Scaling #tokenisation depends on moving cash and asset together. Our new paper with Murex shows how #programmablesettlement synchronises cash and asset movement within existing workflows. Read it here: quant.network/perspectives/p… At @Sibos? Visit us at Stand DISL51 or join our programmable settlement session on the Discover Stage, Mon 28 Sep, 10:30. #Sibos #CapitalMarkets

A ledger records what moved. It rarely records why. That gap is where banks will earn on #tokeniseddeposits. Our new whitepaper 'Above the Ledger' by our Chief Commercial Officer, Lenna Russ, shows how banks can commercialise them. Visit us at Stand DISL51 at @Sibos next week to learn more: quant.network/perspectives/a… #TransactionBanking #ProgrammableMoney #Payments #Sibos

Big news: Quant is partnering with @TCHtweets to bring on-chain, #programmablemoney to the US. We will provide the interoperability layer that lets #tokeniseddeposits move freely within the regulated banking system. This builds on our work in the UK, Europe and beyond. Read the press release here: quant.network/press-releases… or the blog here: quant.network/news/quant-pow… #OnChainMoneyInitiative

UK banks have completed the first live customer transactions using tokenised sterling deposits, and they ran on the #GBTD platform built by Quant. Delivered through the Great British Tokenised Deposit initiative, convened by @UKFtweets with @Barclays, @HSBC_UK, @LloydsBank, @monzo, @Nationwide, @NatWestGroup and @santanderuk, the transactions included: ➡️ Two remortgage completions, with funds locked and released automatically at completion ➡️ A marketplace purchase from a private seller, with payment released only once the goods were exchanged Payments that execute the moment agreed conditions are met give customers more control and can help reduce fraud. More pilots are expected in the coming months, including digital asset settlement. We're proud to have built the shared infrastructure behind this milestone, alongside @UKFtweets, the participating banks, @EYnews and Linklaters. Read the full announcement: ukfinance.org.uk/news-and-in… #TokenisedDeposits #ProgrammableMoney #Payments

We're delighted to be sponsoring @UKFtweets's Tokenised Markets and Money Conference 2026 on 19 October in London. Our Chief Product Officer, Martin Hargreaves, will join the panel 'Institutional Money and Next Generation Deposits,' exploring #tokeniseddeposit consortiums and cross-border #interoperability. View the agenda and book your place: ukfinance.org.uk/events-trai… #Tokenisation #DigitalMoney

Every settlement demo you'll see at @Sibos ends the same way, but ours doesn't. One week today, on the Discover Stage, we will be running a live repo against a tokenised bond in Murex's MX.3, powered by Quant's orchestration layer, then killing it mid-execution. What happens next is the point: full rollback, no state change, no unwind. 🗓️ Monday 28 September ⏱️ 10:30 - 11:00AM 📍 Discover Stage Add the session to your calendar here: quant.network/event/sibos202… #Sibos2026 #ProgrammableSettlement #Tokenisation

Central banks, commercial banks, and payment infrastructures have invested in new rails and standards. Yet settlement still lags behind messaging. Most #crossborderpayments settle sequentially, leg one, then leg two, with a gap between them where risk, cost, and failed settlement can creep in. Synchronised settlement closes that gap. Both legs settle together, or neither does. In this article, we break down why this is a coordination problem, not a capability problem, and what live deployments across the UK, Europe, and Latin America already prove is possible: quant.network/perspectives/w… #Settlement

Are you ready for @Sibos Miami? 🌴 With just under two weeks to go, our team will be at Stand DISL51, ready to talk through how Quant is powering programmable money for regulated institutions. Book a meeting to discuss: ✅ Making tokenised deposits programmable, for treasury, liquidity and cross-border PvP ✅ Synchronised settlement of tokenised assets, with zero settlement risk and T+0 ✅ Programmable treasury for banks, from real-time liquidity sweeps to FX exposure and hedging If you're working on tokenisation, settlement infrastructure or programmable payments, we'd love to connect: meetings-eu1.hubspot.com/len… #SibosMiami #TokenisedDeposits #Programmability #Settlement

Tokenised deposits are moving past the pilot stage. Three use cases keep showing up across banks in the UK, Europe and North America, and none require new principal risk or stepping outside the existing regulatory perimeter. Discover what these are and why now in our latest article: quant.network/perspectives/t… #TokenisedDeposits #Settlement #CrossBorder

Next month, our Founder and CEO, @gverdian, will be speaking at the 6th edition of @InnFin's FinTech as a Force for Good Forum, taking place on October 8th at The University of Chicago Booth School of Business in London. The event will explore how #FinTech serves as a cornerstone of the UK’s #financialinfrastructure - driving economic growth while enhancing strategic and social resilience. Join leading innovators and policymakers shaping the future of FinTech. Register here: luma.com/dno43k1g?lm_source=… Learn more: innovatefinance.com/fintecha… #FinTechForGood #FFFG2026

