Today, we’re stepping into our next chapter as ERGO NEXT Insurance. We’ve officially unveiled our new brand identity, an important milestone that reflects how far we’ve come and where we’re headed next as we continue to support more than 750,000 small businesses with their insurance needs. As ERGO NEXT, we’re bringing together the financial strength and global scale of ERGO and Munich Re with the digital-first technology and experience NEXT is known for. This evolution reinforces what matters most to us: Helping entrepreneurs thrive by moving faster, planning further ahead and growing with confidence in an increasingly complex risk environment. You’ll start seeing the ERGO NEXT brand across our digital channels today, with more to come in the weeks and months ahead as we continue to expand what’s possible for digital-first small business insurance. Rest assured, if you’re an active customer, nothing is changing with the coverage outlined in your policy documents. Looking ahead, there’s even more to be excited about as we continue building what’s next. We’re deeply grateful to our customers, agents, partners, employees, and our colleagues across ERGO Group and Munich Re around the world. Thank you for joining us on this journey! Check out the press release with more information on this important milestone for us: nextinsurance.com/blog/next-… #ERGONEXT #ERGOGroup #MunichRe #Growth #DigitalInsurance #SmallBusiness #InsuranceInnovation

"Whoever did the SEO did a great job!" 😂💯 That’s how Jeremy McBryde first found ERGO NEXT when looking for business insurance for Comfort CLE – and we’ve been backing his business ever since! From his roots in LA to bringing incredible comfort food to Ohio, Jeremy knew he needed insurance that was fast, easy, and completely hassle-free. In his own words: "Managing my policy with ERGO NEXT is streamlined to the umpteenth power!" ⚡️ Whether it's pulling up insurance certificates right from the app or protecting the customer experience, Jeremy relies on ERGO NEXT so he can stay focused on what he does best: serving up incredible food and growing his business. At ERGO NEXT, we’re proud to be in the corner of hard-working, passionate entrepreneurs like Jeremy. Thank you for making us part of your story! 🚀❤️

Still ‘hot’ after 10 years in small business insurance! We're all grateful for the shout out on the @PC_360 insurtech list. See the list here: propertycasualty360.com/2026…

When your landlord asks for a Certificate of Insurance, or you need proof of coverage for an off-site event, you shouldn't have to jump through hoops to get it. When Anna Ross, owner of Anna Bakes in Wellington, FL, transitioned to her brick-and-mortar bakery, she needed a simple way to manage policies, print COIs, and keep her team and customers protected. "My favorite thing about ERGO NEXT is the quick access when I need it. I can message somebody on my phone, email, or call them and get instant answers." We know how much effort goes into running a small business, which is why we make managing your business insurance coverage as effortless as possible. We are so proud to support amazing business owners like Anna as they grow! 🧁✨ Thank you, Anna, for sharing your positive experience with ERGO NEXT! 🙌

"Creativity is part of my work, but insurance is part of being professional." 💯 For Sandra Trinidad, owner of Miami Love Balloons, protecting her passion was a priority from day one. But as a busy entrepreneur, she didn’t have time for a complicated, slow insurance process. That’s why she turned to ERGO NEXT. 📲 With our mobile app, Sandra can instantly send proof of insurance right from her phone the second she steps into an event venue. No paperwork headaches, no delays – just total peace of mind so she can focus on what she does best: creating unforgettable experiences. 🎈 Thank you for trusting us to have your back, Sandra! We are so proud to support your business journey.

... and then do it all again next week. 😂 Shoutout to our customer ClearSite Services for the accuracy. 👏 Whatever comes at you, business insurance is one thing we can take off your plate. 🤝

"No one can be in a bad mood at a Mexican restaurant." 🌮 Bianca Beach had been sitting on an idea for years: merging French pastry with the bold, Latin-inspired sauces she loved. Then March 2020 hit and the world shut down, and she decided it was finally time to get it off her vision board. @LlamacitaSauce was born in her home kitchen, and today her taqueria-inspired sauces are stocked at Northeast Ohio grocers and farmers markets. Her advice to other entrepreneurs is simple: just start, and trust that it works out. That kind of grit is exactly what we love supporting at ERGO NEXT. With the right business insurance in place, Bianca can keep growing without the what-ifs hanging over her. 🤝

Did anyone else see this?? ✈️ 👀 Maybe it's a sign… 😉 Get a free, personalized insurance quote for your small business: bit.ly/3QTursm

There's a version of you that dreamed about this before you knew it was possible. 🥹 Featuring our customers: 🔮 Bryanna Ellul | Celestial Spaces By Bry (San Diego, CA) 🍞 Angie Paul | Virginia Sourdough (Nokesville, VA) 📣 Paulette Piñero | Unstoppable Latina (Springfield, MA) 🧁 Destiny Pullings | Destiny's Pops (Owings Mills, MD) 🍦 Julie Schultz | Feelin Good Ice Cream (Cleveland, OH) The to-do list never really ends, but the fact that you built something real from an idea? That part deserves a second to sink in. We're proud to handle the business insurance so you can keep building. 🤝

Nothing says “small business owner” like being your own biggest fan. 😂 Shoutout to the ClearSite Services LLC crew for keeping the Phoenix metro area clear of junk, hot tubs, and everything in between. We're fans of what they're building, and proud to cover their business insurance while they do it. 🤝

“One day we were sitting in the backyard, and my husband said he wanted to start an ice cream truck. So I said okay, why not?!”🍦 That's how it started for Julie, the woman behind Feelin Good Ice Cream, after 20+ years working in an office. What began as a fun weekend project quickly gained traction. After the first year, they added a second, bigger truck with even more products to keep up with demand. Today, Julie's serving up hand-scooped ice cream, fresh shaved ice, and walking tacos all over the city. Her take on the best part of the job: "It doesn't matter how bad of a day you're having, one scoop of ice cream can turn it right around." 😀 Building something like this from scratch (twice, once for each truck) takes serious grit, and that's exactly the kind of small business spirit we love supporting at ERGO NEXT. Having the right business insurance in place means Julie can keep the smiles (and the scoops) coming without worrying about what's next. 🤝

