"You will give the people of Earth an ideal to strive towards. They will race behind you, they will stumble, they will fall. But in time, they will join you in the sun, $BTC. In time, you will help them accomplish wonders.” #Bitcoin

LATEST: 🇬🇧 Seven of the UK's largest banks, including Barclays, NatWest, and HSBC, completed the world's first interbank transactions using tokenized pound deposits on a shared platform built by Quant.

The Clearing House selecting Quant for its Onchain Money Initiative is significant because of the scale of the existing payment infrastructure this new tokenized deposit network will connect into. The Clearing House operates CHIPS and RTP, two major U.S. payment networks. CHIPS alone is enormous. In 2026 through August, CHIPS processed: • $377.24 trillion in payment value • $2.245 trillion per business day • 111 million transactions • 43 direct participant banks • 660,894 transactions per business day At the current daily run rate, CHIPS is operating at roughly $560+ trillion in annualized payment value. In 2025, CHIPS processed: • $503.38 trillion • 158.1 million transactions • $2.014 trillion per business day • 632,419 transactions per business day So CHIPS is already a payment network operating at more than half a quadrillion dollars of annual settlement volume. RTP adds another major layer. Through August 2026, The Clearing House's RTP network processed: • $1.472 trillion • 371.4 million payments • Approximately $6.06 billion per day • Approximately 1.53 million transactions per day RTP already processed more value during the first eight months of 2026 than it processed during all of 2025. The Clearing House says RTP currently handles more than 98% of U.S. bank-to-bank instant payment volume. The institutional footprint is equally important. The Clearing House is owned by 25 of the largest financial institutions in the United States. The On-Chain Money Initiative has included support from institutions such as: • JPMorgan • Bank of America • Citi • BNY • Wells Fargo • HSBC • U.S. Bank • PNC • TD • Truist • Santander • BMO • Citizens • Fifth Third • Huntington • KeyBank • Regions This is therefore not a single-bank blockchain pilot. The goal is shared interbank infrastructure for tokenized commercial bank deposits. WHAT QUANT IS ACTUALLY PROVIDING Quant has been selected to provide the interoperability, orchestration and transaction-management layer for The Clearing House's Onchain Money Initiative. That technology will coordinate the clearing and settlement of tokenized deposit transactions while connecting the new onchain network with existing payment infrastructure, including CHIPS and RTP. In simple terms: Bank A tokenized deposit ↓ Quant interoperability/orchestration layer ↓ The Clearing House on-chain clearing and settlement network ↓ Bank B tokenized deposit With connectivity back into existing fiat payment systems such as CHIPS and RTP. Quant is not simply providing technology for a proof-of-concept or an individual bank. It is being used within shared infrastructure designed to coordinate tokenized commercial bank money between financial institutions. QUANT COULD ALSO OPERATE AT THE BANK LEVEL There is potentially a second role for Quant. Through its Tokenized Deposits-as-a-Service infrastructure, Quant can also provide individual banks with the technology needed to issue and move tokenized deposits without building their own blockchain infrastructure. That creates two potential layers for Quant: Network level Interoperability, orchestration and transaction management for The Clearing House's shared tokenized deposit network. Bank level Infrastructure enabling individual banks to issue, manage and transact tokenized deposits. WHAT THE NETWORK IS DESIGNED TO SUPPORT The Clearing House says the Onchain Money Initiative is being designed around use cases including: • Corporate treasury • Liquidity management • Cross-border payments • Digital asset settlement • Programmable payments • Automated settlement • 24/7 money movement This is especially important for tokenized capital markets. Tokenized stocks, bonds, funds and other securities ultimately need a cash leg for settlement. Tokenized commercial bank deposits could become one of those settlement assets. That means this initiative potentially connects two major trends: Tokenized financial assets + Tokenized commercial bank money TIMELINE The network is expected to become available to participating financial institutions during the first half of 2027. That makes this more than a long-term research initiative. The infrastructure is currently being built with initial availability targeted within months. THE SCALE IN ONE VIEW CHIPS: • $2.245 trillion per business day in 2026 • $377 trillion processed through August • Roughly $560+ trillion annualized at the current run rate • 660,000+ transactions per business day • 43 direct participant banks RTP: • $1.472 trillion through August 2026 • 371.4 million payments • $6.06 billion per day • 1.53 million transactions per day • More than 98% of U.S. bank-to-bank instant payment volume according to The Clearing House The Clearing House: • Owned by 25 major U.S. financial institutions • Infrastructure used across the U.S. banking system • On-chain network intended to eventually support financial institutions of all sizes Quant: • Providing interoperability • Providing orchestration • Providing transaction management • Connecting tokenized deposits with existing payment rails • Potentially providing individual banks with tokenized deposit infrastructure IMPORTANT DISTINCTION It would be inaccurate to say: "Quant processes $2 trillion per day." It would also be inaccurate to say: "$500 trillion is moving onto Quant." The existing CHIPS network processes those volumes. The accurate framing is: Quant has been selected to provide the interoperability, orchestration and transaction-management layer for The Clearing House's tokenized deposit network, which will connect with payment infrastructure including CHIPS, a system currently settling more than $2 trillion per business day. That is significant enough without overstating it. Quant is moving from providing interoperability technology around financial networks to becoming part of the infrastructure being built to connect tokenized commercial bank money across the U.S. banking system. The incumbent rails surrounding that infrastructure operate at hundreds of trillions of dollars per year. The major unknown now is adoption. We do not yet know how many banks will participate at launch or how much transaction volume will migrate onto the tokenized deposit network. That is the number to watch next. ethereum:0x4a220e6096b25eadb88358cb44068a3248254675

