Sharing my learnings and experiences to help you become a better investor. Writing the Chump Change Newsletter and creating on Youtube.

Houston, TX
I've published over 160 posts and grown my email to 5,000 subs since starting it 5 years ago. I'm still sending, but there is a lot of good content in the archives. Here is a handful of the best ones... Memes still included 🧵
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Getting a raise doesn’t mean - Buy a new car - Upgrade your apartment - More expensive vacations If every raise comes with a lifestyle upgrade you’ll never “make enough.” Increase investments, then lifestyle.
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Cade Invests retweeted
Over the last 20 years the S&P has averaged an 11% annual return. $10k would have grown to $83k Not to be negative… but it always crosses my mind that we are due up for a lost decade.
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If you have kids, get a 529 plan: • many states give a tax deduction for investing • money grows tax free inside it • tax free withdrawals for education (tutoring, college, private schools, certificates, and more) • could convert up to $35k to Roth IRA It's the best way to set up your child for success, even for $100/mo
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Cade Invests retweeted
Never gets old checking your portfolio and seeing it make over a week’s pay in one day. The beauty of having your money work for you. 🙌
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Cade Invests retweeted
The wealthiest 10% own 87% of all US stocks. Get mad at this. Or find a way to get in that 10%.
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Home warranties always get a bad wrap for being a scam… But I’m debating renewing ours since our roof and AC are both 20+ years old. Am I crazy?
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Cade Invests retweeted
Is anyone finding real value in Grok Bot? Already pay for ChatGPT pro and really don't want another subscription cost But Grok Bot looks like it could be helpful...
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Is anyone finding real value in Grok Bot? Already pay for ChatGPT pro and really don't want another subscription cost But Grok Bot looks like it could be helpful...
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@darkminer I think you are using it?
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Cade Invests retweeted
Discount Tire’s road hazard plan has paid for itself from my experience. Just got two new tires for $200 total yesterday. Retail price would have been ~$800. I’ll take it.
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Cade Invests retweeted
You can... - Pay down debt - Make decent money - Track your spending - Save an emergency fund - Invest in your Roth IRA, 401k, etc And still feel behind when it comes to money nowadays 😅
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Don’t do a ton of individual stocks BUT I keep an eye out for deals $NFLX is down 42% this year. Anyone buying?
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Cade Invests retweeted
The investment cycle. 1. Time -> Money 2. Money -> Investments 3. Investments -> Money Repeat. You win when you can eliminate step 1.
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Another one dropping for the ETF bros today… Covering 10 things I wish I would’ve have known before investing in ETFs 🤝
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