Six years ago, I shared my belief statement. Today, I feel it is the right time to present the same thoughts in an infographic. What is remarkable is that nothing has changed in the last six years. In fact, every statement I made back then has only become more reassuring with time, backed by experience, data, and much stronger conviction. Six years later, the belief remains the same. The confidence behind it is much stronger.

Top 20 Mutual Funds in India as on 30th Sep 2026

The Nifty Small cap 250 is currently the only major index trading at a P/E above its historical average. Does that make it Expensive? One view says, “It is costly compared to history.” Another view says, “The premium reflects higher expectations of future growth.” Same data. Different perspective. The glass can be half empty or half full. Valuation matters, but valuation alone should never decide your investment. Understand the opportunity. Understand the risk. Always do your due diligence before investing. Fortune Investment Services (P) Ltd. ARN: 197457 Disclaimer: This analysis is shared purely for educational purposes. It is not investment advice. Always do your own due diligence and invest based on your financial goals, investment horizon, and risk appetite. Please keep in mind that mutual fund investments are exposed to market risk. Before making any investment decisions, review all scheme-related documentation thoroughly. The material of the reports is intended solely for informational purposes and should be used by the recipient. While we made significant efforts to compile the data and contents of this report, we give no promises about the logic of the assumptions or the veracity of any data. Any decisions made using this material are completely the responsibility of the recipient. We reserve the right to correct any errors or discrepancies in the reports that are discovered or brought to our attention at any time. Perform your research thoroughly before making any investments. Why? Just because it's interesting.

Life Is Not About Playing For A Draw. You Win some. You Lose some. But when you PLAY TO WIN, you give yourself a chance to win. When you PLAY FOR A DRAW, you eliminate that chance before the game even begins. Playing safe may protect you from some defeats, but it can also keep you away from extraordinary victories. This is true in sports. In business. In investing. And in Life. If you are afraid to lose, you may never discover how much you are capable of winning. Don’t play merely to survive. PLAY TO WIN. Choose wisely.

Extraordinary Wealth Is Rarely Built in Comfortable Investments.

When you are truly passionate about something, you don’t have to announce it. People can feel it.

How the market movement today...

“Why should I pay for professional guidance?” Fair question. But ask a bigger one: What is the cost of investing without guidance? Most investors don’t lose wealth because of the market. They lose because of fear, greed, impatience and emotional decisions. Without guidance, many may not even complete 25% of their wealth journey. A professional cannot control the market. But they can help you respond instead of react. Saving a little on guidance while sacrificing years of compounding? Penny Wise. Pound Foolish. The real cost is not what you pay for guidance. It is what bad decisions cost you.

Want to look intelligent on social media? Stay negative. After two years of market underperformance, predict another fall. Market recovers? Everyone is happy. Nobody questions you. Market falls? Come back proudly and say, “I told you so.” Perfect strategy. Heads, I am right. Tails, nobody remembers. That is why fear and negativity sell so easily. Predicting crashes may create followers. But followers don’t create wealth. Conviction, patience and staying invested do. Don’t ask who predicted the fall. Ask whose investors actually created wealth. Fortune Investment Services (P) Ltd. ARN: 197457 Disclaimer: This analysis is shared purely for educational purposes. It is not investment advice. Always do your own due diligence and invest based on your financial goals, investment horizon, and risk appetite. Please keep in mind that mutual fund investments are exposed to market risk. Before making any investment decisions, review all scheme-related documentation thoroughly. The material of the reports is intended solely for informational purposes and should be used by the recipient. While we made significant efforts to compile the data and contents of this report, we give no promises about the logic of the assumptions or the veracity of any data. Any decisions made using this material are completely the responsibility of the recipient. We reserve the right to correct any errors or discrepancies in the reports that are discovered or brought to our attention at any time. Perform your research thoroughly before making any investments. Why? Just because it's interesting.

Upgrade Before You Outgrow! As we grow, we change schools, colleges, careers and even cities. Because every next level demands a different environment. We upgrade our phone, car and vacations. But what about our home, where we spend nearly half our life? A home is not just an address. It influences our comfort, thinking, energy, habits and aspirations. Sometimes we outgrow our surroundings without realizing it. Holding on may feel emotional. But growth demands change. If everything about you has grown, why are you still living in the setup of your past?

