Helping Indians avoid money traps πΈ Personal finance | Investing | Real talk Follow for smart money moves
Lucknow
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The 50-30-20 rule changed how I handle money πΈ
50% β Needs
30% β Wants
20% β Savings
On βΉ30K salary:
βΉ15K needs
βΉ9K wants
βΉ6K saved/month
Thatβs βΉ72K/year saved.
Simple rule. Big impact.
Save this π
Made with AI
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FASTag users can now switch banks without changing the tag.
Process-
1. Get Rajmargyatra app from play or app store.
2. Open and on home screen you get "One
Tag- Fastag Porting" option
3. Fill the details
4. Choose the bank you want to port to.
5. Redirect to the new bank.
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Thatβs why I discourage my friends from using government banks
@bobcardofficial offered me a pre-approved credit card:
31 Aug: Applied
1 Sep: Approved
2 Sep: Dispatched
3 Sep: Card in my city
4 Sep: Still no app access
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I raised a complaint with @bobcardofficial crm with all the details (ticket id 15925348), including my registered mobile number. Their response? They couldn't find my details and asked me to provide my PAN/mobile number, despite the information already being clearly mentioned
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π¨ Scapia Γ Axis Bank?
Scapia may be gearing up to add Axis Bank as its next banking partner π
If confirmed, this could make Scapiaβs credit card ecosystem even more interesting, with Axis potentially becoming its third banking partner after Federal Bank and Bank of Baroda.
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Does this guy look educated? He lacks basic etiquette. Mocking the elected PM is disrespectful. You can disagree with PM Modi, but respect the office
And if heβs asking for Modiβs degree, BJP publicly showed it in 2016, and Delhi University said it was authentic @abhijeet_dipke
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Everyone compares the showroom price.
Very few compare the 10-year Total Cost of Ownership (TCO).
Assumptions
β’ Vehicle price (same segment)
β‘ EV: βΉ15 lakh
β½ Petrol: βΉ10 lakh
π’οΈ Diesel: βΉ11 lakh
β½ CNG: βΉ11 lakh
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Key takeaway:
Even assuming a βΉ5 lakh battery replacement, an EV can still be cheaper than petrol or diesel for many high-mileage ownersβbut CNG remains the lowest-cost option in this simplified example.
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Nothing makes taxpayers more frustrated than watching hard-earned money go toward political freebies instead of nation-building.
Development creates opportunities.
Freebies create headlines.
The choice shapes the country's future.
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The economics of E20 from the perspective of an existing vehicle owner.
I'm not questioning why India introduced E20. Reducing crude oil imports, supporting domestic ethanol production and improving energy security are all valid goals.
But let's also look at the numbers β¬οΈβ¬οΈ
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The policy may reduce India's oil import bill and benefit ethanol producers, but it's also worth acknowledging that existing vehicle owners bear part of the transition cost.
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