Track spending, health metrics, plan date nights, book reservations, plan travel, order groceries, meal plan, comparison shop, flag zombie subscriptions or potential fraudulent activity, …
The flaw of this is most people just don't have interesting enough lives for an agent to engage with. They go to work. They go home. They buy a few things. They have a day on the weekend to walk around the block. They take a trip once a year
There's not much slack there. What's the agent going to do