The first neobank on Robinhood where your yield pays the bills, not you. 0xfd1a35778d9798f13c6fb97d29c07a5ce3f7fb5e
Learn More →
- Tweets 98
- Following 10
- Followers 1,330
- Likes 64
Round up is live.
Buying a card with USDG? Tick "Round up" and a $34.14 card becomes $35.00.
The spare $0.86 goes into your jar.
At $5, your jar pays out your way:
- $OFY, bought on the market and sent to you
- USDG, back to your wallet, one tap to deposit into savings
Spare change that stacks $OFY or earns yield.
13
5
25
920
Settings are live on OffYield.
Lock your dashboard with a passcode, auto lock when you step away, hide your balances when you're in public, or reset your browser's data in one tap.
Your funds only ever move with your wallet's signature.
Check it out 👇
offyield.com
5
4
31
2,037
Day 2 is here.
Team pulled an all nighter, and we are just getting started.
Let's build.
-OffYield Intern 🤍
$OFY is live.
0xfd1a35778d9798f13c6fb97d29c07a5ce3f7fb5e
OffYield is simple. Instead of spending your savings, you spend what they earn. Your deposit earns yield in established lending markets, your card spends only that yield, and your money stays whole and withdrawable anytime. You're also able to deposit RWA tokens.
Do not want to wait for yield? Get a card and spend right away.
Thread below. 👇
17
3
59
3,448
Your money's on another chain? Bring it to Offyield in one step.
Add Funds → From another chain: move funds from Base, Arbitrum, Ethereum and 40+ chains straight into USDG on Robinhood Chain, gas included.
Then buy a card or start saving.
Try now👇
offyield.com
15
3
33
2,572
Introducing Member Voice on OffYield. $OFY members now help decide what we build next.
The first vote is open. Which card should we add next?
- Gift cards
- Mobile top-ups and eSIMs
- Cards for Australia and the EEA
How it works:
Votes are weighted by level, Member 1, Silver 2, Gold 3 and signing your vote is free. You can change your vote anytime before Oct 31
Not a member yet? Hold $OFY or keep 100 dollars or more of USDG in the vault.
Vote now👇
offyield.com/dashboard
12
4
34
5,242
OffYield is going live here on X at 10PM EST.
What does this mean? Live coding. We will not be doing anything heavy or sensitive on stream for privacy reasons, but it will be a chance for our community to actually see how we work.
Most projects in this space share nothing, so we think a look behind the curtain will be refreshing.
14
7
55
3,113
Roughly $12,000 in cards generated so far in the past 5 hours and $1,752 spent. Every dollar of it bought back and burned, as promised.
We still do not see the FUD. We are just here to build.
Proof 👇
robinhoodchain.blockscout.co…
14
5
40
4,460
Lots of noise on this one, so we are happy to clarify.
The full match is a short term promotion. The goal is simple, get a large user base early and take real market share in the neobank space, and to do that we are pouring money into incentives up front.
Once the promotion ends, we move to a sustainable model, 15% of all daily and weekly spend routed into buybacks. Standing out and getting eyes on us early matters, and this is how we do it.
📢 We've heard our community, and decided to add two new token utilities for $OFY holders.
- $OFY Membership
- Spend to buyback
OffYield is introducing a spend buyback and burn program. Here is how it works. We track every dollar spent on OffYield cards and match it with a buyback on the chart.
Spend 100 dollars, we buy back 100 dollars of $OFY. Simple as that. Buybacks run on a regular cycle, roughly every 24 to 48 hours.
Please note this matches how much you spend, not the cost of buying a card. And it applies across all cards, reloadable, non reloadable, and physical.
We've gone ahead and made the $OFY membership live to all holders. Silver and Gold members get $OFY bought from the open market and sent to them with their cashback.
- Member
- Silver
- Gold
Based on how much $OFY you hold and for how long. Hold 30 days and you move up a level, 90 days and you move up two. Or reach the same levels by saving USDG in the vault.
8
6
24
8,675
📢 We've heard our community, and decided to add two new token utilities for $OFY holders.
- $OFY Membership
- Spend to buyback
OffYield is introducing a spend buyback and burn program. Here is how it works. We track every dollar spent on OffYield cards and match it with a buyback on the chart.
Spend 100 dollars, we buy back 100 dollars of $OFY. Simple as that. Buybacks run on a regular cycle, roughly every 24 to 48 hours.
Please note this matches how much you spend, not the cost of buying a card. And it applies across all cards, reloadable, non reloadable, and physical.
We've gone ahead and made the $OFY membership live to all holders. Silver and Gold members get $OFY bought from the open market and sent to them with their cashback.
- Member
- Silver
- Gold
Based on how much $OFY you hold and for how long. Hold 30 days and you move up a level, 90 days and you move up two. Or reach the same levels by saving USDG in the vault.
15
10
48
5,948
You can only see the contribution graph on a private repo, never the individual commits. So even if a dev were inexperienced, there would be nothing to judge there, because the actual work in a private repo is invisible.
