Robinhood Lending Protocol (RLP) lets you unlock liquidity without selling. Lock a whitelisted token as collateral and draw instant ETH at up to 60% value

telegram.me/RLProtocol
$RLP is now multichain. You can borrow ETH by putting up @solana tokens as collateral, no bridging or selling required. $TROLL , $ANSEM and $pippin are our first whitelisted tokens. No more dumping a token on one chain just to free up liquidity on another. Keep your bags, borrow against them, and stay exposed to the upside. Get liquidity without giving up your gains. Try it now on our dapp: robinhood-lendingprotocol.on…
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Your AI agent can now borrow ETH. We shipped the RLP Agent Kit: an MCP server that plugs the Robinhood Lending Protocol into any AI agent. Claude, Cursor, Claude Code, and more. Once installed, your agent can, on its own: • check live markets and its own credit score • borrow ETH against whitelisted tokens • repay loans and reclaim collateral Safety is the whole design. The agent signs from a dedicated wallet you fund, fenced by hard caps: max per loan, max per day, whitelist only. It can never touch your main wallet or move funds anywhere except the RLP treasury and back. Live on @npmjs . One line to install: npx -y rlp-agent-kit Autonomous onchain credit for agents starts here.
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Good morning $RLP community. Today we're shipping 2 new features into RLP. First up: an AI agent skill that anyone can integrate into their own AI to manage trading. The agent can take loans against your holdings, repay the loan, and get your assets back, all on its own. Second: we're introducing RLP RWA products. Now you can use your Robinhood memecoins or RWA assets like tokenized stocks, and instead of just borrowing against them, you can get gift cards, prepaid Visa cards, and over 700 products. Amazon gift cards, prepaid Visa, and more. Once you've got the funds, pay back the amount and get your asset back. Two ways to put your holdings to work without ever selling. Let's go.
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RLP — Week One Update RLP is one week old, and in that week we shipped the first lending protocol on RobinHood. We gave out 1.7 ETH in loans across 55 users, and added collateral support for Robinhood, Solana, and Base. Now we're taking it up a notch. Here's what's coming next and what each piece actually means: 1. Cross-Chain Collateral (Stock Tokens + RWAs) Today your collateral has to live on the chain you're borrowing from. Cross-chain collateral removes that wall. You'll be able to deposit an asset on one chain and borrow against it on another, without manually bridging first. The bigger unlock is *what* counts as collateral. Beyond crypto, we're opening up tokenized stocks (Robinhood stock tokens) and other real-world assets tokenized equities, treasuries, and similar RWAs. So someone holding a tokenized stock position can borrow stablecoins or ETH against it while keeping their exposure. It turns idle stock and RWA positions into productive collateral instead of dead weight. 2. AI Agent Lending (automated strategies) Most people don't want to babysit a lending position watching health factors, topping up collateral, or hunting the best rate. AI Agent Lending hands that to an autonomous agent. You set the intent ("keep me safe from liquidation," "maximize yield on this collateral," "auto-repay when rates spike"), and the agent executes: rebalancing collateral, adjusting borrow size, adding margin before a liquidation triggers, or rotating into better positions. It's strategy automation on top of the protocol, so the average user gets pro-level position management without doing the work manually. 3. Native Integration with Robinhood Wallet & Stock Tokens Right now, using RLP is a separate step from where the assets live. Native integration collapses that. Robinhood Wallet users will be able to reach RLP directly, and their stock tokens plug in as first-class collateral without wrapping or bridging. The goal is that borrowing against your holdings feels like a built-in feature of the wallet, not a separate protocol you have to find and connect to. Fewer clicks, fewer bridges, less friction between "I hold this" and "I'm borrowing against it." 4. Mobile App A dedicated RLP mobile app. Full lending and borrowing open a position, monitor health factor, repay, manage collateral, and get alerts from your phone. This is about meeting users where they already are and making the protocol usable without a desktop, which matters a lot for reach in emerging markets.
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Gm. 6.8% supply is now fully burnt. Let me know what feature you want to build, and we will build it. It could be any product not related to lending specifically, but that would fit our ecosystem.
