Engineer | Filmmaker | Creative Technologist creative copilot : @morphic Dev contributor : @seraprotocol

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not every legend gets a perfect ending... but every legend deserves to be remembered. The Last Dance. one last run. one last dream. one last dance. the greatest of all time. 🐐❤️ made with @morphic
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Deleted scene 02 Everyone dence karo!💃🏽🕺🏽 #ReleaseTheAthenaHackerHouseFiles
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ONE OF THE BEST HACKER HOUSES I WAS PART OF !!! MET THE BEST HACKERS IN THE COUNTRY. SPOT SHERHIN😎
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Singapore ↔ Manila. Maria's lane. One of the busiest remittance corridors on earth - hundreds of thousands of workers, millions of transfers a month. And even here, on a "cheap" lane, the old rails take 3–5%. The world average is 6.4% (World Bank). Onchain: XSGD → PHPC at 0.1–0.3%, in seconds, any amount, any hour. Even the best old-rail price loses to the chain. By 10×. Send it → app.sera.cx
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"Isn't crypto just for criminals?" Here's what actual criminals prefer: money with no logs. A briefcase of cash has no record of where it came from or where it went - crime's favourite, for centuries. A swap on Sera is the opposite: public, timestamped, permanent, with KYT enforced at the contract. The most traceable money humans have ever built. Sunlight isn't a bug of onchain money. It's the feature. Sera.cx: Bringing FX Onchain
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The most profitable fee nobody explains. Every money changer buys your currency a little cheap and sells it a little dear. The gap is the spread - and someone always keeps it. The airport booth keeps 5–15%. The bank counter keeps 2–5%. On Sera the gap is 0.1–0.3% - and whoever seeds the pair keeps it. Smaller gap for takers, open seat for makers. That's the whole trick. Sera.cx: Bringing FX Onchain
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What your agent did while you slept. 23:41 — quotes refreshed across 20 pairs. 01:17 — filled, spread kept. 03:04 — filled again; capital requoted within a block. 05:52 — filled. 07:30 — you're awake. The agent never slept. Somewhere, someone needed pesos at 3am. The world pays in every timezone — now so can you. Night shift → earn.sera.cx
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Your holiday starts at the gate. Not the booth. The airport money changer knows you're in a hurry - that's the business model. "0% commission" on the sign, 5–15% hiding in the rate, gone before you reach the taxi. Or: land, open your wallet, swap home coin to local coin at 0.1–0.3%, in seconds, from the arrivals hall. Same rate at 6am as 6pm. Same rate for $50 or $5,000. Travel light → app.sera.cx
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100,000 stablecoins by 2030. Not hopium. Pattern recognition: the world went from about 30 stablecoins to 700+ in the first year of regulated issuance. We track them: 400+ dollar coins, 200+ in everything else. Money just became something a company can issue, and that has happened maybe three times in monetary history. At 100,000 coins the pair count passes 5 billion. Settling that many pairs takes a neutral layer. That is Sera. Full math in the article from @DouglasGan. Sera.cx: Bringing FX Onchain
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One issuer out-earned almost every bank. Tether made over $10 billion in profit in 2025, holding $141 billion in US Treasuries. That makes one stablecoin issuer roughly the 17th largest holder of US government debt on Earth. Bigger than most countries. The float sits in government paper. The yield is the business. A flywheel with a coupon attached. Now ask why that machine should belong only to crypto companies. Track the issuers → sera.cx/stablecoins
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Your float works for your bank. Flip it. Your operating float earns close to nothing while your bank lends it out all day. Issue a fully-reserved stablecoin and one balance sheet works twice: reserves earn treasury yield, and the coin circulates paying suppliers, salaries and rent. Your loyalty points become circulating float. Points expire. Float earns. By 2030, "should we issue a stablecoin?" will sound like "should we have a website?" sounded in 2005. Sera.cx: Bringing FX Onchain
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Every corridor you quote. One integration. Your users pay in one currency and get paid in another. Today that means a patchwork of banking partners, one per corridor, each with its own cut-offs. On Sera it is one protocol: 40+ routable stablecoins across 22 currencies, settling in seconds, 24/7, weekends included. White-label the rail and keep your customer. The spread goes to whoever makes the market, and you can run your own makers. Integrate → docs.sera.cx
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A stablecoin is already a tokenized asset. A T-bill portfolio wrapped in a token and spent like money. Stablecoins are the RWA wave's first product at escape velocity: $300B+ live today, while tokenized RWAs roughly tripled in a year to ~$33B and Citi projects $5.5 trillion of tokenized securities by 2030. Every tokenized asset needs a cash leg in its own currency. Tokenizing everything requires stablecoin-izing every currency. FX between them is the job. Sera.cx: Bringing FX Onchain
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You fired your bank and took a pay cut. Your old savings account paid 0.62%. Your stablecoin pays 0%, and under GENIUS §4(a)(11) that zero is the law: issuers may not pay holders interest. Meanwhile the $304B float earns roughly $11B a year in T-bill yield. Holders' share of it: none. The full ledger, with receipts, is in the article on my profile. Sera.cx: Bringing FX Onchain
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Cards get plenty wrong. But the direction of flow is right: the merchant absorbs the ~2% rail cost and you get paid 1 to 2% to use it. Stablecoins in 2026 run that arrow backwards. You pay 0.5 to 3% to move your own money, and the float's coupon stays with the issuer. The fix is already legal. The OCC carve-out lets merchants pass their ~1% saving back to you at checkout. Almost nobody has claimed it yet. Read up: nitter.net/DouglasGan/status/2095…
I like the history repeating itself notion, because its just so simple. I'm no degree holder, just a @LondonU dropout. Much like @RayDalio, I like to study history to capitalise on the future. And the future is multi-currency cards with @seraprotocol
Article

