Very productive visit to Oklahoma City last week. I joined Community Bankers of Oklahoma (@CBAOK) for a fireside chat focused on @USOCC’s priorities, including recalibrating risk, strengthening bank supervision, and embracing responsible innovation. I also had the opportunity to meet with our local colleagues and hear about their hard work to ensure the federal banking system remains safe, sound, and supportive of economic growth.

The Texas economy is growing rapidly thanks in large part to the Lone Star State's smart, business-friendly regulatory environment. I appreciated the opportunity to tour the new state-of-the-art @NYSE Texas and discuss ways in which @USOCC can continue to support growth, dynamism, and innovation in capital markets.

I’ve said many times that the CLARITY Act is essential to ensuring America wins the global race for new technology. That’s the reason Congress passed the GENIUS Act: to ensure that stablecoin infrastructure, a revolutionary financial technology, will be built in America. Ensuring that America’s community bank sector continues to thrive has been a constant focus of mine since day one. And the administration’s dual focus on enabling new digital technology to flourish and appropriately tailoring community bank regulation is key to both sectors driving U.S. economic growth together over the next several decades. The final draft of the CLARITY Act furthers this mission. It gives the Secretary of the Treasury additional authority to act if the facts around deposit flight change to the detriment of community banks. If stablecoins cause harm to community banks, I will not hesitate to use these tools to ensure they remain fully protected. Community banks are essential to U.S. economic performance and Main Street growth. Economic security is national security, and community banks play a major role in this principle.

Hearing directly from the community bankers driving the American economy is one of the most rewarding parts of my role. Last week in Dallas, I met with more than a dozen community bankers convened by the Independent Bankers Association of Texas. @USOCC is not only committed to reducing unnecessary regulatory burden but also ensuring that our regulatory and supervisory frameworks are properly calibrated and focused on the risks that truly matter, particularly those that could materially affect a bank’s financial condition.

The @USOCC is building on @POTUS and @SecScottBessent’s work to replace regulatory excess with smarter, stronger, and more effective oversight. This proposed guidance helps banks avoid overly process-driven strategies that treat all third-party relationships as inherently higher risk.

Today marks 25 years since the 9/11 attacks, which not only struck the heart of our nation’s financial system but way of life. We honor the victims, their families, survivors & heroic first responders, while recognizing the enduring strength & resilience of the American spirit.

A supervisory culture focused on check-the-box compliance can distract examiners and bank executives from material financial risks that can endanger the viability of a bank if unaddressed. @USOCC's new framework is intended to promote safety and soundness by returning to risk-based supervision.

This first-of-its-kind new rule builds on the important work of @POTUS and @SecScottBessent to rightsize regulation by focusing supervisory attention on the most significant risks and violations, while giving banks greater clarity, transparency, and predictability.

President Trump and @SecScottBessent are working tirelessly to ensure America remains the world's leader in financial innovation. In Wyoming, I shared how the market is taking notice: Digital asset chartering activity at @USOCC has seen an 8x increase compared to the four years of the Biden Administration, which squelched the industry through burdensome and shortsighted regulation. The GENIUS Act represents a historic course correction, made possible through the leadership of @POTUS, that will transform the future of finance. We are proud to support its implementation and expect to have our final rule out by November.

.@USComptroller Gould: The GENIUS Act is a monumental and historic accomplishment made possible through the leadership of @POTUS and @SecScottBessent. The @USOCC expects to have a final rule out by November.

.@USComptroller: Digital asset innovation is flourishing under @POTUS & @SecScottBessent. More than half of @USOCC applications received for new bank charters are related to digital assets – an eightfold increase from the Biden Administration.

Last week in Arizona, I joined @USComptroller and local banking leaders to discuss the critical role they play on the frontlines of furthering our economic and national security. We highlighted recent guidance issued to supervised financial institutions that supports the President’s EO by compelling banks to consider the risks associated with lending to illegal aliens. The Trump Administration will continue working with community banks to combat financial crime, strengthen the banking system, and protect the American people, while also taking steps to reduce their regulatory burden so they can better serve families and small businesses across the country.

The public’s understanding of, and confidence in, our supervision and banks are essential to the proper functioning of our financial system and good government. @USOCC’s proposed rule would make it easier for banks to share information when there is a legitimate business need, while still protecting confidential information. The proposal supports transparency without compromising the safety and soundness of banks.

For years, activists have hijacked the Community Reinvestment Act to shake down financial institutions and funnel funds to left-wing causes. @USComptroller and the FDIC are leading the Trump Administration’s work to end this abuse. Any form of community investment should benefit the communities it is meant to serve, not activists or nonprofit bureaucracies.

Our Founding Fathers—George Washington, Thomas Jefferson, and Alexander Hamilton—could never have imagined the economy America has built today. It is the envy of the world. As @POTUS has said, record investment is pouring into the United States. Thanks to President Trump's leadership—from digital assets and technological innovation to restoring American manufacturing—we are pulling away from the rest of the world.