Problem is they don’t educate students on credit in college. I had to learn the hard way when I moved to US. Took me at least 5yrs to build my credit from 300’s to over 700’s. Golden rule is never ever purchase a new vehicle for at least 2 years b4 buying home.
As my undergrad is quickly coming to an end here’s some quick advice:
1. Start filing independently at 18 (if you can)
2. Get a credit card but DO NOT abuse it, build your credit
3. Call you family
4. Get a job in college no matter what
Hi, I'm the founder of Pluto and I get your pain. Can you check us out? Pluto is a debit card that builds credit for college students. It's made by students for students.
It blows my fucking mind that to improve my credit score, it's recommended to have FIVE OR MORE different credit cards.
not to put on a tinfoil hat or anything but i'm beginning to think credit scores are some kind of scam 🥴