What are #programmablepayments? In simple terms, programmable payments are automated payments that are triggered when certain conditions are met. While many systems today offer a version of automated payments, like standing orders or direct debits, programmable payments go much further. They allow for greater customisation, like paying only when a service is delivered or when your account balance hits a certain level. In this article, we’ll delve deeper into the benefits of #programmability and what it means for businesses and consumers alike: quant.network/perspectives/p…

📢 Thirty minutes, three perspectives and one live #programmablesettlement demo. Join Quant and Murex for a session on the Discover Stage at @Sibos Miami, where they will explore a key constraint in tokenised #capitalmarkets: synchronising the asset and cash legs without moving away from established trading and #settlement workflows. Our Chief Commercial Officer, Lenna Russ, and our Chief Product Officer, Martin Hargreaves, will join Murex's Global Head of Market Development, Marc Natale, to demonstrate programmable settlement through MX.3, including synchronised delivery vs. payment and how a failed settlement condition is managed. 🗓️ Take a look at Quant's Sibos agenda and add the session to your calendar: quant.network/event/sibos202… #SibosMiami #DvP #Tokenisation

Why use #tokeniseddeposits and #programmablesettlement in capital markets? In the third and final instalment of this series, our Chief Product Officer, Martin Hargreaves, looks at how programmable settlement lets tokenised deposits move through #capitalmarkets via PayScript® automation and orchestration, unlocking settlement flows that are faster, more efficient and better integrated. Want to learn more? Come and speak to the team at @Sibos Miami, stand DISL51 in the Discover Area, and hear how we're building the infrastructure for programmable money: quant.network/event/sibos202… #TokenisedDeposits #ProgrammableSettlement #CapitalMarkets #SibosMiami

For decades, #financialinfrastructure has run on batch cycles, siloed systems, and manual processes built for a different era. However, that's changing, and faster than most people realise. Continuous #settlement instead of end-of-day cycles. Interoperable systems that coordinate cash and asset movements with finality, not just communicate. Programmable rails that carry logic as well as value. In this article we break down the three shifts defining the next generation of financial infrastructure, and why the institutions leading it aren't waiting for a roadmap: quant.network/perspectives/t… #ProgrammableMoney

How do #tokeniseddeposits help with cross-border payments? This is the second video in our short series exploring the key topics we'll be talking about at @Sibos. Hear our Chief Product Officer, Martin Hargreaves, break down how tokenised deposits can transform foreign exchange payments, bringing PvP-level safety and speed to intraday flows and beyond. Look out for part three coming next week, where we'll be explaining #programmablesettlement. Come and speak to us at Sibos Miami, stand DISL51 in the Discover Area, to learn how we're building the infrastructure of programmable money: quant.network/event/sibos202… #CrossBorder #ProgrammableFinance #SibosMiami

Settlement is where #digitalasset infrastructure gets tested at scale, specifically what happens when the cash leg has to move in lockstep with the asset leg, across multiple banks, accounts and currencies. This isn't theoretical. Quant is one of 18 firms participating in the Bank of England's #SynchronisationLab as a Synchronisation Operator, testing synchronised multi-bank treasury rebalancing: large corporates coordinating transfers across several banks as a single settlement bundle, rather than as sequential legs each carrying its own exposure. Discover where the infrastructure is heading, and what institutions building now need to solve for in this article: quant.network/perspectives/s… #ProgrammableSettlement

Before a bank writes a single line of code for #tokeniseddeposits, there's one architectural decision that shapes everything downstream: where the fiat sits, and which ledger is authoritative for customer positions. Choosing it late or getting it wrong is an expensive mistake to unwind once a programme is already underway. In this joint piece with @Capgemini, we break down two account models for tokenised deposits: - Mirror model - core banking stays the source of truth, the token is a synchronised 1:1 representation - Omnibus model - a single pooled reserve backs all tokens, and the token ledger becomes authoritative Neither is universally right. This paper covers where each model holds up, where it strains, and the five-layer architecture emerging for legacy-to-DLT integration: quant.network/perspectives/r… #Payments #DLT

We're delighted to be hosting welcome drinks and canapés at @Sibos Miami. 🗓️ Tuesday 29 September 🕓 4:30pm – 6:30pm 📍 Discover Exhibition Area Connect with the Quant team, hear more about the work we're doing in #programmablefinance, and meet with others from across the industry. Spaces are limited, so RSVP to secure your spot: eu1.hubs.ly/H0xNXPk0 #Sibos2026

