer exodus — just as California’s insurance market is beginning, however slightly, to return to normal." writes PRI's Steven Greenhut.

"In 2025, violent crime declined 10.2 percent. Homicides fell from 1,666 to 1,374, robberies dropped nearly 20 percent, and property crime continued downward. But one violent crime has proved remarkably resistant to the trend." writes PRI's Steve Smith.

"Will New Mexico’s program be a beacon for other states to shoot for in the future or yet another costly disaster by one of the most poorly run states in America? My money is on the latter, but only time will tell." writes PRI's Paul Gessing.

"Homebuilding should not be a racket in which developers have to fund political agendas in return for producing a commodity in hot demand, especially when the agenda never produces the promised outcomes." writes PRI's Kerry Jackson.

Last chance to sign up for PRI's Annual Sir Antony Fisher Dinner. This year’s dinner, The Fall of Order: America at Home and in the World, will take place at 6 pm on September 22, 2026, at the Menlo Circus Club in Atherton, California.