We take security seriously. That's why we're starting to roll out new security features on Moneda 👉 View and manage your active sessions on other devices 👉 Security notifications in case someone attempts to access your device or tries to take over your passkey 👉 Add a backup passkey for signing transactions (including hardware security keys) 👉 Freeze your passkey to prevent sending transactions on Moneda. Useful for traveling or to prevent unauthorized live takeovers

These functionalities, combined with our recovery methods (email + trusted contacts), allow users to enjoy the best wallet experience whilst having peace of mind, knowing that they will get full transparency of what's happening in their accounts

Lost your phone? That shouldn’t mean losing access to your money. Moneda now lets you set a recovery email for your passkey. Verify it once, and if your device ever goes missing, that email gets you back in.

Never miss a payment ... or a match. ⚽️ Scheduled payments are live on Moneda. Automate rent, subscriptions, allowances, or recurring deposits into Earnings to grow your savings on autopilot. Set it once, never have to think about it again. Fully automated. Limits enforced on-chain. Cancel anytime.

Do it before it's too late. 🫵 Losing access to your crypto wallet is a solved problem. The industry just hasn't shipped the fix to consumers. Every self-custody wallet gives you the same choice: write down 12 words and never lose them, or trust a company not to disappear. Both are bad. One puts the risk on you. The other puts it on someone else. Recovery contacts fix this. You pick up to 3 people you trust. If you lose your phone or passkey, one of them approves your new device by signing on their side. They can never spend your money on their own. The wallet stays self-custodial, you just stop being a single point of failure.

You don't hold the money in your bank. Your bank does. When your balance sits with a bank or an exchange, you own a claim on an institution, and you trust it to honour that claim. Usually it does, but sometimes it doesn't. Self-custody is the other option. You hold your money directly, and nobody else can move or freeze it. For years it had a hard catch: the seed phrase. One lost piece of paper, and the money was gone for good. That has changed. Self-custody now works without a seed phrase. A passkey on your device takes the place of the twelve words, so there's nothing to write down and nothing for a scammer to talk out of you.

Payment references are now live on Moneda. Add the reference a biller asks for, and pay invoices the same way you pay a friend. Why does it matter? Send money without a reference and a business sees the payment arrive, but cannot tell who it came from. The reference is what connects it to you. So the account you use can now settle an invoice, pay utility bills, or pay a company that accepts a bank transfer.

Euro accounts were for people in Europe. US Dollar accounts were for people in the States. Now you can hold and earn on both, without a bank in either country. This is Neo Finance