RT @quantnetwork: UK banks have completed the first live customer transactions using tokenised sterling deposits, and they ran on the #GBTD…

RT @quantnetwork: Big news: Quant is partnering with @TCHtweets to bring on-chain, #programmablemoney to the US. We will provide the inter…

At my talk at XRP Vegas, I shared that Uphold is working on a way to earn on XRP. We're getting closer to launch! It has taken longer than planned - but the wait is almost over. Will be sharing more in the coming weeks.

NEW: @GoldmanSachs discloses $86.5M across five $XRP ETFs in its Q2 13F filing, resuming exposure after selling out entirely in Q1.

Jeonbuk Bank is the first regional bank in Korea to deploy Ripple Payments, replacing multi-day SWIFT transfers with near real-time, 24/7 cross-border settlement for its business customers. Our third Korean partnership this year, after Kyobo Life Insurance and Kbank, partnering on custody, wallet infrastructure and payments. Korea’s leading financial institutions are building with Ripple: on.ripple.com/4qkpj0m

Hold XRP. Borrow RLUSD. Stay in your wallet flow. That’s the FSA path @HugoPhilion is pointing to.

Ripple is partnering with @Mastercard, @jpmorgan, @okx, and @OndoFinance to build the future of finance for both traditional and digital assets. @_JackMcDonald_ joins Grayscale to discuss @Ripple's institutional strategy, real-world adoption of $RLUSD and $XRP, and what's next.

Introducing a new financial primitive to XRPL: Credit (now in voting). We've spent the last few years evolving the XRPL stack: 1. Represent value. 2. Move value. 3. Trade value. Now: finance value. This is the step I've become most interested in. Credit is fundamentally a two-sided market. On one side are digital asset holders looking to earn yield. On the other are businesses that need fast, efficient access to capital. Both are still largely underserved by tradFi - and, dependent on infrastructure that wasn't built for onchain assets. The XRPL Lending Protocol is our attempt to rethink that. We made some deliberate design decisions: protocol native, built-in compliance, and off-chain underwriting - to support durable, institutional credit markets on a public blockchain. More on the use cases & design decisions here: ripple.com/insights/the-xrpl…

$FLR is now on @RobinhoodApp Available in the app or in your browser. Wider reach for the network ☀️

The demand for modern, always-on settlement infrastructure continues to grow. @Mastercard’s support for $RLUSD and the XRP Ledger reflects growing demand for trusted digital assets and blockchain infrastructure that can power faster, more flexible settlement.

Mastercard plans to expand its integration with the XRP Ledger to support always-on settlements and time-sensitive intraday payment flows. The move will leverage the XRP Ledger’s near-instant finality, predictable low fees, and proven 14-year track record.

Ripple is #16 on the 2026 @CNBC Disruptor 50, representing the role crypto infrastructure plays in bringing blockchain into real-world finance. The infrastructure era is here. 🚀 on.ripple.com/3RQ5Wz2

The largest $RLUSD mint ever just happened on XRP.

Direct withdrawal of XRP to Flare from exchange. This is such a great use of native XRP functionality, Flares data protocols and the FXRP system.

If I had one wish, it would be that everyone in crypto would watch this video I made six years ago. piped.video/watch?v=fo8ZScrX…

Today, Mastercard, @OndoFinance, Kinexys by @JPMorgan, and @Ripple successfully completed a landmark transaction connecting a public blockchain with interbank settlement rails. Together, we’re laying the groundwork for 24/7 global markets that never close.

SBIリップルアジアとDSRV、日韓市場向け送金・決済分野で共同研究開始、XRPレジャー採用予定 news.yahoo.co.jp/articles/10…

We’re partnering with Convera to expand enterprise cross-border payments. Together, we’re combining global payment rails with stablecoin-enabled settlement to improve speed, liquidity, and reliability. businesswire.com/news/home/2…