Income Lab is the only provider of software for true dynamic income planning for financial advisors. Our mission is to revolutionize retirement planning.
Golden, Colorado
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The T3 | Inside Information Advisor Tech Survey results are in and Income Lab was ranked a Software All-Star and the #1 Retirement Distribution Planning Tool!
Ready to see why Income Lab was rated #1 by advisors? Schedule a Demo today: bit.ly/3Ht0tpI
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Justin uses Withdrawal Optimizer to compare funding accounts and estimated tax cost for a hypothetical cash request, then keeps projected MAGI at or below a selected IRMAA threshold. Sept 22, 3 PM ET, comparing strategies by account type. Free, CFP CE.
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US stocks down 50 percent. In a documented sample plan run through the 2008 sequence, the plan called for about $2,520 a year less, $210 a month, roughly 4 percent. Gradual by design, and temporary in that scenario. A halved market is a conversation you can have.
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$3,000 a month at 67 or $3,720 at 70. The totals cross at 81 and a half, net of inflation, so the break-even table says wait. It never prices the withdrawals funding the wait, or the survivor keeping the higher check. Break-even is the wrong question.
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Medicare premiums at 65 are graded on the tax return from age 63. A Roth conversion that crosses one IRMAA threshold can add about $2,300 a year in premiums for a couple at today's rates. From 63 on, size conversions against both meters: the bracket and the premium threshold.
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Meet Penny, Income Lab’s AI paraplanner. Roth conversions, IRMAA, inherited IRAs, Medicare, Social Security, and more, answered in the meeting, not after it. Verified tax math. Source citations. See it in action: bit.ly/4tSYYav
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Lab Talk Tuesday is just 2️⃣weeks away! Join Justin and Derek for a lively session where they'll dive into your questions, showcase new features, explore real-world modeling examples, and more. Check your email for registration details!
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Lab Talk Tuesday is just 2️⃣weeks away! Join Justin and Derek for a lively session where they'll dive into your questions, showcase new features, explore real-world modeling examples, and more. Check your email for registration details!
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Helping clients feel confident about retirement just got easier. Income Lab is the go-to solution for advisors who want to raise the bar on their retirement planning. Curious what the hype is about? Book a demo to learn how our software can work for you! bit.ly/3Rjr25G
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Your clients deserve a plan they understand and feel confident in. Elevate your retirement planning experience with Life Hub by Income Lab - try it FREE for 14 days! bit.ly/47QHjEO
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Tax strategy shouldn’t live in a spreadsheet. With Tax Lab, you can compare Roth conversions, withdrawal sequences, and Medicare/IRMAA impacts in real dollars—so you can show clients what changes, why it matters, and what to do next.
Schedule a demo: bit.ly/4aSdZTL
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Income Lab’s Social Security Optimizer is built around powerful, real-time visual tools that transform calculations into clear, interactive insights - an intuitive interface that simplifies even the most complex Social Security concepts.
Schedule a demo: bit.ly/45EM6f4
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Hey, Income Lab users! Our next Lab Talk Tuesday is coming up next week. Have you:
▶️ Registered?
▶️ Submitted your questions?
We can’t wait to see you there!
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Markets may fluctuate, but client confidence doesn’t have to.
Advisors using Income Lab share how our software helps them navigate volatility while giving clients peace of mind with sound, stress-tested plans.
Ready to elevate your retirement planning? bit.ly/42OjsWB
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Our first Lab Talk Tuesday of the year is just 2️⃣weeks away! Join Justin and Derek for an exciting session where they'll dive into your questions, showcase new features, explore real-world modeling examples, and more. Check your email for registration details!
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Helping clients feel confident about retirement just got easier. Income Lab is the go-to solution for advisors who want to raise the bar on their retirement planning. Sign up today for only $20 for the first 30 days: bit.ly/4p3DYvU
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With Income Lab, you can model annuities realistically, showing how income streams and balances impact what clients can spend and how their guardrails adjust over time.
Want to learn more? Schedule a demo: bit.ly/43P9NQt
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Take the guesswork out of Social Security planning with Income Lab’s Social Security Optimizer. Easily compare claiming strategies, accounting for longevity and mortality risks, potential benefit cuts, and key trade-offs. Book a demo today: bit.ly/45EM6f4
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LifeHub turns a complex retirement plan into one clear picture clients actually understand.
Show expenses, income sources, assets, and “what if” scenarios in one dynamic view—so every conversation moves faster from confusion to clarity.
Schedule a demo: bit.ly/4a3rJuq
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Lab Talk Tuesday is tomorrow! Don’t miss Derek Tharp and Justin Fitzpatrick as they share the latest from Income Lab. Check your email for registration details.
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Happy #FeatureFriday! Go beyond a single score—show clients how likely spending changes are, how big they could be, and how long they might last. Income Lab turns uncertainty into clarity and confidence. See it in action: bit.ly/4iUJmxm
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