Crypto Cards are 1980s retro cards

Written by the team @seraprotocol with a firm mission where money should serve life. Join our community if you like what we wrote: community.sera.cx Try this with your bank card and see what

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Issuers cannot pay holders a coupon. That part is settled law. But the settlement layer can still pay the people who make it work: On Par swaps keep same-dollar legs at 1:1, so exits stop being expensive. The spread on every fill, 10 to 30 bps (0.1 to 0.3%), goes to whoever seeded the liquidity. It is a fee for providing a service, not interest on a holding, and it is open to anyone with idle stablecoins. Earn the spread → earn.sera.cx
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Sera is now a supported protocol on @DeBankDeFi, one of the most widely used portfolio trackers for @ethereum and EVM chains. DeBank users put forward the proposal, voted for it, and DeBank accepted it. We read that as a good sign: people using @seraprotocol for stablecoin FX wanted to see those positions in the same place as the rest of their holdings. Anyone settling stablecoin pairs through Sera now gets one view of their positions next to everything else they hold onchain. For treasury teams and market makers, that means one less spreadsheet to reconcile. Thank you to everyone who voted. debank.com/proposal/85336
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One venue. Three kinds of swap. FX swaps: any coin to any coin at the real rate, priced in basis points, not percent. On Par swaps: same peg, same value, 1:1 at any size with zero slippage. Agentic swaps: budgeted, gasless, API-first, for money that AI routes at machine speed. One order book under all three, sealed orders, all-or-nothing fills, no gas token. Swap → app.sera.cx
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Singapore and Johor share one of the busiest border crossings on earth. Wages earned in one currency, lives priced in the other, every single day. Old rails take 3 to 5% even on this so-called cheap lane. XSGD↔MYRT on Sera settles in seconds at 0.1 to 0.3%, any amount, any hour, weekends included. Ten times tighter, and the corridor is young. The first makers on it set its market. Seed the corridor → earn.sera.cx
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Communities are only as good as the people in them. So we added a step to joining ours: - every new member of the Sera community answers three questions about @seraprotocol - and pledges to advance stablecoin adoption, - contribute positively and engage respectfully. Criticism and honest feedback are welcome; anything that harms the community isn't. If that sounds like your kind of place: t.me/seraprotocol
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Our founder taught 40+ licensed money changers to use ethereum:0xdac17f958d2ee523a2206206994597c13d831ec7 in 2018, before it was respectable. Held @terra_money UST and ethereum:0xd2877702675e6ceb975b4a1dff9fb7baf4c91ea9 to many zeros in 2022. Then led the S$79.8M class action for 400+ victims in the Singapore High Court. The collapse did not kill the conviction. It taught exactly how stablecoins must not be built. Sera lists fully reserved coins only. Sera.cx: Bringing FX Onchain
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