Levels of wealth:
I have enough…
…for emergencies ($10k)
…for food & shelter ($30k)
…to invest ($100k)
…to survive on passively ($1M)
…to retire on comfortably ($4M)
…to live like the 1% passively ($20M)
…to live like an asshole ($100M)
Everything else is Monopoly money.
It's monopoly neither much neither bad you're just playing, nothing matters. You just pay whatever for anything your mid can think of and is available.