Piotr Dzwonnik has become Miquido's CEO.
He brings 25+ years of IT experience, with a strong background in enterprise sales and scaling technology businesses.
We aim to continue serving as a strategic technology partner for our clients with Piotr at the helm of Miquido.
Poland’s largest audiobooks and ebooks base, available in one mobile app.
Empik GO has established itself as a leading application for ebooks and audiobooks among Polish readers. The user base was growing, so we helped enhance their experience.
See the full case study below 👇
97% accuracy. 500M+ loan applications processed. 7 banks across Asia.
We developed an AI credit scoring engine for Nextbank, combining 600+ data points with 3 ML models.
Result: lower default rates, expanded credit access, and compliance across diverse regulatory environments.
Companies are rushing to use AI. Many do so without considering the long-term consequences.
Under the EU AI Act, a simple pilot can quickly transform into a high-risk system.
Download the free report and prepare for the upcoming regulations: lp.miquido.com/rethinking-ai…
The latest Miquido report: What do customers expect from VAS? is now available in English.
The analysis covers major shifts within one of Europe’s most dynamic financial markets, tracking exactly how consumer demands are changing.
Get the free report: lp.miquido.com/what-do-custo…
Your app is live.
Most teams treat that as the finish line.
In reality, it’s where the real work—and real risk—begins.
In the AI era, products don’t just break.
Maintenance is no longer a support function.
It’s a growth strategy.
Most companies confuse embedded finance with value-added services. VAS adds features, embedded finance makes payments, loans, and insurance native to your app.
The difference?
Control, compliance, and revenue potential. Discover more: eu1.hubs.ly/H0t0LHv0
Mobile checkout is where conversion is won or lost. Preferred payment methods, uninterrupted flows, and fast repeat purchases all shape the outcome.
See the UX principles behind frictionless mobile checkout: eu1.hubs.ly/H0snC2w0
Trip configuration, booking and reservation management are moving into self-service - and this shift is shaping how travel apps are designed. Learn more in our “Mission: Self-Possible” report: eu1.hubs.ly/H0snzG50
For years, companies building mobile products relied on the "walled garden" of app stores to keep us safe.
In 2026, your app cannot rely on the user's phone being "clean." It has to be a self-defending product.
📖 Read our full deep dive
eu1.hubs.ly/H0tfSbw0
Retail gamification helps turn everyday interactions into habits. Progress bars, small head starts, and daily streaks encourage users to return and stay engaged.
See how these mechanics work: eu1.hubs.ly/H0snzSb0
Leading eCommerce apps use self-service and real-time visibility to keep purchases simple and predictable. Learn more in “Mission: Self-Possible” report: eu1.hubs.ly/H0snzXv0
Smartphones are now sensors that interpret the physical world. Computer vision, feature matching, real-time image processing - this powers modern image recognition apps.
How does it actually work? Read more: eu1.hubs.ly/H0tfRW20
Self-service reflects how customer expectations are changing. In “Mission: Self-Possible”, Dominika Będkowska connects real product examples with the trends shaping user behaviour.
Explore more: eu1.hubs.ly/H0sn88S0
AI is a stress test for your operating model.
Reviewing “low-hanging fruit” often reveals that some overlooked roles are essential, while some legacy processes survive only because no one questioned them.
Watch the full webinar: eu1.hubs.ly/H0snzP80 🍿
FinTech is entering a new phase. AI-driven operating models, real-time payments, programmable money, and embedded finance are reshaping the industry.
What should banks and fintechs prepare for next? Learn more: eu1.hubs.ly/H0snx360
What does self-service look like when it actually works?
In “Mission: Self-Possible” we break down real product patterns used by market leaders.
Download the report: eu1.hubs.ly/H0snzLj0
AI won’t fix weak content. It will just produce weak content faster.
The real leverage appears when experienced teams use AI to iterate and explore more ideas without lowering the creative bar.
From our webinar with Boris Lacroix: eu1.hubs.ly/H0sn5tB0 🍿
As AI systems become more autonomous, trust becomes critical.
Explainable AI (XAI) helps users understand why systems make certain decisions - and why they can rely on them.
More in “Mission: Self-Possible”: eu1.hubs.ly/H0sn3RR0