I’m a licensed UAE property advisor
I hold cypto
I use AI daily
I'm young
I talk to you like a peer, not like a salesman
Who I help:
people who made money recently
Entrepreneurs, or anyone who makes money in crypto, AI, SaaS, ecom, web3, trading etc.
Before viewing more properties next weekend, write a proper brief.
Not “Dubai, good investment, around 2 million”.
Is that your purchase budget or your total available cash?
Do you need income soon?
Could you hold longer if selling takes time?
Who do you expect to live there?
What would make the property unsuitable?
You don't need a 20-page document.
A few honest answers can save a lot of irrelevant viewings and very enthusiastic WhatsApp messages.
And if your adviser keeps recommending things that ignore the brief, ask why.
There should be an answer beyond “this one's selling fast”.
When comparing two communities, I'd make two lists.
What can I use today?
What am I expecting to arrive later?
Roads, shops, parks, transport, schools. Whatever matters to the way I want to live or the tenant I expect to attract.
Then I'd look at the price difference.
A developing area can offer something worth waiting for. An established area can give you more certainty about the surroundings.
Neither list automatically wins.
But I'd want to know how much of the price I'm paying is for something I can see, and how much depends on a future version of the place.
You can like living in one area and prefer investing in another.
Those decisions don't have to produce the same answer.
For your own home, you might happily pay more to be close to work, friends or the place your kids spend most of their time.
For an investment, you'd want to understand what tenants value, what they'll pay, and what it costs you to own.
Sometimes one property does both well.
Sometimes it doesn't.
I'd be honest about which benefit I'm paying for.
Enjoying your home is a perfectly good reason to buy it. You don't need to invent an amazing rental yield to justify that.
TREAT PROPERTY AS STOCKS - you don't expect one to be both high appreciation and pay a solid dividend.
What's the goal? w the property. FIGURE IT OUT before u buy!!
Someone funding their monthly life and someone reinvesting spare income can reasonably want different things.
And both need to allow for the possibility that the result comes in below the plan.
Before you buy, write down what would make you decide against the property.
A price above a certain point?
More competing stock than you expected?
A payment you can't comfortably cover?
A layout that doesn't actually work for the people living there?
Then keep that list when you go to the viewing or the launch.
It's surprisingly easy to start with clear requirements and slowly negotiate all of them away because you like the place.
Changing your mind is fine when you've learnt something useful.
I'd just want to notice the difference between that and talking myself into a purchase.
If the project exists in an official database, I'd check it there.
DLD provides a project-status enquiry through Dubai REST.
That doesn't predict the future or remove every risk.
But it gives you another source to compare with the brochure, the site update and what you've been told.
Then ask about anything that doesn't line up.
No need to turn buying a property into a detective film lol.
But when the information is available, use it.
You're being asked to commit a lot of money. Asking for the registered project details is perfectly reasonable.
Before buying, I want to understand who could realistically buy it from me later.
Someone who wants to live there?
An investor looking at the rental income?
A buyer who needs financing?
What would they compare it with?
And if I needed to sell sooner than planned, what would make that difficult?
A payment plan can make the entry feel manageable.
It doesn't answer what happens when your circumstances change and you need someone else to take over.
I'd want to understand any resale conditions in the contract while I'm still choosing whether to buy.
Much nicer time to find out.
Hypothetical rental example.
You want AED 120k a year.
A tenant is ready to take it at AED 115k.
You turn them down and spend another month empty before finding someone at AED 120k.
Across the next 12 months, that one empty month leaves roughly AED 110k in rent, assuming the other 11 months are paid at the annualised 120k rate.
Before any other costs.
That doesn't mean take every lower offer.
Tenant quality, terms and the actual market still matter.
But holding out for an extra 5k can cost more than 5k..
PLEASE do the maths before getting too attached to the asking price...
Last day of Q3.
If you bought a property this year, here's a more useful review than checking whether someone online says Dubai is up.
How much cash has actually come in?
What did you spend that you hadn't allowed for?
Has the next payment changed?
Do you still have enough money set aside?