That is the whole point of it being private. What we are actually proud to point to is the security audit. It shows the real work, it was done by a legitimate firm, and we paid for it. That is the part that proves the tech, and it is the part you can verify yourself.
This is our last tweet on this subject. We're focused on building and improving/scaling our project.
- OffYield Team 🤍
You didn't just nuke your X account. You wiped your entire GitHub history, deleted your only public repo and hid your activity chart so nobody can see the sheer volume of private repos you were committing to: github.com/sorrowzzz/
That’s what doesn't add up. If you're an experienced builder, why erase your entire git commit history? Coders are normally proud of their contribution graph.
Unless those private repos are tied to previous launches you don't want linked back to you?
Good luck bro.
$OFY
0xfd1a35778d9798f13c6fb97d29c07a5ce3f7fb5e
5
4
25
4,875
Offyield now works with more wallets.
Connect with MetaMask, Phantom, Rabby, Coinbase Wallet, or open offyield.com in the Robinhood Wallet app's browser.
offyield.com
2
3
18
1,000
Thanks. We're allowed to build in private. Let's keep building.
Just shipped 3 updates:
- The Early Access list
- Swaps
- More wallet support
Thread below 👇
You have every right to anonymity as a founder, but let’s not pretend it’s the norm for projects that are actually legitimate. Not saying you need to dox to stop the FUD, but it won’t go away on its own.
10
5
25
2,884
Just to clarify.
We have seen the noise about someone finding a team members X account with 19 followers from 2013, thirteen years ago. He's gone ahead and deleted it because its irrelevant to what's being built here 13 years later.
Being private is the norm. Almost every crypto founder and most users are anonymous, and on a decentralized platform that is how it should be. At the end of the day, we're also a privacy neobank and offer these privacy cards for a reason.
The same goes for our repo, no team hands their full codebase to the world, which is exactly why we got audited by a legitimate security firm (@ShieldifySec) and ran our own in house pentesting on top.
Anyway, on a brighter note, we have a lot more product updates to share in the next little bit.
9
9
59
4,579
Walkthrough of our OffYield APK. A full look at the app, deposit, watch your yield grow, and spend it from a card, all from your phone.
A little more on our team. We are a team of 5 mainly based in the US (4) and Canada (1) with 2 members currently working out of Asia for the past week or so.
Our background is in Solidity and blockchain development, so the money layer, the contracts, and the audit work are things we build and understand ourselves, not things we outsource and hope get done right. Everything is done by our in house team.
As promised, here is a sneak peek of the app, along with a look at some code.
Ready to spend off your yield on mobile?
14
6
48
6,670
As promised, here is a sneak peek of the app, along with a look at some code.
Ready to spend off your yield on mobile?
We have been building the OffYield APK app, and we will share sneak peeks of the frontend within the next two hours.
(Probably sooner, we like to under promise and over deliver.)
-OffYield Intern
4
10
46
8,457
First hour is in. Roughly $9,000 in cards from our non yield cards, and around $250 in cashback already paid to $OFY holders.
Quick reminder so nobody misses out: to get the 5% cashback you need to connect your $OFY wallet to the dashboard and get a card from there.
If you used a different wallet this time, no worries, just use your $OFY wallet on the next one and the cashback kicks in.
Thank you to everyone who showed up in hour one. This is just the start.
11
5
70
4,643
Physical cards have always been in our pipeline, and you can expect them in Q4. We held off on sharing this, honestly because we know people have been burned before and might not believe us, but we would rather show you where we are headed than hide it.
A few more updates. Our non reloadable cards (LIVE) already work with Apple Pay and Google Pay, and the reloadable ones landing in the next week or so will support them too.
We also opened card access to everyone, whether or not you have earned yield yet, because building yield takes time and we did not want that to be a barrier to getting started.
We are here to prove ourselves in this space and earn our place as a blue chip, one shipped promise at a time.
- OffYield Team 🤍
14
12
85
3,645
Introducing Next Card Date on OffYield.
Your dashboard now estimates when your accrued interest will cover your next $30 prepaid card.
-Based on what the vault has actually earned over the last 7 and 30 days
- Shown on your Overview and in the Vault
- One click to add the date to your calendar
Rates are variable, so this is an estimate, not a guarantee. Your principal stays untouched, and only your interest is spendable.
See yours👇
offyield.com/dashboard
17
9
62
4,762
My cards.
See each prepaid card you've bought, when it was delivered, and your $OFY cashback.
offyield.com
6
723
Onboarding checklist.
Getting started now takes five guided steps, right from your dashboard:
- Connect MetaMask
- Add a small amount of ETH for gas
- Fund your wallet with USDG
- Make your first deposit
- Turn your accrued interest into a prepaid card
Each step completes automatically as you progress. Your principal stays locked, and only your interest is spendable.
1
3
30
5,508
OffYield LLC is a registered company in Wyoming, filing 2026-002059669, public and verifiable anytime.
We are fully digital, so there is no physical branch to walk into, that is just how a neobank works for anyone who will look up our address.
- OffYield Intern 🤍
Thank you to everyone joining our community, it means a lot this early.