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Credit profiles are now live inside RLP. Every user starts at a default score of 500. Repay your loans on time and your score climbs +25 points each time. The higher your score, the more you can borrow, so every repayment unlocks bigger loans. Your borrowing power is now fully onchain and earned, not assumed. Build your onchain borrow profile now: robinhood-lendingprotocol.on…
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6.6% supply is now fully burnt. Here is the first look at the onchain based credit system that will go live on RLP later today.
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Gm $RLP community. Today we release credit score in our loan dapp. Pay your loans back before time and build a credit score. A higher score unlocks more % in collateral value plus lower interest on your loans. Referrals also incoming. Refer someone to take a loan and earn a % of the fees. Let's build.
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$MARIAN is now whitelisted on $RLP. Lend @ladymarian_x and borrow eth. Don't sell your conviction. Borrow against it.
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$PONS is now whitelisted on $RLP. Lend @ponsdotfamily and borrow eth. Don't sell your conviction. Borrow against it.
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Self-Repaying Loans are coming to $RLP. Deposit your tokenized stocks on @RobinhoodCrypto . Borrow USDG/ETH, Your dividends auto-compound into your collateral and pay the loan down for you. Your stocks repay their own loan. Live soon. 👀
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Gm Vlad. We're building RLP (Robinhood Lending Protocol) on Robinhood Chain. Here's how stocks tie in: your tokenized stocks become productive collateral borrow against RH stock tokens without selling them, right alongside RWAs, Polymarket positions, and multichain assets (SOL/Base/ETH). Stock tokens that don't just sit in a wallet. Would love to connect.
If you're a builder looking to embed stock tokens or RWA into your applications, we want to hear from you
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6.1% of supply has been permanently burnt since we launched. Every sell burns tokens making $RLP Deflationary.
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$Index is now whitelisted on $RLP. Lend @TheIndexFi and borrow eth. Don't sell your conviction. Borrow against it.
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Stocks are now live as a collateral option inside the $RLP dapp. You can now borrow against stocks like $TSLA , $AMZN , $SPCX and 15 more. Get up to 80% of your stock's value as collateral. Try it now: robinhood-lendingprotocol.on…
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Community Update We know there's a lot of uncertainty right now with the Noxa team rugging and people selling tokens that launched on Noxa. We want to be clear: every token already launched on Noxa is safe. We've already built a dapp that lets you claim fees and burn tokens, so those launches stay fully protected. We're not slowing down. We'll keep building and innovating our project is independent and not related to what ecosystem it was launched on. Robinhood as a chain is bigger than Noxa, and this is a small bump on the road. Robinhood is still the biggest chain for RWA assets, and we will be the one providing collateral on those. And speaking of that, our stocks collateral feature goes live in a few hours.
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Instead of paying 5% in claiming fees, you can use our dApp to claim fees for just $5. You also don't need to use the deployer wallet, you can use any fresh wallet address and claim for any token. Dapp: robinhood-lendingprotocol.on…
6 figures of creator fees that nobody can claim. noxa is silent rn.. and the claim button for creator fees went down with the site. the money is still sitting in the contract. so i built the missing button. connect the dev wallet, you sign, you're paid. check what you're owed.
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5.8% of supply has been permanently burnt since we launched currently worth 8000$. Every sell burns tokens making $RLP Deflationary.
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$RLP Flywheel Explained Yesterday we released staking, which marked the start of our RLP flywheel. In this post we'll break down how it works. Currently we charge different fees on loans depending on the duration: 1% on 1-day loans, 3% on 3-day loans, and 5% on 7-day loans. To meet demand, holders can now stake their ETH into the pool for 1, 3, or 7 days respectively. When a user borrows a loan, they pay interest. 80% of that interest goes to stakers, and 20% is used to buy and burn tokens. For example, if we lend 10 ETH in a week, we earn 0.5 ETH in interest. Out of that, 0.4 ETH goes to stakers and 0.1 ETH goes to buy and burn tokens. As we keep adding more options like stocks and prediction markets, these numbers will only go up. Now why should someone borrow a loan? Well, if you sell a token, stock, or Polymarket bet, you lose money to slippage and taxes (if the token had them). Instead, just use your existing collateral to take a loan, buy another token or handle whatever you need, then repay and get your original token back. That way you essentially never lose out on your gains.
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For anyone wondering, we also have an official TG chat you can join using the link below. telegram.me/RLProtocol
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