Credit Line with Brik: Own Real Property Without Waiting for a Fortune. For years, owning property in Nigeria and across Africa has felt reserved for people with large savings or access to expensive loans. Most people keep paying rent, watching landlords build wealth while they start over every year. Brik is changing that with a simple but powerful tool: the Credit Line. What is the Brik Credit Line? The Brik Credit Line lets you start owning real property even if you do not have the full amount ready today. Instead of waiting years to save enough for a full purchase, you can begin with a smaller commitment and build ownership over time. It works alongside Brik’s other models (co-ownership and rent-to-own) so more people can enter the market in a way that fits their reality. How It Works in Practice 1. Choose a property on the Brik app - real buildings that have been verified and structured for ownership. 2. Access a credit line toward that property instead of paying the full amount upfront. 3. Make manageable payments over an agreed period. Part of what you pay builds your ownership. 4. Start earning your share of rental income as ownership grows. Brik’s property management handles the day-to-day so you do not have to become a full-time landlord. 5. Fully own your portion once the credit is cleared, and keep collecting rent. The goal is straightforward: turn the money you would have spent only on rent into actual ownership and future income. Why This Matters - Lower barrier to entry - You no longer need eight figures in the bank to start. - Real ownership, not just a promise - The properties are actual assets, professionally structured and managed. - Rental income while you build - You begin benefiting from the property instead of only paying into someone else’s. - Flexible path - Combined with co-ownership and rent-to-own, the credit line gives different people different ways in. Built for Everyday People Whether you are a 9-5 worker, a young professional, or someone in the diaspora who wants exposure to African real estate without the usual headaches, the credit line is designed to meet you where you are. Brik handles the heavy lifting: property selection, legal structure, and ongoing management. You focus on building ownership and receiving your share of the rent. The Bigger Picture Africa has a massive housing and ownership gap. Millions will continue paying rent for decades unless new paths are created. The Brik Credit Line is one of those paths - practical, accessible, and tied to real buildings that generate real income. Ownership should not remain a distant dream. With the right structure, it can become a step you take this year. Ready to see how a credit line could work for you? Visit the Brik app or join the community to explore available properties and start your ownership journey.

Real estate remains one of the strongest ways to build lasting wealth. For decades it stayed out of reach for most people. Tokenization removes that barrier. The same wealth-building power is now accessible to everyone. Coming soon on @base.

Real ownership. Real rent. Finally within reach. Brik is almost here.