You Cannot Go to The Next Level With The Same Setup. Think about our education journey. Till 10th standard, one school may be enough. For 11th and 12th, many move to another school for better coaching and opportunities. For Engineering, Medicine, CA, Commerce or Arts, we choose a different institution based on where we want to go. For Post Graduation, we may move again. Sometimes to another city, state or even country. Why? Because Every next level demands a different ecosystem. Nobody says, "My 10th standard school was excellent. So I will study Engineering there itself!" Yet, when it comes to money, many investors do exactly that. You may have started investing on your own. That was perfectly fine. But when ₹10 lakh becomes ₹50 lakh, ₹1 crore or ₹5 crore, the game changes. Bigger wealth brings bigger decisions. Different corpus. Different complexity. Different risks. Different strategy. What helped you START may not be enough to help you SCALE. We happily change schools, colleges, cities and even countries for better education. Then why hesitate to upgrade the way we manage our growing wealth? Growth demands an upgrade. The question is not whether your old approach was wrong. The real question is: Is it still good enough for where you want to go next? Upgrade and grow. Stay comfortable and survive. The choice is yours. Fortune Investment Services (P) Ltd. ARN: 197457 Disclaimer: This analysis is shared purely for educational purposes. It is not investment advice. Always do your own due diligence and invest based on your financial goals, investment horizon, and risk appetite. Please keep in mind that mutual fund investments are exposed to market risk. Before making any investment decisions, review all scheme-related documentation thoroughly. The material of the reports is intended solely for informational purposes and should be used by the recipient. While we made significant efforts to compile the data and contents of this report, we give no promises about the logic of the assumptions or the veracity of any data. Any decisions made using this material are completely the responsibility of the recipient. We reserve the right to correct any errors or discrepancies in the reports that are discovered or brought to our attention at any time. Perform your research thoroughly before making any investments. Why? Just because it's interesting.

Rohit Sharma has smashed more than twice as many sixes as Virat Kohli, despite playing only around 85% of the innings Kohli has played.

Success is Relative. The More Successful you become, the More Relatives you discover! 😄

Why you shared this now!!!

During the same period, Small & Midcap funds delivered an average 12% CAGR on lumpsum investments and 16.66% returns through SIPs. Those who are hugging the index alone may have reasons to worry about prolonged sideways markets. But investors who believe in quality active fund management know that opportunities can exist even when the headline index goes nowhere. The Index may be flat. Your portfolio doesn’t have to be. Choose wisely. Stay invested. Let active management do its job. Fortune Investment Services (P) Ltd. ARN: 197457 Disclaimer: This analysis is shared purely for educational purposes. It is not investment advice. Always do your own due diligence and invest based on your financial goals, investment horizon, and risk appetite. Please keep in mind that mutual fund investments are exposed to market risk. Before making any investment decisions, review all scheme-related documentation thoroughly. The material of the reports is intended solely for informational purposes and should be used by the recipient. While we made significant efforts to compile the data and contents of this report, we give no promises about the logic of the assumptions or the veracity of any data. Any decisions made using this material are completely the responsibility of the recipient. We reserve the right to correct any errors or discrepancies in the reports that are discovered or brought to our attention at any time. Perform your research thoroughly before making any investments. Why? Just because it's interesting.

NIFTY Can Give You Nothing For 2 Years. That Doesn't Mean The Market is Broken History has done this repeatedly. 2008 to 2014: 6.17 years 6,144 → 6,221 | CAGR 1.25% 2015 to 2017: 2.02 years 8,956 → 8,934 | CAGR -0.25% 2018 to 2020: 2.17 years 11,582 → 11,669 | CAGR 0.75% 2024 to 2026: 2.59 years 22,338 → 22,421 | CAGR 0.37% But look at the bigger picture. Jan 2008 to Oct 2026 Nifty: 6,144 → 22,421 CAGR: 7.14% This is how markets work. Long periods of frustration. Short periods of powerful wealth creation. The biggest mistake? Expecting 10-year returns every year. If your goal is 10 to 15 years away, why panic over 2 years of underperformance? The market tests your patience before rewarding it. Don’t react to every market phase. Long-term GOAL. Long-term MINDSET. Stay invested. Always do your due diligence before investing. Fortune Investment Services (P) Ltd. ARN: 197457 Disclaimer: This analysis is shared purely for educational purposes. It is not investment advice. Always do your own due diligence and invest based on your financial goals, investment horizon, and risk appetite. Please keep in mind that mutual fund investments are exposed to market risk. Before making any investment decisions, review all scheme-related documentation thoroughly. The material of the reports is intended solely for informational purposes and should be used by the recipient. While we made significant efforts to compile the data and contents of this report, we give no promises about the logic of the assumptions or the veracity of any data. Any decisions made using this material are completely the responsibility of the recipient. We reserve the right to correct any errors or discrepancies in the reports that are discovered or brought to our attention at any time. Perform your research thoroughly before making any investments. Why? Just because it's interesting.

