Another solid push from regulators to fix KYC and digital identity. We have been building for this. We are ready!
INTEL: KYC should collect less personal data and use zero-knowledge proofs to verify compliance without revealing names, income or addresses, SEC Commissioner Hester Peirce says
4
3
25
5,669
Verifiable Credentials (VCs) becoming the standard for KYC re-usability is one of idOS's core hypotheses from our initial thesis. We have been building for this moment! Some posts are a bit over-stated, but this is still a big step from US regulators to meet industry demands, and goes in line with what the EU is mandating in 2027 with eIDAS and QTSPs.
3
2
20
5,493
idOS retweeted
idOS is a decentralized identity layer that lets users store encrypted credentials once and reuse them across apps. Their B1 Token Transparency Filing came back with only 2 gaps. $IDOS live since March 5, 2026.
2
5
27
12,192
With the insane growth that @arbitrum and @RobinhoodCrypto chain are experiencing in the last days, most of us missed Arbitrum One's 5 year anniversary few days ago... Happy to be part of the Arbitrum family!
WE KNOW YOU'VE BEEN WAITING... WE'RE PROUD TO ANNOUNCE... 📘ARBITRUM ONE📘 BRIEF YOURSELF BELOW 👇, WE'LL SEE YOU IN L2. offchain.medium.com/mainnet-…
3
4
35
6,144
"The challenge is no longer creating new rails. It's connecting them." Exactly. And connecting rails isn't only a money problem. Every connection is a user crossing a perimeter: new onboarding, new KYC. Money rails connect value, but also need to connect users. That's what we build.
The challenge is no longer creating new rails. It's connecting them. Today, Mastercard completed its acquisition of BVNK. Together, we're helping customers connect digital and traditional forms of money through trusted infrastructure built for scale. Learn more: mastercard.com/us/en/news-an…
5
3
30
7,877
The Bank of Italy ran some tests comparing USDC vs traditional rails across 9 corridors. Verdict: "no systematic cost advantage" over traditional channels. This conclusion is wrong, because their methodology is wrong, or at least outdated. Read their cost table. The onchain leg averaged 0.4% of total cost (as low as 0.01%) and settled in under 15 minutes everywhere. Nearly everything else was fiat friction: funding fees, a 3.8% card surcharge, retail exchange spreads, withdrawal fees. They tested the journey a CEX user faces today: bank transfer in, exchange trade, chain, exchange trade, bank transfer out. That architecture is exactly what onchain neobanks identified as the problem. This is why virtual accounts/cards are becoming the ramp: fiat lands in your own named account, conversion happens inside the stack, exist via your self-custodial card. There are still fees, but they are much lower.
Replying to @LluisBardet
3/ Cards and virtual accounts are the new front door. 90% ship a card, 65% a virtual account, only 54% still integrate a crypto-fiat ramp. The module vendor's KYC flow is often the first thing a new neobank user sees.
4
3
13
1,222
Over the last week we mapped 48 onchain neobanks: every licence, every module, every KYC check users go through. 90%+ of neobank products run on "rented" licences. 2 KYC providers verify almost all of them. 8 findings below. Full research in the article. AMA. 🧵
6
2
20
2,178
Japan's biggest card network is opening its rails to stablecoins. JCB (140M users, 40M merchants) signed an MoU with @circle to explore USDC for cross-border payments and in-store purchases. Everyday money onchain needs reusable identity.
JUST IN: @circle partners with JCB, Japan's largest card network, to bring $USDC to 40 million merchants across cross-border and everyday transactions.
13
4
40
9,023
Let's look at the data: supply is down, but transacted volume went up to record highs in the same period. May-June, the US$ value of stablecoin transactions rose 63% to an ATH $1.78T (Visa/Allium). Supply down, but real activity up - that's what shows real onchain usage.
DATA: The stablecoin market has lost $10B since May, with $7.7B exiting in June alone, the steepest monthly drop since Terra-Luna's collapse in 2022.
14
3
39
7,967
Onchain is becoming the standard for banking.
14
2
26
6,836
140+ banks, networks and wallets just backed Open USD. The news isn't the coin - it's that stablecoins and onchain rails are now the standard for moving money. Reusable identity is the core primitive that comes next.
Introducing Open USD: a stablecoin built for the internet economy, designed by the businesses growing it. joinopenstandard.com/blog/in…
11
6
38
8,852
The news that Swift is expected to launch its cross-border payments framework running on crypto rails with many of the world’s largest banks this June is exciting. But we should not forget about what's truly important: the stablecoin economy must remain open.
31
6
47
4,417
idOS retweeted
idOS is a decentralized identity layer fixing repeated KYC friction for stablecoins. They partially completed a B-1 with only 2 gaps left to disclose. Token live since March 5, 2026.
20
6
41
13,055
Agentic AI needs a secure data flow. Agents route. Recipients read. That's what idOS enables. idOS is your self-custodial, decentralized storage for personal data. When you share it, an access grant is created and your data is end-to-end re-encrypted to the recipient's key. 👇
Every agent transaction is two flows: a value flow and a data flow. The value flow evolved - x402, AP2, ACP, wallets w/ spend limits. But this only half the equation for many use cases. ✈️ Booking a flight requires a payment, but also to share your passport. 👇
28
7
46
5,268
Your data is yours, agents only carry an opaque blob. No agent, prompt, LLM provider (or of course idOS) holds a key that can open it. Planner agent routes work. Worker fetches the grant. Broker presents to the merchant. LLM host runs the prompt. None can see the data. 👇
3
2
12
1,864
Why this is structurally different? An agent can't leak what it can't read. Prompt injection, jailbreaks, malicious MCPs? None can steal you data in plaintext, because it never existed. This is a policy - not a property. Enabled by idOS.
1
1
8
1,382