What are #tokeniseddeposits, and why should you care? This is the first in a short video series where we're exploring some of the key topics we'll be talking about at @Sibos: tokenised deposits, cross-border payments, and programmable settlement. Martin Hargreaves, our Chief Product Officer, breaks down how tokenised deposits work and why they're set to change how banks move money and assets, synchronised across borders and ledgers. Find us at @Sibos Miami, stand DISL51: quant.network/event/sibos202… #ProgrammableFinance #SibosMiami

Collateral is fragmented by design. Our newest article makes the case for #QuantFusion in capital markets - solving mobility across the whole market, not just within one consortium. Read the article: quant.network/perspectives/c… #CollateralMobility #CapitalMarkets #Tokenisation

Are you going to @Sibos in Miami this September? The Quant team will be there to share how we work with #banks, #capitalmarkets and #financialinstitutions to enable them to move #tokeniseddeposits from pilot to production. Book time with the team to learn how we’re powering the UK’s first interbank tokenised deposit network. Visit us at Stand DISL51. Learn more: quant.network/event/sibos202… #Sibos2026

Card networks have run #retailpayments for decades. But central banks are pushing for modernisation, and account-to-account payments are stepping up as the alternative. Programmable bank accounts bring the same ease and protections as card payments, but with far more flexibility: split a payment automatically, hold funds until conditions are met, trigger settlement only on confirmation. We've been building and testing this technology alongside leading institutions, exploring what #programmableinfrastructure can unlock for #banks reimagining their core payment rails. Read the full piece: quant.network/perspectives/b… #ProgrammablePayments

What if the two-day gap between trade and settlement stopped costing your institution capital, liquidity and operational overhead? Real-time settlement is moving from pilot to production. In this article, we look at what's driving the shift away from T+2, where real results are already showing up, and why #interoperability across networks, not a bet on any single #blockchain, is the infrastructure challenge that matters most. Read the full piece: quant.network/perspectives/f… #ProgrammableSettlement #CapitalMarkets

The Bank of England's Real-Time Gross Settlement engine, #RT2, introduces conditional settlement logic that earmarks funds and releases them only when all parties’ conditions are met, helping ensure both sides of a transaction settle together. Listen to our Lead Solutions Architect, Alex Chiriac, walk through Quant's contribution to the Synchronisation Lab: multi-bank treasury rebalancing, with Quant Flow acting as Synchronisation Operator to package several banking relationships into one earmark-and-release instruction. Watch the video and read the full breakdown of what synchronisation means for settlement infrastructure: quant.network/perspectives/i… #SynchronisationLab #ProgrammableMoney #Treasury

Tokenised deposits are moving from pilot to production, and almost every bank running one hits the same wall. This article breaks down why the hard part isn't #tokenisation, why most pilots stall at the same three points, and why synchronised, near-instant settlement is what lets deposits move safely across institutions and borders: quant.network/perspectives/s… #TokenisedDeposits #Interoperability

Seven banks. One shared orchestration layer. Processing real transactions today. We did it first with UK banks and the Great British Tokenised Deposits (GBTD) initiative. At @Sibos 2026 Miami, we're showing what it could look like worldwide. Catch us on stage: 🎤 Mon 28 Sept, 10:30am - Discover Stage 🎤 Thu 1 Oct, 1:45pm - Conference Stage 4 Book time with the team: quant.network/event/sibos202… #TokenisedDeposits #CrossBorderSettlement #ProgrammableMoney #Sibos

RT2, the Bank of England's renewed #RTGS core ledger and settlement engine, lets funds be earmarked and released only once every party's terms are met, closing the settlement gap between transaction legs. Our Lead Solutions Architect, Alex Chiriac, walks through Quant's #SynchronisationLab contribution: multi-bank #treasury rebalancing via #QuantFlow. Watch the video here: quant.network/perspectives/i…

Are you going to @Sibos in Miami this September? The Quant team will be there to share how we're building the infrastructure that connects financial systems and networks, bringing #programmability to #crossborder payments, #tokenisation and #treasury. Book time with the team to learn how we’re powering the UK’s first multibank #tokeniseddeposit network. Discover more: quant.network/event/sibos202… #Sibos2026

AI agents, not humans, are increasingly initiating #payments: trading, procuring, settling at machine speed. That infrastructure needs to be #interoperable and #programmable by design. Quant already builds it. That's why we joined the #x402Foundation, hosted by the @linuxfoundation. Learn more: quant.network/news/how-quant… #AgenticPayments #AIAgents

While tokenised issuance and trading have moved fast, post-trade remains fragmented across ledgers and settlement systems. QuantNet connects tokenised assets and money across ledgers, without replacing what's already there. Real-time visibility, coordinated settlement, built to scale with adoption. Learn more: quant.network/perspectives/b… #CapitalMarkets #PostTrade #Tokenisation

