Mostly lurking, occasionally saying something worth reading

I applied to become a $RUNNER. 333 spots. @runupdotfun Your move. ↗ runup.fun/whitelist?ref=Zify…
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Adjusted for inflation and hours worked, real middle-class earnings are lower today than they were in October 1972. Down 5.7%, over more than 50 years. The paycheck grew. What it actually buys did not.
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Global mergers hit almost $5 trillion in 2025, the biggest year since 2021. Deals worth $10 billion or more made up nearly a third of that. Every one of those deals is one less competitor for whatever you're buying.
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In 1980, the median home cost about 3 times the median household income. In 2025, it's closer to 5 times. Wages didn't collapse. The math connecting a paycheck to a mortgage just stopped working the same way.
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Data brokers buy a single piece of your personal information for about $0.0005. They turn around and sell it for $0.50 or more. A thousand times markup, on something you never agreed to sell.
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Public four-year college tuition is up 101% since 1996, adjusted for inflation, according to the College Board's own pricing data. Whatever's driving that number, it isn't inflation. That part's already subtracted out.
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The top 1% of Americans now hold 31.7% of all household wealth, the highest share on record since the Fed started tracking it in 1989. That's about $55 trillion, roughly what the bottom 90% of the country owns combined.
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Noir retweeted
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The Pentagon just failed its financial audit for the eighth year in a row. It's the only major federal agency that has never passed one. This year's budget was $1.312 trillion. Nobody can fully verify where it went.
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88 profitable US corporations reported zero federal income tax in 2025, on a combined $105 billion in profit. The statutory rate is 21%. Instead of paying it, these companies got $4.7 billion back in rebates.
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745,652 people were counted homeless on a single night in January 2025. Chronic homelessness hit a record 155,750, up almost 90% since 2015. Average life expectancy if you're unhoused: 50 years. The national average: 77.
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The No Surprises Act was built to settle out-of-network billing disputes fairly. In practice, providers win 80 to 86% of arbitration cases. Private equity-backed providers win even more, for payouts up to 2.7 times the standard rate. Fair, for some.
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Noir retweeted
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63% of Americans say they're living paycheck to paycheck right now, per mid-2026 polling. Under $50,000 a year, it's 81%. Over $250,000, it's 12%. Same country, same economy, a completely different amount of room to breathe.
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In 2023, regulators proposed banning hidden fees across the entire economy, tens of billions a year in junk charges. The rule that actually took effect in 2025 covers two industries: hotels and concert tickets. Everywhere else, still legal.
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Cigna's claims algorithm denied over 300,000 requests in two months. Average review time per claim: 1.2 seconds. A similar tool at UnitedHealth gets reversed 90% of the time when someone actually appeals. It's betting you won't fight it.
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2024: a federal judge rules Google ran an illegal monopoly, built on $26.3 billion a year in default deals. 2025: the same judge declines to break the company up. Google keeps Chrome, keeps Android, and walks away with a warning label.
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Social Security's trust fund is projected to run out in late 2032. Six years from now. Over 60 million people depend on it. When it empties, benefits get cut 22% automatically. No vote required, no debate, just a formula that kicks in.
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Groceries are up 29% since February 2020. Not a vibe, an actual BLS number. 2025's own forecast expected food prices to keep climbing faster than normal. Inflation was supposed to be cooling by now. Nobody told the grocery cart.
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Noir retweeted
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