ETFs made my wife and I millionaires in 7 years.
But there's over ~10,000 to choose from.
Here are 10 ETFs that can make you a millionaire in 2026:
Total US Stock Market:
$VTI
This is my bread and butter.
It tracks the ENTIRE US stock market...
So you get a piece of every pie 😉
Best Year: +30.9% (2013)
Worst Year: -38.4% (2008)
10 Year Average: ~14%
Total International:
$VXUS
This tracks everything that
$VTI doesn't.
If you want global diversification without picking countries...
This is your best bet.
Best Year: +32.4% (2025)
Worst Year: -16.1% (2022)
10 Year Average: ~10%
Nasdaq 100:
$QQQM
This tracks the top 100 (non financial) US companies.
It's heavily weighted toward tech, AI, and innovation...
So it's high risk, high reward.
Best Year: +56.4% (2023)
Worst Year: -32.6% (2022)
10 Year Average: ~20%
S&P 500:
$VOO
This is Wall Street's "gold standard."
It tracks the 500 largest US companies...
And 92% of fund managers can't beat it 🤷♂️
Best Year: +32.4% (2013)
Worst Year: -18.2% (2022)
10 Year Average: ~15%
Small Cap Value:
$VBR
These are smaller US companies trading at discount valuations.
They're more volatile than large caps...
But they have a great track record.
Best Year: +36.6% (2013)
Worst Year: -32.2% (2008)
10 Year Average: ~10%
Growth Stocks:
$VUG
These are the fastest growing (large cap) companies in the US...
And they're perfect for aggressive investors.
Best Year: +46.8% (2023)
Worst Year: -33.2% (2022)
10 Year Average: ~17%
Real Estate:
$VNQ
This is a dividend heavy fund that tracks REITs.
(Real Estate Investment Trusts)
It's like being a landlord without the tenants 🤣
Best Year: +40.5% (2021)
Worst Year: -37% (2008)
10 Year Average: ~6%
Tech Stocks:
$VGT
This tracks software, hardware, & any tech you can think of.
It's the highest returning ETF on this list...
But if a -40% year would make you sell, skip it.
Best Year: +61.9% (2009)
Worst Year: -42.8% (2008)
10 Year Average: ~22%
High Yield Dividend:
$VYM
This is the "passive income" ETF.
It targets stocks with the highest dividends...
So you get paid while your portfolio grows 😏
Best Year: +30.1% (2013)
Worst Year: -31.9% (2008)
10 Year Average: ~12%
Total World Market:
$VT
This lets you buy the entire world.
It's split 60/40 US / International...
With 9,000+ total stocks 🤯
Best Year: +32.7% (2009)
Worst Year: -33.1% (2008)
10 Year Average: ~13%
If you want help getting started...
Hit the link in my bio 🎯