Built to keep customers transacting.
- Tweets 561
- Following 101
- Followers 466
- Likes 108
π¦
We are happy to announce that we are joining the agentic commerce consortium - established by @basistheory .
The consortium unites AI forward thinkers, researchers, solution providers, and networks to support agentic commerce infrastructure.
2
337
Ordering over the phone feels nostalgic. But for many travel agencies and legacy merchants, it's just Tuesday. π
Here's what you actually need to know about storing card data on paper, and how to stop doing it.
hubs.la/Q04fJkh90
204
Basic BIN data tells you who issued a card π
BIN intelligence tells you how to use it, before any authorization is submitted π§
Kevin Mayes on how payment teams are implementing BIN intelligence π
hubs.la/Q04lJksk0
2
183
Processor says approved. Fraud tool says flag. Inventory says out of stock.
Three systems. No coordination. That's why authorization rates suffer, not because of your PSP.
Non-processor endpoints, sequenced correctly, fix this.
hubs.la/Q046y7-L0
133
Your payment service provider (PSP) got you to market fast. π
But if your tech stack doesn't cross borders, it's not a payments strategy, it's a ceiling.
hubs.la/Q04fJDLv0
115
β οΈ Monthly BIN snapshots create a gap, and that gap can cost a merchant a transaction.
With Basis Theory's Bank Identification Number (BIN) service now pulling from 18 months of continuously merged data, if a BIN has been seen, the details come back. β
hubs.la/Q04l0z9g0
1
107
Visa's Digital Commerce Authentication Program (DCAP) matters to a merchant.
Kevin Mayes on what DCAP is, and three ways to implement it!
hubs.la/Q04kJ61r0
145
Accepting digital wallets, surfacing stored payment methods instantly, and keeping systems available when traffic spikes are table stakes for shoppable ads.
Here's what it takes to make shoppable ads actually convert β
hubs.la/Q04fHqwM0
1
127
Adding a second PSP is smart. π
Paying twice for the same features is not. β
Account Updater, Network Tokens, and 3DS...
Move them to the vault level, and the math changes entirely. π
hubs.la/Q04fld_n0
104
When payments work, nobody notices. When they stop, everyone looks at you. π
That's the reality of running payments. Whether you are working towards this role or currently have it, you'll wish this playbook existed sooner.
hubs.la/Q04hSWw50
256
Good documentation isn't a nice-to-have. It's part of the product.
No assumed context, and no gaps that require a call to fill. That's what vendor documentation should look like.
hubs.la/Q047-bBl0
#DeveloperExperience #TestingAPIs #Payments
200
There's one field in every auth response that most merchants overlook π
The Network Transaction ID (NTID) is assigned by the card network during authorization and serves as proof of cardholder consent.
Worth a read. π
hubs.la/Q04fldCz0
126
Treat documentation as a product deliverable. Follow our best practices ππ
hubs.la/Q047-5zl0
#DeveloperExperience #MerchantPayments #API
1
110
Your PSP bundles vaulting, credential management, auth, and routing together.
Not because those functions are inseparable, but because bundling them makes it harder to leave.
Vault first.
hubs.la/Q046y8zy0
100
If you're running multiple PSPs, there's a good chance you're paying for the same features more than once. πΈ
Account Updater. Network Tokens. 3DS. BIN Data.
There's a better way to think about this. π
hubs.la/Q04fk-n40
100
March shipped fast.
Portal v2 β‘
Isolated test environments π§ͺ
Elements v3 beta π
The March changelog is worth a read.
hubs.ly/Q04dlxjF0
98
When an engineer can test quickly, adoption is easier.
That's the idea behind our refreshed Basis Theory Developer Portal.
Get in and start testing π¨βπ¬π©βπ¬
hubs.la/Q04cNKtQ0
#DeveloperExperience #PaymentEngineering #Tokenization
85
If your voice agent is collecting card numbers over the phone, every system that touches that audio is in PCI scope!
The fix is to tokenize the sensitive data before it reaches the AI system. The token moves through the agent, the raw data doesn't.
hubs.la/Q047cx8M0
1
116
Shoppable ads are a $500B+ opportunity. They're also a new attack surface.
When a customer buys directly inside an app or social feed, payment data moves fast, and so does your liability if it's not handled correctly.
hubs.la/Q046yxXY0
#DataSecurity #PCI #Tokenization
74