This account is a documentary, not a sermon. It’s my journey, not instructions for yours. My name is Craig. I’m 50, live in South Florida, born in Canada. “SCHD STAN” is a persona. It’s fun. I love $SCHD, but it’s not my only holding, and this isn’t a cult. I’m a long term investor focused on balance. I believe you can take something from every investing style dividends, growth, value and build your own approach. If you own both value and growth, you don’t have to chase performance when cycles shift. You’re already in it. That’s how I invest. My largest position is the S&P 500. I DCA into it every two weeks no matter what. $SCHD is number two. I also own individual stocks like $GOOGL, $AAPL, $META, $AMZN, $V along with ETFs like $SCHG, $FDVV, $CGDV, $DGRO, $SMH $VYMI. So why do I talk so much about $SCHD? Because I think it’s one of the most misunderstood ETFs out there. It’s not just about yield. It combines a strong starting yield, consistent dividend growth, and solid long term appreciation. To me, it helps balance out a portfolio that leans heavier toward growth and tech. Not instead of growth, alongside it. My goal is to steadily build my $SCHD position to $1M+ over time, creating a growing income stream for myself and my family for years to come. On this account I track my journey, share thoughts in real time, estimate SCHD’s quarterly dividends, and run my own version of the annual reconstitution to anticipate additions and removals. I also highlight dividend raises across holdings, report earnings for major holdings, post daily price updates, and share news on the fund and the companies it holds. All to better understand how it works and share that with anyone interested. Outside of investing, I enjoy running, watching football, movies, doing push-ups, and spending time with my family. I’m not here to tell you what to buy. Just showing how I do it. Step by step. Share by share. For the long run. Let’s chat. Tell me how you’re building your portfolio. Ask me anything about mine or $SCHD, how I think about it, how I’m building it. Thanks for stopping by to read this. 😎

That $33.01 did turn out to be the bottom! At least for today. 😬🤩 I bought the low of the day, but only grabbed 2 shares. Sometimes you wait for lower… and it just never comes. Questions of the day: • Did you buy any $SCHD today? • Do we see $32 next week, or was today the end of this dip?

THIS STARTED WITH A $4 DIVIDEND 🎥 Watch every payout as it grows from $4 to $1,800+ per quarter in 6 years 👇 • Sept. 2020: $4 in $SCHD dividends • Sept. 2026: $1,800+ • 6 years of buying • Reinvesting dividends • Building the share count Started from the bottom… now we here 😂 Still building. Share by share Note: This is one of my accounts. My total $SCHD payout this quarter across all accounts will be $2,442.11

$SCHD bounced off $33.01 right after the open. 🔴 By the time you see this, is it still holding $33? ⬆️⬇️🤔

☕️ GOOD FRIDAY MORNING! $SCHD PRE MARKET $33.08 -0.03% 🔴 • Yesterday’s Trading Range: $33.08 – $33.43 $SCHD is already touching yesterday’s low in premarket after falling to its lowest price since July 30 yesterday. • $35.31 52-week high • Now 6%+ below that high • New monthly lows continue • $33 level back in focus Premarket Comp: 🟢 $SCHG: +0.45% 🟢 $QQQ: +0.40% 🟢 $VTV: +0.32% 🟢 $SPY: +0.26% 🟢 $VYM: +0.22% 🔴 $SCHD: -0.03% Most of the market is pointing higher while $SCHD continues to lag. 🤔 Does $33 finally provide support, or does $SCHD dip into the $32s today?

On this slide 🔴📉 the buying streak continues: 27 Wednesday, 28 yesterday. Should I make it 29 today? $SCHD 🤔

Yesterday’s Trading Range: $33.08 – $33.43 $SCHD

$SCHD SHARE PROGRESS SEPT 24, 2026 The $SCHD dip continues and my buying intensifies. Added 27 shares yesterday. Added 28 more today. New Total: 9,218.6 Current Stats: Value: $305,137 Annual Income: $9,717 Yield on Cost: 4.08% Cost Per Share: $25.86 Recent Shares Added: September: +209.6 2026: +883.5 Since Last Dividend: +55.0 Share by share. Keep building. 🐢

$SCHD SEPT. 24 RECAP • Close: $33.10 -0.54% 🔴 • Trading Range: $33.08 – $33.43 Another new monthly low for $SCHD. It fell to $33.08 late in the session, its lowest price since July 30, before closing near the low at $33.10. $SCHD is now 6%+ below its $35.31 52-week high as the recent pullback continues. Market Comp: 🟢 $SCHG: +0.17% 🔴 $QQQ: -0.01% 🔴 $SPY: -0.08% 🔴 $VTV: -0.33% 🔴 $VYM: -0.47% 🔴 $SCHD: -0.54% Growth held up much better today while dividend/value ETFs remained under pressure, with $SCHD again finishing at the bottom of the comp. Another dip. Another new low. Does $SCHD finally find support around $33, or are we heading into the $32s?

$SCHD Q3 dividend growth stats

Watch the full conversation 👇 piped.video/qah-8QgbZzc?is=bY69…

Do we see $32 soon? $SCHD 🔴📉🤩 Buy now or wait?

You love to see it! 🤩💰 Note: This is just one account. Total $SCHD dividend this quarter: $2,449.29

$SCHD 🔴 more new monthly lows! The dip continues. 📉🤩 $SCHD hasn’t traded this low since July.

☕️ GOOD THURSDAY MORNING! • $SCHD PRE MARKET $33.37 +0.24% 🟢 • Yesterday’s Trading Range: $33.28 – $33.50 $SCHD has continued to set new monthly lows and is now more than 5% below its $35.31 52-week high. It’s getting a small bounce this morning while growth continues to slide. Premarket Comp: 🟢 $SCHD: +0.24% 🟢 $VYM: +0.12% 🔴 $VTV: -0.09% 🔴 $SPY: -0.49% 🔴 $QQQ: -0.88% 🔴 $SCHG: -0.94% Value showing some relative strength heading into the open. 🤔 Is today the start of a $SCHD rebound, or will higher interest rates and speculation about even higher rates continue to put pressure on $SCHD?