UK multi-business owner & investor Road to £1m liquid by 31 Dec 2026 Concentrated in $OPEN, Weekly receipts Dad | Husband | The Arsenal

England, United Kingdom
Fell short last year, but this year going I'm for the 212 hall of fame.....Millions $OPEN is/was an absolute lay up ⛹🏻‍♂️
3
13
5,081
Lovely reminder today that its almost over 🙂‍↕️ By April 2027 i will free up nearly £1,500pcm in short term debt in my personal name, which i consider the most important. In just over 10 years, using debt strategically has helped me grow my net worth from next to nothing to almost £3m, excluding residential property. More importantly it has given me control of businesses generating crica £600k in annual EBITDA My current salary is only £20,000 a year and increasing it has never been my priority. My focus is on building ownership and growing capital, where the potential returns aren’t capped by the ceiling of hours available to work per week. There’s a tax consideration too. A much larger salary would push more of my earnings into the 40% or 45% income tax bands, plus employee National Insurance and the company’s employer National Insurance costs. Whats the point 🤷🏾‍♂️ By comparison, realised gains on shares outside my ISA are currently taxed at 18% or 24%. For me, growing my yearly capital gains bill through larger realised profits is a better ambition than growing my PAYE salary. The cash flow from those businesses became the flywheel, allowing me to invest larger and larger amounts through directors’ loans. That recurring cash flow has given me the confidence to take bigger risks in pursuit of larger returns. When something hasn’t worked, I’ve been able to rebuild and go again. That’s also why maxing out my ISA doesn’t mean I stop investing. If I see an opportunity worth pursuing, I’ll use my Trading 212 Invest account and CFD and factor the tax into the decision. The ISA allowance limits how much I can shelter from tax, but it doesn’t and should not set the limit on ambition. I’ve never needed every investment to work. The business cash flow has given me room to take risks, learn from the misses and keep going. There’s a cost to taking risk, but there’s also an opportunity cost to always playing it safe. Learn the rules and play the game, Fortune favours the brave 💪🏽🫡
2
5
120
Although my wife has my Amex on her apple pay and is free to use it on anything family/household related, i am still always greeted by this amber glow 😂😭 Have a great Saturday 🫡
2
3
81
Fell asleep putting the kids to bed and have woken up to $NAUT @ $2.10 AHs Continuation on Monday??? $3 target 🎯
1
12
539
Booked the loss 60 seconds later it went green 😂😭
$ASST send in the sell orders 🫪😬😂
1
1
156
Warrant expiry date lines up perfectly with this playing out $ASST Thats my uneducated guesstimate 🤷🏾‍♂️
1
2
193
$ASST send in the sell orders 🫪😬😂
$ASST Am i about to get cooked? 😬😭 Currently £5k in the 🔴
1
1
450
$ASST Am i about to get cooked? 😬😭 Currently £5k in the 🔴
Excercise those warrants $ASST Brrrrrrrr
1
1
398
Excercise those warrants $ASST Brrrrrrrr
1
399
Should be dawning on Gary Cook that he will be the fall guy The Uncle Mo for his successor if you will 😂😂
Replying to @DanNeidle
HMRC could/should have been pursuing about £24m:
69
I may actually buy a ticket for the Liverpool game on the weekend Feels like fight night 😂
31
Last day of September, last day shorting $ASST above $30 as the warrants are excercised Wouldn't want to be holding a short on this after this controlled level is taken away ⏳🚀
60
Bring back sodium based street lighting 🥹
42
Tej | Capital Allocator retweeted
Rejected a treble winning city to start his own dynasty at The Arsenal . #mycaptain #mymidfielder
#LY10BD'OR
27
1,563
15,673
258,235
$ASST Lunch is served Shouldve set the short limit order at $30.00 on the nose, missed it by $0.11 and then chased it limit set, done for the day 🫡
There isnt such thing as a free lunch, but this is as close as I'll probably get Shorting $ASST above $30, close between $28-29 I think I got one more in me this week before it gets closer to October warrant expiry time
151
There isnt such thing as a free lunch, but this is as close as I'll probably get Shorting $ASST above $30, close between $28-29 I think I got one more in me this week before it gets closer to October warrant expiry time
1
266
Green energy policy paying its idiot dividends earlier than expected 👏🏽👏🏽
BREAKING: The UK is now preparing to ration diesel and petrol and could impose a nationwide 50mph speed limit, with government contingency plans now on the table as pump prices hit a record, per the Express. It comes as UK diesel broke its 2022 record yesterday at 199.11p a litre (£1.99). The plans include a maximum purchase scheme limiting how much fuel drivers can buy per visit and restricting selling hours, priority filling stations for emergency services, directed bulk deliveries to utilities and public transport, prioritised diesel for food and health supply chains, and government allocation of crude and imported products. The UK had 42 days of diesel left as of July, the lowest of any developed nation apart from Australia.
Community note
UK government has not announced preparations to ration diesel or petrol; existing contingency plans are for severe national shortages only and officials state the supply remains diverse and resilient despite record prices. gov.uk/government/pub… express.co.uk/life-style/car… petrolprices.com/news/uk-diesel… telegraph.co.uk/business/2026/…
1
244
Mission complete. So it looks like I was able to vibe code this myself rather than having to pay £15 per month forever to a company who would only be selling my data onto other companies 🤷🏾‍♂️ Now, i need to start shipping updates......FASTER 🫡
I am not going back to the stoneage of having to typeout text Equally im not paying £15pm So theres only one thing left to do on a Saturday night.......
101
Week 16 receipts +£14,387.98 🟢 this week (+4.64%) After a year of watching this portfolio grind lower, it finally feels like things are starting to move things in the right direction. The biggest change has been rotating money out of $OPEN and into $CYPH. Cypherpunk now represents just over half the portfolio. With Zcash $ZEC hitting a fresh weekly high over the weekend, my conviction is growing that it can keep leading the recovery. That doesn’t guarantee a green Monday, but it does give me more validation in trimming Opendoor and adding to both Cypherpunk and Strive $ASST. For context, I still hold 44,312 Opendoor shares. This isn’t a complete exit. I just see a stronger case for putting some of that money elsewhere now. The uncomfortable part is making that decision when you’ve spent so long backing a company. You know the thesis inside out. You’ve sat through the red. Selling any of it can feel like giving up just before it turns. But the portfolio needs to work for me, not the other way around. Still a concentrated portfolio. Still plenty of risk. Still a long way to £1m. For those who’ve held a position through a long drawdown: what finally made you rotate rather than keep waiting?
2
6
533
I am not going back to the stoneage of having to typeout text Equally im not paying £15pm So theres only one thing left to do on a Saturday night.......
1
169