If it's off-plan, compare the progress and upcoming payments with what you originally understood.
If it's rented, compare actual receipts and costs with your forecast.
A headline about the market can be encouraging.
I'd still want to know how my own property is doing.
“Same area” is a pretty loose definition of a comparable property.
Different building.
Different condition.
Different floor plan.
Different view.
One vacant, one occupied.
By the time you've worked through it, you might be comparing two quite different purchases.
I'd rather have three genuinely useful comparisons than a screenshot of 30 listings.
Start close to the property you're assessing.
Same building and layout where possible,
then understand the differences.
And separate asking prices from completed transactions.
An owner being willing to put a number on a portal doesn't mean a buyer has agreed to pay it.
A handover date and the date your first tenant pays rent aren't necessarily the same date.
There might be snagging to deal with. Work to finish. Furniture to arrange. Viewings to do.
Maybe everything moves quickly.
I'd still leave some room in the numbers for it not to.
Especially if another payment is due around handover and the plan is to cover everything with rent straight away.
Get the actual sequence clear.
When do I pay?
When can I access the property?
What needs doing before someone can move in?
How long can I comfortably carry it?
The gap between those answers is where I'd want a cash buffer...
When people say “there's loads of supply coming”, I want to get a bit more specific.
Where?
What kind of homes?
At what price?
And when are they actually expected to be ready?
A batch of expensive villas in one area doesn't compete with apartments in Dubai.
But several similar buildings handing over near each other could matter a lot if you're trying to rent out one of those units.
For a property I'm considering, I'd map the nearby alternatives and their expected completion dates.
Then I'd ask why a tenant would pick mine.
The citywide number is useful context. It won't answer that question for you.
Try removing price growth from the first version of your property spreadsheet.
Keep the purchase costs.
Running costs.
Financing if you're using it.
A realistic allowance for the place being empty.
Then look at what you're left with.
If you still want the property, you've learnt something useful.
If the whole plan falls apart without a quick increase in value,
you've also learnt something useful.
You can still choose to take that risk.
I'd just rather know that I'm taking it than discover later that “conservative assumptions” meant everything going right.
A cheaper home can cost you a lot of time.
Say one location adds an extra hour of driving across the day.
Five working days, roughly 20 working days a month...
that's about 20 hours a month.
You might happily accept that for more space, lower housing costs, or somewhere you really enjoy living.
Fair enough.
But put it into the comparison.
I'd test the journey at the time I'd actually travel, not Sunday morning when the roads are quiet lol
Google Maps saying 25 minutes while you're sitting in the sales office isn't quite enough for a decision you'll live with every day.
Hypothetical one.
A property was listed at AED 2.4m.
Now it's AED 2.2m.
“Reduced by 200k” sounds good.
Until you find comparable properties actually selling around AED 2.1m.
The reduction tells you where the seller started. It doesn't tell you what the property is worth.
Ofc there might be a reason this one deserves more. Better condition, a genuinely better view, a more useful layout.
But I'd want to understand that reason.
You aren't buying the discount. You're committing to the final price.
Before getting excited about the rental yield on a Dubai apartment, check the service charges for the actual building.
DLD has a Service Charge Index. Use the relevant project and year, then ask for the property's actual bills too.
I'd also want to know what sits outside that number.
Maintenance inside the unit. Management fees. Insurance where relevant. The cost of getting it ready for the next tenant.
None of this makes an apartment a bad investment.
It just means the rent arriving in your account isn't all yours to spend.
I'd much rather see a less exciting yield calculation that includes the costs than a beautiful one that quietly forgets them.
A 4-bed isn't automatically a better home for your family than a 3-bed.
Where's the fourth room?
How much living space did you give up for it?
Can you actually fit the furniture you own?
Where does all your stuff go?
I'd take a useful floor plan seriously even if the bedroom count looks less impressive on a listing.
Especially if that extra room ends up being an expensive cupboard because nobody wants to spend time in it...
When comparing places like Elan or Aura Gardens, get the actual layout in front of you.
Same community, different layout, potentially a very different daily life.