Men- please don't listen to this nonsense advice! I'm sure Dave means well but always protect yourself. Prenup doesn't mean you don't trust your wife, it is to protect everything you have built. Remember, marriage is risky business for men with no upside in the deal. Protect YOU!
Caller: “I’m 26, about to get engaged, but my net worth is way higher than my girlfriend’s. Do I need a prenup?”
Dave Ramsey: “Okay, what does ‘different net worth’ actually mean?”
Caller: “$50K from my grandparents for a house, $50K in my truck, $165K across my 401K and accounts, $150K left in a college fund… She’s finishing PA school with about $120K in debt.”
Dave Ramsey: “And what are you making a year?”
Caller: “About $120k/yr.”
Dave Ramsey: “You’ve got around $600K to your name at 26… honestly? That’s not enough net worth to warrant a prenup. If you’re comfortable, skip it.”
$600K net worth at 26. Fiancée in PA school with debt. Dave says skip the prenup