When entrepreneurs trust AI as much as human agents, insurers must rethink how trust is earned, writes Effi Fuks-Leichtag, chief product officer of ERGO NEXT Insurance @nextInsurance1. sbrew.link/YPZimyyv #insurance #insurtech #AI #InsureThink

POV: you just wanted one straight answer about your business insurance. 😅 We've all been there. AI's honestly great for the starting line, the terms, the basics, getting your questions straight. It's the "so do I actually need it" part where it tends to leave you hanging. Turns out that's a pretty common one: 36% of small business owners have used an AI chatbot to research business insurance. But when it comes to your specific situation, general answers only get you so far, that's the part where you just answer a few questions about your actual business and see what fits. Click here for the full report on how business owners are navigating the AI era, and how it's changing the way they research and buy insurance: bit.ly/4xmk2I4

As a proud partner of @intermiamicf, we love supporting the incredible community and small businesses that make Miami so vibrant. ⚽️🩷 If you’re in Miami, you need to check out these top local recommendations from George Arango, aka @MrEats305! Big thanks to George for sharing his favorite spots! 👏 (Mural by ERGO NEXT customer Chuavevo 🎨) Drop your favorite Miami small business in the comments below, so we can keep supporting local businesses!! 👇✨

“What up, Chicken Man?!” 🍗 You know you’ve built something special when people start shouting your name down the street! From starting out cooking free pop-up meals in Los Angeles to bringing his signature "City Boi" sandwich to Ohio, Jeremy McBryde’s journey with Comfort CLE is pure hustle, heart, and undeniable passion. Being an entrepreneur isn’t for the faint of heart – it’s full of ups, downs, and hard work. But seeing the joy on someone’s face when they bite into the food you make fresh every single day? That’s the feeling Jeremy and his team are always chasing. At ERGO NEXT, customer spotlights like this are our absolute favorite. We are beyond proud to support incredible, hard-working small business owners like Jeremy who bring so much heart and flavor to their communities! 👏🏽

"Don't even look anywhere else... Make your life easy." 🛠️✨ We love a good success story, especially when it comes to cutting down the paperwork grind for our customers! See how Vanessa Certain, owner of VEC Development, uses ERGO NEXT to handle their insurance needs on the go. From instant certificates of insurance to pulling up key info right from the app on a busy job site, VEC Development has completely streamlined their workflow so they can focus on what they do best: building. 🏡 🙌 Thank you for choosing us to support your business journey! 🚀

Is "nobody is making me" a valid business strategy for risk management? 🤔 In our recent survey of 500 small business owners, we discovered a surprising truth: 54% say they don’t have business insurance simply because it "isn't legally required." A single slip-and-fall lawsuit or cyber breach can wipe out everything you built at your business overnight if you don’t have the right coverage. The reality is that protecting your business doesn't have to break the bank. With ERGO NEXT, you can get covered for as little as $19 a month – less than the price of a few coffees. 😉 Don't wait for a crisis to wish you had a safety net. Click here to get a free, personalized quote: bit.ly/3QTursm Read the full survey results here: bit.ly/4wszGkz

Are you setting up shop at summer markets or holiday pop-ups this year? 🎪 Buying one-day insurance policies every time you vendor might seem convenient, but it could leave you unprotected. What happens if a customer has a reaction to your product weeks *after* the event? Or a sudden gust of wind takes your tent down? One-day policies usually don't cover claims after the market ends, leaving you on the hook if anything were to go wrong. We broke down why a year-round policy might actually save you time, money, and headaches as a market vendor. Check out our blog post here: bit.ly/44MPTWg Shoutout to Steel City Salt Company for sharing these practical vendor tips! 🙌

What if the secret to a great business isn't actually the product itself, but how you make people feel? 🤝 For Dennis Akers, co-founder of @thecandlepour, 99.9% of what they do has nothing to do with candles, and everything to do with treating customers right. They wanted to create a tactile, social experience to bring together people who are constantly on their phones, allowing them to connect and leave with a product they made themselves. When a business focuses entirely on building real relationships, you get a front-row seat to the passion that drives our local communities. At ERGO NEXT, we are all about supporting small businesses that prioritize human connection and pour so much heart into the daily rhythm of their craft. 🕯️✨

When Geo Morales was looking for a space to launch Abeja Coffee in Brooklyn, NY, securing business insurance was the very first hurdle. After dealing with issues at a previous provider, a recommendation from a neighbor led him to make the switch to ERGO NEXT. The results? Geo saved at least 10 hours of research and was able to get his Certificate of Insurance (COI) in just 30 minutes! ☕️📝 With ERGO NEXT, Geo can check insurance off his to-do list, giving him the confidence to focus on running his unique cafe speakeasy. We absolutely love supporting our customers as they build and grow. If you're a small business owner looking for a reliable partner, Geo recommends checking us out first. 😊💯

Have you ever had one slow week and immediately convinced yourself your business was going under? 🙋‍♂️📉 Turns out, you are in very good company. We recently surveyed 500 small business owners and found that 44% of new entrepreneurs feel that exact same uncertainty every single week. In fact, 40% said they were completely blindsided by just how emotionally draining the entrepreneurship roller coaster can be. The first year is tough, and the worry is normal – but being prepared makes all the difference. Click here to read the full report and see how to get your business covered, so you're prepared for whatever life throws at you: bit.ly/4wszGkz