Long term investing 101 $1 invested after 10 years = $2.65 $1 invested after 15 years = $4.32 $1 invested after 20 years = $7.02 $1 invested after 25 years = $11.47 $1 invested after 30 years = $18.68 This is assuming low fee index at 10% returns

What happened to Drill Baby Drill?

A lot of hate recently on @XMoney News flash: Xmoney is not a credit card Xmoney is mostly for parking money hence 6% apr You are nearly getting market averages with no swings! Cashback is icing on the cake! #dumbnomics

Dumb Money: Not Investing If you have been fortunate enough to be working, you should be investing You don’t want to be old with nothing saved You either pay now and a little less fun Or pay later when it is no fun and everything hurts You choose but you have to pay regardless #dumbnomics

Dumb Money: Wrong Wife Picking the wrong wife is one of your worst financial decisions No where else do you actually lose 50% of everything whether they input or not You spent a lifetime building. Spend a little more than 2 mins to decide #dumbnomics

Makes sense Shohei Ohtani has a $700M contract over 10 years Why? Dodgers made it all back the 1st year The remaining 9 years will be all profit Your payment is tied to your worth You want $1M/yr salary? Better produce $10M and sure they’ll pay

Dumb Money: Keeping up with the Jones Keeping up with the Jones will keep you poor Fun fact: The Jones don’t even like you Act your wage #dumbnomics

Dumb Money: Not Investing Spend money on concert tickets Spend money on cars Spend money on vacations Spend money on purses and shoes But can’t put away money for assets? Start small $25/week = $5/day If you aren’t investing, plan on working forever

Dumb Money: Kids Groceries are up Rent is up Gas is up Insurance is up You are barely staying afloat living paycheck to paycheck You sure you want to buy diapers? Pay for daycare? Have your gf stay at home Feed another? You might figure it out. Most won’t #dumbnomics

Dumb money: Not getting @XMoney 3% cash back on all eligible purchases Then making 4%-6% apr on account balance Nicest card I got, literally! It’s heavy, metallic, premium feel Not the plastic junk most cards are made out of #dumbnomics

Dumb money: 0% apr I’ll buy the Iphone since it’s 0% Yeah, you just spent $1200 I’ll finance a Tesla since it’s 1.49% Yeah, you just bought a $60k car #dumbnomics

Lifestyle influencers are cancer

It’s 2026 almost 2027 Are zodiacs still relevant?

Dumb money thinks cash back and points benefit them You realize you overspend because of credit cards right? I’ll buy this since I’ll get 3% cashback Oh I’ll buy this since it is 5% category this month Oh, I’ll grab a few extra items and charge it. I bet you’ll save a ton more if you didn’t use cards

Of course real estate is more expensive! The last 40 years the US population increased by ~ 50%! SF geographically didn’t grow LA geographically didn’t grow Atlanta geographically didn’t grow NY geography didn’t grow When there is more demand than supply, prices go up! It’s even worse in cities because that’s where the opportunities are People are traveling from all over the country and internationally

5 States Where Smart Money Retires Florida Wyoming Tennessee New Hampshire Texas

Whatever happened to @tacobell They were going HAM Gorditas and Chalupas Crunchwrap Supreme Doritos Tacos Mannnnnn Anyone seen the chihuahua lately? Mr. Yo Quiero Taco Bell

If money doesn’t buy happiness Broke still doesn’t buy anything