An Update on Ribbit Wallet Today we are sharing a difficult decision. We will pause all future development and support for Ribbit Wallet. Over the next 30 days, we ask all users to back up their private keys and move their assets to another wallet in the Supra ecosystem. After this notice period, we can no longer guarantee ongoing support for the product. When we started Ribbit, we had a simple goal: make crypto easier to use. We believed wallets should do more than store tokens. They should help people save, spend, and manage digital assets in ways that feel familiar and useful. We built Ribbit as a bootstrapped project. There was no large funding round behind it. Much of the work was done by a small team that believed in the idea and was willing to build despite limited resources. For that, we are deeply grateful. Over the last year, we built a working wallet, explored payments, tested real-world use cases, and learned a great deal about both the technology and the market. Our biggest opportunity was not another wallet feature. It was payments. We wanted to bring users from outside crypto into crypto through simple payment products. To do that, we needed reliable infrastructure. Unfortunately, we ran into several challenges. The first was the lack of a widely adopted stablecoin within the ecosystem. Stablecoins are the foundation of most practical payment use cases. Without them, it becomes difficult to build products that ordinary users can use every day. The second challenge was payment automation. We wanted to support recurring payments for subscriptions and other long-term use cases. The automation infrastructure available to us was not designed for the kind of monthly and annual payment schedules we wanted to support. The costs were high, and long-term reliability remained uncertain. As a result, we reached a point where continuing development no longer made sense for us as a business. We are proud of what we built. Ribbit proved that the product could be built. It helped us understand the market, the technology, and the opportunities ahead. Sometimes a vision arrives before the ecosystem is ready for it. For now, we are choosing to pause rather than continue investing time and resources into a product without a clear path to adoption. That does not mean the idea is gone forever. We will continue to watch the space. If the infrastructure improves, adoption grows, and the conditions become right, we may revisit this vision in the future. To everyone who downloaded Ribbit, tested the wallet, reported bugs, shared feedback, or supported us along the way, thank you. To every team member who contributed their time, energy, and belief to this project, thank you. You helped us build something real. We are grateful for the journey, and we hope our paths cross again in the future. The Ribbit Team

A payment button's job is to move money from one place to another and that is where their job ends. The "Pay with Ribbit" is an idea that's built on something different. When a customer clicks it for the first time, they are not just making a payment. They are signing a mandate that authorizes every future payment on a set schedule, for a set amount, enforced entirely by smart contracts. Which means the business never has to ask the customer to come back and approve anything again. No renewal emails, no failed charges, no revenue lost because someone forgot to update their card details. And unlike legacy platforms, Ribbit doesn't hold your funds even for a second. It just orchestrates the payments, powered by @SUPRA_Labs Between each billing cycle, the funds sitting in the business's account are not just sitting there. They can be routed into yield-generating strategies so the treasury is actively earning instead of collecting dust. When the next payment cycle arrives, obligations can be serviced from the yield first, and principal is only touched when needed. And all of this settles globally without card networks, without intermediaries taking a cut at every step, and without the business having to think about which country their customer is in. One button that handles subscriptions, treasury, yield, and settlement in a single flow. The customer sees a button. The business gets an entire payments operating system. This is what the team at Ribbit has built. But yeah, it's literally just a button.

Huge thanks to everyone who tuned in to our call with @singhabhinav and also shoutout to @JamesBondSama from @SUPRA_Labs for hosting us. The Ribbit Payment demo is now live. Merchants can easily sign up today and start testing automated payments for their businesses. If you face any problems, our engineering team is active around the clock on Discord to help you with onboarding and integration. Links below in the added post👇🏻

SUP frogs! Tune in here 👇🏻

Banks: Settlement will take 3–5 business days. me:

The keyword is "Payment Orchestration" 🐸 See you there!

Regarding recent satisfying events

Ribbit is making payments work the way subscriptions always needed them to. The reason we are used to the current payments technology is because we haven't seen an upgrade yet. But now the tech is here, thanks to @SUPRA_Labs Time and time again @singhabhinav has been talking about "Payments Orchestration" so let's see some benefits of it. 👉🏻 A SaaS company billing five hundred customers monthly can reduce renewal churn because subscriptions run on mandates that execute on schedule without repeated approvals. 👉🏻 The same logic applies to an API platform, which can collect usage based fees at the end of each cycle without asking customers to return and sign every time. The infrastructure also scales for complex cash flow routing. 👉🏻 A marketplace can schedule vendor payouts as part of the same orchestration flow, ensuring idle balances between cycles are routed by treasury rules instead of sitting inactive. 👉🏻 For global reach, a media platform running paid memberships across multiple markets can collect in stablecoins to avoid relying on card networks, foreign exchange conversions, or regional processors eating into margins. These are just a few examples of what businesses can do today once their payments actually behave like recurring infrastructure instead of one-off transfers. And now the upgrade is here.

