The important thing to note here is that it is more about friction and function than expenditure. There is a level of comfort you need to be much more functional, and sometimes (not always) that comfort usually requires spending more or moving to a more expensive place that removes friction.
Yesterday, as I was driving between Ghana and Togo, I realized how important NOT being afraid of the police or criminals appearing suddenly was to my ability to think and be functional. I could also plan my time better with stable infrastructure.
Sometimes you don't need to spend more; you simply have to remove yourself from the source of friction that's preventing the function. That move could even be lateral.
I have told many friends to move away from London to other parts of England after seeing them struggle and achieve limited results. When they did, not only did they save money, but their productivity quadrupled.
In Accra, I moved around a bit. From East Legon, to Ridge, now in the mountains where I found peace and quiet. This place is cheaper than the other places I had lived, but makes me more functional.
I figured the UK and most countries out early enough. When I was in Lagos, I was away from Lagos most weekends and it kept me sane out of the rat race. I saw Late Otunba Balogun doing it every weekend and finally understood why he did and why he lived the way he did for people famously known to be frugal. He was a very functional person.
Many people think hustling and living under hard conditions are virtues in themselves, but they are not. Effort without exponential reward is stupidity. If you pay more and can get more, it is a better way to be on the path to getting even more.
I remember this conversation I had with
@asemota on the TL sometimes around 2020/2021.
And that concept has been working for me.
As your financial responsibilities increases, the higher success you also make in a bid to meet up with those financial responsibilities.
Remembered I moved from 180k to 300k to 800k to 1 million rent in Lagos and everytime I am making such move I am always afraid.
How will I be able to pay this rent at the end of this expiration?
Somehow, I have always been able to pay and do so comfortably.
Few months ago, I moved to a new neighborhood where everything expensive (housing, council tax etc)than where I was before and in three months my income also doubled to meet the financial demands of the new place.
It has always been working for me, I don’t know of others.