A brilliant way to show how markets truly behave. Simple in presentation. Powerful in message. Hard-hitting in impact. Sometimes, one visual can teach what a thousand words cannot. Fortune Investment Services (P) Ltd. ARN: 197457 Disclaimer: This analysis is shared purely for educational purposes. It is not investment advice. Always do your own due diligence and invest based on your financial goals, investment horizon, and risk appetite. Please keep in mind that mutual fund investments are exposed to market risk. Before making any investment decisions, review all scheme-related documentation thoroughly. The material of the reports is intended solely for informational purposes and should be used by the recipient. While we made significant efforts to compile the data and contents of this report, we give no promises about the logic of the assumptions or the veracity of any data. Any decisions made using this material are completely the responsibility of the recipient. We reserve the right to correct any errors or discrepancies in the reports that are discovered or brought to our attention at any time. Perform your research thoroughly before making any investments. Why? Just because it's interesting. @vaibhavchugh @AbakkusInvest @SunilBSinghania

Why Do Markets Reward Only a Few Investors Handsomely? Because markets reward those who stay when staying becomes difficult. 2 years with no returns? Most investors complain, lose patience, switch, or exit. But the next 3 years could potentially compensate for those 2 frustrating years and create meaningful wealth. The real question is not: “When will the market give returns?” The real question is: “Do you have the conviction to stay invested until it does?” Volatility tests patience. Patience builds wealth. Always invest according to your goals, risk profile and time horizon.

Emotional vs Non-Emotional Investment! Who wins...

People buy Real Estate for retirement or their children’s marriage. They don’t check the price of their house every morning. People buy Gold believing it is scarce and will appreciate over decades. They don’t panic and sell because gold falls for a few weeks. But the moment they invest in a Mutual Fund, something changes. They check the NAV every day. Market falls for a week? Panic. Portfolio turns red? Doubt. A few months of poor returns? Exit. The problem may not be the investment. The Problem is Our Behavior. Real wealth is rarely created by reacting to every market movement. It is created by giving quality investments TIME. Markets will rise. Markets will fall. Volatility will test you. Your Biggest Enemy in Wealth Creation is not Market Volatility. It is Your Own Emotions. Non-emotional investors give compounding the one thing it needs most: TIME.

Markets Change Faster Than Narratives. From the September 2024 peak: 📉 BSE Sensex: Down 16% 📉 BSE Midcap: Down 8.77% 📉 BSE Small cap: Down only 1.77% And suddenly, the popular narrative is: "Large Caps are Attractive." "Mid & Small Caps are Expensive." But look at the performance in the Current Financial Year 2026-27, from 1 April 2026 to 1 October 2026: BSE Sensex: Flat. No return. BSE Midcap: +11.86% BSE Small cap: +31.47% Interesting, isn't it? The segment called "Expensive" has delivered stronger returns, while the segment called "Attractive" has remained flat. This is why investing cannot be reduced to one number called P/E or one word called Valuation. Businesses change. Earnings change. Growth expectations change. Investor preferences change. And today, Business and market dynamics are changing faster than ever. Cheap does not automatically mean opportunity. Expensive does not automatically mean avoid. The better question is: Where can earnings and businesses potentially grow over the next 5 to 10 years? Don't build a long-term portfolio based only on today's valuation narrative. Data over noise. Growth over labels. Long term over short-term narratives. Always do your due diligence before investing. Fortune Investment Services (P) Ltd. ARN: 197457 Disclaimer: This analysis is shared purely for educational purposes. It is not investment advice. Always do your own due diligence and invest based on your financial goals, investment horizon, and risk appetite. Please keep in mind that mutual fund investments are exposed to market risk. Before making any investment decisions, review all scheme-related documentation thoroughly. The material of the reports is intended solely for informational purposes and should be used by the recipient. While we made significant efforts to compile the data and contents of this report, we give no promises about the logic of the assumptions or the veracity of any data. Any decisions made using this material are completely the responsibility of the recipient. We reserve the right to correct any errors or discrepancies in the reports that are discovered or brought to our attention at any time. Perform your research thoroughly before making any investments. Why? Just because it's interesting.