The Supra ecosystem keeps cooking! 🔥 〰️〰️〰️〰️ 👉 @AtmosProtocol just saw @SupraSteak claim King of their Space with a Market Cap of 2.7m $SUPRA! 👉 @RibbitWallet are building a groundbreaking Web3 payments portal, and chose Supra because of its Speed, Oracle-grade FX pricing, Native Automation, Cross-chain Routing, Security & Throughput. 👉 @SolidoMoney introducing even more Staking rewards! 👉 @tyhho0 of @CrystaraMarkets is building new AI features for Supra with @KavelaAI 👉 @DexlynLabs and @supralend are offering a new way for your LP positions to get even MORE payoff. 👉 @aigardenart introduced The Archivist who can mint new lore-based NFTs AUTONOMOUSLY!! 👉 @toonswapsupra's Toonie NFTs are positioned for huge performance-based ecosystem rewards. 👥 Then are the numerous community projects activating the Supra Fam in incredibly innovative ways, like @BonJardy's @CosmoOnSupra introducing Non-Fungible Agents, or @HeimMartinDude's @Chickens_sup's Auto-LP Bots, and @SupraSaiyans' Beyond8 Airdrop, and @spikeyfun's Spike burning LPs and cooking! 〰️〰️〰️〰️ Moving forward. Locking in. Buidling! 🏗️🚀

We can do it inside @RibbitWallet with help of @FinchPay_io . Just waiting for some stable coins which are more known. @JoshuaTobkin

Used @RibbitWallet yesterday to swap SUPRA → USDC smooth as always, no second-guessing, no tab-hopping. 😌 @AtmosProtocol routing just works. And optional privacy swaps? That's the feature finance teams have been waiting for. Keep building! 🐸🚀

Payment orchestration is here 🥳

@RibbitWallet fixes this: ✅ Configure settlement preference once (USDC, USDT, SUPRA, any mix) ✅ Auto-conversion at oracle-grade FX rates ✅ No slippage, no manual swaps, no reconciliation headaches Merchants finally control how they get paid. 🚀 #Ribbit #Payments #Web3

Glad to be part of the stack. Clean ux from Ribbit 🔥 Swaps made so easy

Swaps in Ribbit feel so easy now. You open the wallet, pick what you want to swap, and you do not have to second guess whether you are getting a bad rate or missing a better route somewhere else. That is the whole point of what we are building. Inside the app, @AtmosProtocol multifork routing helps get you strong execution without turning swaps into a research project. And if you want broader coverage, the Ribbit browser extension plugs into @RocketXexchange so 200 plus chains open up without you needing to juggle multiple wallets and tabs. The direction here is simple. Swaps should feel boring. Reliable inputs, predictable outcomes, and a flow that does not punish you for not being a full time trader. Next up is something we care about even more. Optional privacy swaps. Not because people want to hide something, but because basic financial privacy should not be a luxury feature. Sometimes you just want to move value without broadcasting your entire activity graph to everyone watching. If you have used Ribbit for swaps, tell us one thing. What was your last swap pair and did it go smoothly.

Looking forward to bring swaps with privacy to our wallet users also 🐸

Stablecoins are liquid. Commerce is not. $150B+ in circulation. $1T+ in annual transfer volume. Less than 2% of it touches real commerce. Let that sink in. The most programmable form of money ever created, and 98% of it just sits. Not because people don't want to spend it. Because the infrastructure to spend it doesn't exist yet. That's not a blockchain problem. That's a payments infrastructure problem. And it's exactly the problem we're building Ribbit to solve. Here's what's actually broken today. On the user side: you can't pay with stablecoins the way you pay with a card. Every transaction requires a manual signature. There's no subscription billing. No auto-pay. No way to set a recurring rule and walk away. If your balance isn't available at the exact moment a payment fires, it fails. There's no retry logic, no dunning, no fallback. Just a failed transaction and a merchant who never gets paid. On the merchant side: there's no native stablecoin acceptance at checkout. No way to choose your settlement currency. No way to split settlement across assets. No unified dashboard for reconciliation. You're either fully custodial or fully manual. Neither works at scale. The result: stablecoins are used to move money. Not to run commerce. There's a massive gap between what the technology is capable of and what businesses can actually do with it today. This is why payment orchestration is the most valuable real estate in crypto right now. Stripe paid $1B for Bridge. Mastercard restructured its entire digital asset strategy around stablecoin routing. Modern Treasury launched a full stablecoin PSP in February 2026. Coinbase is reportedly acquiring BVNK for $2B. Follow the acquisitions. Every one of them points to the same missing piece: a billing engine, a settlement router. the system that connects stablecoin balances to real-world commerce without asking merchants or users to become blockchain engineers. That's Ribbit. The settlement engine for the stablecoin economy. 🐸

A little longer than a year ago, Ribbit was an idea in a word doc. Today, it is a product built by a strong team - @singhabhinav @nkaushal02 @RidhiOnChain @himng1989 @AdityaJyoti02. Here is what is live. ✅ You can buy $SUPRA inside the wallet using a card. You do not have to leave the app, sign up elsewhere, or go through a long setup. The goal is onboarding that does not feel like a maze. ✅ You can swap inside Ribbit Wallet on Supra in a way that feels straightforward. The goal is that swapping should feel like a normal action, not a process that needs five tabs and constant second guessing. ✅ You can view your NFTs in the same place where you hold and move assets. No separate apps, no extra steps, and no jumping between wallets just to see what you own. ✅ You earn Ribbit Points by actually using the wallet. Sending, swapping, and exploring apps counts. Consistency counts too. We want rewards to track real usage, not noise. This is still early, but the direction is clear. We are building Ribbit so crypto feels less like a workflow and more like money. Recurring payments, stablecoin bills, and crypto cards are the next things we want to make boring and reliable. If you have tried Ribbit, what has been the biggest improvement for you so far? Onboarding, swaps, NFTs, or points?