We have been building OffYield for months, legally registered, fully audited by Shieldify (@ShieldifySec), with a lot still in store.
We will share today's roadmap shortly, and the rest of the plans for this new month (October) soon.
Join our Telegram to talk to us 👇
t.me/offyield
6
10
68
9,916
Thank you to everyone joining our community, it means a lot this early.
We have been building OffYield for months, legally registered, fully audited by Shieldify (@ShieldifySec), with a lot still in store.
We will share today's roadmap shortly, and the rest of the plans for this new month (October) soon.
Join our Telegram to talk to us 👇
t.me/offyield
4
13
56
12,766
OffYield LLC is a registered entity in the state of Wyoming and our codebase has been fully audited by Shieldify (@ShieldifySec) to ensure users deposits are safe.
Learn more about OffYield 👇
linktr.ee/offyield
8
1,723
Here is the whole flow, start to finish.
You deposit USDG, and OffYield supplies it to a lending market where it earns interest, and that interest becomes your spendable balance.
Your card spends only that interest, so your deposit is never touched, and whenever you want out, you withdraw and your full deposit comes back one to one.
2
6
2,346
$OFY is live.
0xfd1a35778d9798f13c6fb97d29c07a5ce3f7fb5e
OffYield is simple. Instead of spending your savings, you spend what they earn. Your deposit earns yield in established lending markets, your card spends only that yield, and your money stays whole and withdrawable anytime. You're also able to deposit RWA tokens.
Do not want to wait for yield? Get a card and spend right away.
Thread below. 👇
44
34
182
52,874
$OFY goes live on @ponsdotfamily within the next 24 hours.
Nearly two months of building to get here, countless meetings, compliance hurdles and a lot invested to do this the right way. Now it is almost time.
The only real $OFY CA will come from this account the moment we launch, so watch here and trust nothing else.
Learn more in thread below👇
7
5
27
3,473
After countless meetings, months of building, and multiple 5 figures invested from our teams pocket on the line, we're proud to announce we are almost ready to have our cards to go live.
We've had to climb a mountain of compliance and legal work most projects skip. We are a registered business, so we are doing this the right way and the legal way.
4
3
24
2,558
We're proud to announce our security audit is now complete, run by @ShieldifySec across the OffYield codebase.
Now, are you ready to spend off your yield?
Check out the report 👇
github.com/shieldify-securit…
Another one for the Robinhood ecosystem. Shieldify's audit report for @offyield is now public. Thanks for the trust, keep shipping 🫡 🟡
For more details, check out the report at 👇
github.com/shieldify-securit…
6
6
26
3,825
Where does your deposit go once deposited into OffYield?
Your USDG is supplied through a Morpho Blue vault into established, battle tested markets like USDe, syrupUSDG, spUSDG, and mGLO, earning the yield your card spends while your principal stays whole and withdrawable one to one.
2
1
20
2,189
gm.
big week incoming, here's what's landing:
- audit complete by @ShieldifySec
- mainnet and tech go live
- $OFY launches
- offyield intern 🤍
10
3
33
2,501
⚠️ There's some noise going around about whether we've launched, so to be clear, we haven't, and we can't stop someone from taking our branding and putting out a fake.
The only real $OFY address will come from this account the moment we go live, so please don't trust or buy any token until you see it posted here by us.
Stay safe.
5
1
18
2,843
📢 Our reloadable cards will run on Visa, and our non reloadable cards on Mastercard and Amex.
- USD based
- Spendable worldwide (outside sanctioned countries)
- Euro and GBP cards coming later this year for lower local fees
Reloadable cards will also receive a 2.5% cashback on every purchase in USDG, exclusively for $OFY holders.
12
3
17
4,991
who wants early access?
audit is coming before we launch our token, powered by @ShieldifySec.🤝
-offyield intern 🤍
12
3
24
2,955
No shade to anyone caught today, this stuff is hard. But a lot of this comes down to custody and how funds are held.
OffYield keeps your deposit working inside the most established, battle tested yield protocols in DeFi, the card spends only the yield, and your principal stays withdrawable one to one whenever you want.
Did Avici just get hacked?
If you use @avici , check your account immediately.
Multiple user card balances appear to be getting drained to the same address:
solscan.io/account/FVNFzqAny…
2
1
15
2,669
With our product and token launching soon, we want to start opening up the backend and showing you how OffYield is actually built.
Here’s one rule from the money layer. We never use decimals, because computers round them wrong and small errors pile up until money quietly goes missing.
Instead we count in whole units, like counting cents instead of dollars, and we always round down. So your balance is always exact, and nobody can ever spend money that isn’t really there.
BTS from our backend developer.
2
2
16
2,011
Security is the foundation everything sits on.
So we've partnered with @ShieldifySec to audit the OffYield codebase, every contract and every path your money can take.
Don't trust, verify.
New audit partnership with @offyield 🤝
OffYield is the first neobank on Robinhood where your yield pays the bills, not you ☝️
Audit report coming soon!
4
4
21
3,129