Tokenising a deposit is the easy part. Moving it across institutions is where most pilots stall. 𝗪𝗵𝗼 𝘀𝗼𝗹𝘃𝗲𝘀 #𝗶𝗻𝘁𝗲𝗿𝗼𝗽𝗲𝗿𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗳𝗶𝗿𝘀𝘁 𝘄𝗶𝗻𝘀. Messaging, settlement, and governance have to work together, or the value stays trapped on one ledger. Read why #synchronisedsettlement is the foundation #tokeniseddeposits need to scale: quant.network/perspectives/s… #Tokenisation

Last month, we attended @UKFtweets's Digital Innovation Summit to talk #GBTD and the future of #tokeniseddeposits. In this article, we cover five key takeaways from the session, covering the world-first multibank system, real use cases, and what's next on the road to production: quant.network/news/five-key-… #DigitalInnovationSummit

What is a #tokeniseddeposit? A bank deposit on a distributed ledger. Same protections, same issuing bank, same balance sheet. What changes is what becomes possible: real-time settlement, conditional payments, 24/7 movement. Commercial bank money, made #programmable. Learn more: quant.network/perspectives/w… #DigitalMoney

Every institution building its own chain. Every chain needing its own bridge. That path leads to fragmented liquidity and rising integration costs. Fusion takes a different approach, one canonical bridge per network, secured by Quant. A single layer connecting permissioned ledgers, public chains, and every institution on the fabric. Learn why neutrality is the precondition for interoperability: quant.network/perspectives/o… #Tokenisation #Interoperability #QuantFusion

Where should the fiat sit that backs a tokenised deposit? And which ledger is the source of truth? Our new joint point of view with @Capgemini, drawing on our work building #GBTD's infrastructure, breaks down the mirror vs. omnibus account models and what it takes to get from strategy to production. Download the paper here: quant.network/perspectives/r… #TokenisedDeposits #Payments #DLT

Much of the conversation about scaling digital asset infrastructure has focused on wallets and custody, in particular how institutions control private keys, manage bearer instruments, and build the access layer for digital assets. That work matters, and the institutions that have done it well are ahead. The harder problem is #settlement, in particular, what happens when assets need to move. In this article, we explore why settlement is the critical gap, and what is required to close it: quant.network/perspectives/s… #Interoperability #ProgrammableSettlement #DigitalAssets

Banks are piloting #tokeniseddeposits and #programmablemoney. The question for technology vendors: how do you future-proof a platform for multiple #blockchains and digital assets? Blockchain-agnostic infrastructure lets your clients operate seamlessly across any network. Learn more: quant.network/perspectives/1… #FinancialInfrastructure

AI agents are already making transactions, executing trades, and settling obligations autonomously and at machine speed. That infrastructure needs to be fit for purpose. Quant has joined the x402 Foundation, hosted by the @linuxfoundation, connecting internet-native payment protocols to the regulated banking rails that underpin the real economy. Our Fusion multi-ledger rollup already supports x402 out of the box, across 70+ networks. Interoperability between decentralised and institutional finance is what we're building. Learn more: quant.network/news/how-quant… #QuantFusion #x402 #AIAgents #AgenticPayments

Collateral management is under pressure: rising capital costs, expanding margin requirements, fragmented infrastructure. Slow settlement forces firms to over-collateralise, holding buffer to cover the days a trade takes to settle. Near-instant settlement closes that gap. The tech works, but the challenge now is scaling from pilots to production. Download this whitepaper to learn more: quant.network/perspectives/u… #ProgrammableSettlement #CollateralManagement #CapitalMarkets

Is the UK's first multibank #tokeniseddeposit payments system ready to scale? At the @UKFtweets Digital Innovation Summit, our CEO @gverdian joined Barclays, Lloyds, and NatWest to discuss #GBTD, the world's first multibank tokenised deposit payments system. Read this article for 5 key takeaways, from live pilot use cases to #programmablemoney in action: quant.network/news/five-key-… #DigitalInnovationSummit

Flow Applications, part of #Overledger, let you build a #blockchain workflow once and have it work across every interface automatically, human UIs, backend services, and AI agents included. Discover how in this article: quant.network/perspectives/f… #FlowApplications

What exactly is a #tokeniseddeposit, and why are regulated financial institutions moving toward them at scale? Read this article to understand how they work, how the regulatory landscape has shifted, and the infrastructure challenge most institutions are yet to solve: quant.network/perspectives/w… #DigitalMoney

Today, our CEO, @gverdian, joined a panel at the @UKFtweets #DigitalInnovationSummit on tokenisation and GBTD alongside representatives from @Barclays, @LloydsBank and @NatWestGroup. "This is the world's first tokenised deposit payment system built for industry, by industry - an essential orchestration layer that gives every participant the ability to innovate, differentiate and compete." Full insights coming soon. #GBTD #TokenisedDeposits #ProgrammablePayments