Not every stock is the same, so Spatial doesn't treat them the same. Every Stock Token on Spatial sits in a tier, and the tier sets how much you can borrow against it. Tiers are based on two things only: how deep the token's on-chain liquidity is and how good its price feed is. Brand and hype play no part. Tier A, index funds and mega-caps like NVDA, AAPL and SPY: borrow up to 55% Tier B, large single stocks: up to 45% Tier C, the long tail, any token with a live Chainlink feed: up to 30%, and lenders choose token by token whether to fund it Every lender can also set their own max LTV on each offer, so they can ask for a safer loan than the tier allows, but never a riskier one. When the stock market closes for the night or the weekend, limits tighten by 10 to 15 points, because Monday's open can land far from Friday's close. Pooled lending markets mostly stick to a short list of blue chips. Spatial is built to price the long tail too.

$SPATIAL is live on Robinhood Chain! 0xcf9aaca9b71b383046b01090c88317e593e032f3 Spatial is a peer-to-peer credit market for tokenized stocks on Robinhood Chain. Borrowers post Stock Tokens and set a max APR, lenders answer with gasless signed offers at their own rates, and one transaction fills the loan, with each lender getting an NFT for their slice. No pool and no utilization curve: every loan has its own fixed rate and term, risk stays with the lenders who funded it, and unhealthy positions clear through on-chain auctions.

More reliable treasury sweeps FeeVault is where Spatial's protocol fees collect, and governance can sweep several fee tokens out of it in one go. Until now, sweeping a token that hadn't collected anything yet sent an empty transfer. Some tokens reject empty transfers, which could make the whole sweep fail. What's new: • Empty payouts are now skipped quietly, so one token with no balance can't block a sweep of everything else • No more zero-value withdrawal records in the treasury history, which keeps the on-chain record clean and easy to audit • Tokens that do have a balance are paid out exactly as before Only governance can withdraw, and the change ships with a new test that runs a mixed sweep and confirms only the token with a balance moves and gets logged. Github commit: github.com/onspatialorg/spat…

Slice tokens that stay up to date in your wallet When you lend on Spatial, you get a slice token for your share of the loan. Wallets and marketplaces save a copy of each token's details, so when we improve how slice tokens are displayed, those saved copies can go stale. Now we can tell them to refresh. What's new: • refreshMetadata: signals wallets and marketplaces to reload the details for a range of slice tokens, using the ERC-4906 standard they already understand • Nothing about your slice changes. Your loan, your balance and the token itself stay exactly the same, and only the display gets refreshed • It can target a specific range of tokens, so a refresh doesn't have to touch every slice ever issued Only governance can trigger a refresh, and the change ships with a new SliceNote test suite covering refreshes, who can call it and invalid ranges. Github commit: github.com/onspatialorg/spat…

What happens on Spatial if the stock you borrowed against drops? Every loan has a health factor, updated to the second. Here's what it means: Above 1.10: you're healthy and there's nothing to do. Below 1.10: you get an alert. Add more collateral or repay part of the loan, and you're back in the green. Below 1.00: the collateral goes to a 45-minute auction, starting 3% above the market price and falling slowly from there. It only sells enough to cover the debt and a small penalty. Anything left over, including unsold shares, comes back to you. No sudden dump into a thin market. Sales during weekends and market closures have a higher price floor, so a quiet Saturday can't turn into a fire sale.

Your stocks keep working while they're pledged on Spatial. A common worry with borrowing against stocks: what happens to my dividends? On Spatial, nothing slips away. Robinhood Stock Tokens reinvest dividends automatically, so the tokens sitting in escrow simply become worth more. There's no separate payout to claim and nothing for anyone else to take. Your collateral grows on its own, which nudges your loan's health up too. Stock splits don't disturb your loan either. The price feed accounts for the split, so your collateral keeps its correct value the whole way through, with no one needing to step in. And if a split or merger is being processed, new loans and liquidations on that stock pause until it's done. Repayment never pauses, so you can always pay down your loan and take your shares back.

GM Today, we’ll be working on fixes, improvements, and adding some extra information across the CrossFund frontend. It’s not just about building and shipping new things. It’s also about maintaining what we’ve built, improving it along the way, and making the overall experience better. For today’s livestream, we’ll be doing more of an AMA + CrossFund update, covering: • What we’ve achieved so far • What we’re currently working on • What’s coming next • Where we’re taking CrossFund in the future As always, we’ll keep updating you here on X as we push changes and new updates.

🇺🇸 United States Oil Fund is now live on CrossFund. Listed through Sunrise on Solana, you can now buy and swap United States Oil Fund directly on CrossFund. Use any chain + any asset you hold and swap into it in a few clicks. More assets. More access. One CrossFund.

We just leveled up. Do you see it.

Something’s changing. 👀 A little more official. A little more recognizable. A little more ✨ We’ve been working behind the scenes. Something is coming to CrossFund's X. Stay close. 🟡

Live x.com/i/broadcasts/1kJzDPVRk…

I’m still buying $PONSLA that’s how bullish em on this gem.💎 👀

No doubt robinhood:0x39dbed3a2bd333467115de45665cc57f813c4571 going to hit 5B+ mc, With a price tag of $2+ per coin, And its Ecosystem Mascot $PONSLA will soar to 100m mc and above. Time is near. Screenshot this for preference.👀

Keep moving

Day 2 livestream is wrapped up, and this time we had the facecam on. We talked with the community, answered questions, worked on development live, and shared a bunch of updates along the way. More updates from today’s work are to follow. Today’s winner is @tech9894 🎉 Drop your Robinhood ETH address below and we’ll send you 10 USDG. We’ll also be going live daily around this time for roughly an hour. Come hang out, talk about CrossFund, work, gaming, random stuff or literally anything else. We’re here for all of it. See you tomorrow live.

Nobody cares about your vision. They only care about what your vision will do for them.

Today might be the most bullish day for CrossFund yet. We’re bringing a lot to the table, and it all starts today. • 1% of the total CFPX supply will be burned today, bringing the total burn to 2% of supply • One more chain is being added • A new CFPX utility is going live, with an interesting feature attached to it • We’re working on the Reward & Earn system • Changes are coming to our livestreams • And we’re starting a brand new series. More on that soon. A lot is happening at once, and this is only the beginning. Everything starts today. CrossFund keeps building.

Although it will take time but the easy pick is $Ponsla

IF YOU HAD TO PICK ONE MEME COIN RIGHT NOW! WHAT ARE YOU CHOOSING?

Better and back. Let's run some candles up. $Ponsla $Prometheus